Karmi Gutman is a CFP® with six years of industry experience, currently serving as a financial advisor at Lifestyle Planning, LLC in Chandler, AZ. Prior to joining Lifestyle Planning, Gutman worked at Buttonwood Capital Management and has been affiliated with The Vanguard Group in various capacities since 2016. Lifestyle Planning, LLC provides investment advisory, financial planning, and boutique family office services to individuals, high-net-worth clients, families, and business owners. The firm specializes in non-discretionary portfolio management and utilizes a combination of fundamental, technical, and cyclical analysis to inform investment decisions.

Louis Di Muro is a financial advisor at Iron River Capital LLC with three years of industry experience. He holds Series 63 and Series 65 licenses and also operates a single-member CPA firm providing tax preparation services alongside a separate LLC offering life insurance and annuity sales. Louis has been with Iron River Capital since 2022. Iron River Capital serves individual and high-net-worth clients, trusts, and retirement plans with portfolio management, financial and estate planning, and account monitoring. The firm acts as a fiduciary, typically providing discretionary, long-term portfolio management with an emphasis on mutual funds, ETFs, equities, fixed income, and annuities.

Bruce Read is a financial advisor at Comprehensive Physicians Retirement Investing with 18 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Nationstar Mortgage and South University. Comprehensive Physicians Retirement Investing provides discretionary portfolio management and financial planning services to individuals, trusts, foundations, and employer-sponsored retirement plans. The firm employs a concentrated, non-diversified investment approach with a retiree-oriented cash strategy and manages nearly 200 client accounts through a small, two-advisor team.

Zachary Lytle is a financial advisor with Wiser Advisor Group in Phoenix, AZ. He holds the Series 66 designation and has seven years of industry experience. Prior to joining Wiser Advisor Group, he worked at RBC Capital Markets, LLC and Great Point Capital, LLC. He is also an active owner of Wiser Venture, LLC, a business engaged in investment banking activities. Wiser Advisor Group is an SEC-registered advisory firm serving individual clients, including high-net-worth households, as well as corporations, non-profits, foundations, trusts, and qualified retirement plans. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting, utilizing an investment process that integrates multiple analytical approaches and employs both long- and short-term strategies.

Brian Delfs is a financial advisor at Public Safety Financial/Galloway with 12 years of industry experience. He holds the Series 65 designation and has worked at Galloway Asset Management, LLC since 2014 and Modern Wealth Management, LLC since 2025. Outside of financial advising, Delfs serves as Fire Chief and CEO of both the Avra Valley and Three Points Fire Districts, where he manages budgets and operations. Public Safety Financial/Galloway is an SEC-registered investment adviser serving public-sector entities, municipal defined contribution plans, and individual clients. The firm provides discretionary portfolio management and participant-level services, with a focus on public safety personnel and municipal plans, combining model portfolios and third-party research tailored to client objectives and risk tolerance.

Nicholas Harris is a Series 65-licensed advisor with Clear Skies Financial in Gilbert, AZ. He has 19 years of experience with Northrop Grumman and has been with Clear Skies Financial and RejuvGen since 2026. Outside of his advisory work, he is a part-owner of Unique Ink Printing LLC, a printing company offering screen printing, embroidery, decals, and vinyl services. Clear Skies Financial serves individual and high-net-worth clients with discretionary asset management, financial planning, and 401(k) consulting. The firm manages approximately $24 million across a small client base, providing portfolio management through a sponsored wrap fee program that incorporates both fundamental and technical analysis.

Bruce Weinstein is a financial advisor with Premier Southwest Planning Group, LLC in Scottsdale, AZ. He holds Series 63 and Series 65 licenses and has 36 years of industry experience. Weinstein has held various roles including co-owner of The Cortez Inn LLC and managing member of Bull Canyon Ranch. Premier Southwest Planning Group serves individuals, business entities, and retirement plans by providing discretionary asset management, modular financial planning, and ERISA 3(21) retirement plan advisory services. The firm also offers sub-advisory relationships with third-party money managers and ongoing portfolio monitoring tailored to clients’ goals and risk tolerance.

Christopher Toward is a financial advisor with Tactical Tax Wealth Management in Phoenix, AZ, holding Series 65 and Series 63 credentials. He has nine years of industry experience, including a nine-year tenure at The Vanguard Group, Inc., and prior roles as a self-employed advisor and contractor. Outside of financial advising, he is the owner and CEO of GoodPoints, LLC, a volunteer development business. Tactical Tax Wealth Management is a small, state-registered advisory firm serving individual and high-net-worth clients, trusts, estates, and select retirement plans. The firm employs a mix of long-term strategies and tactical tools such as options and structured notes, integrating financial planning, ERISA plan services, and third-party management within its investment process.

Brian Wruk is a Certified Financial Planner (CFP®) with 24 years of industry experience. He has been with Transition Financial Advisors Group, Inc. since 2001. Transition Financial Advisors Group serves individuals—including high-net-worth clients—pension and profit-sharing plans, trusts, and estates through discretionary investment management and standalone financial planning. The firm is notable for its cross-border services focused on U.S.–Canada transitions, outsourced tax-preparation offerings, and the documented use of derivatives in client accounts.

Darius Godfrey is a financial advisor at Sunstone Financial in Chandler, AZ, holding Series 63 and Series 65 credentials with one year of industry experience. His prior roles include positions at Next Financial Group, Charles Schwab, and Calisi Financial. Sunstone Financial provides fee-based, discretionary portfolio management and advisory services primarily for individuals, trusts, estates, and charitable organizations, using a tactical allocation strategy focused on mutual funds and customized client portfolios.

William Eberhard is a financial advisor at Ridgeline Private Wealth in Mesa, AZ, holding a Series 65 designation with one year of industry experience. Prior to joining Ridgeline, he held roles at Hubbard Family Swim Schools and The Bargain Bin. Ridgeline Private Wealth manages approximately $162 million for individuals, high-net-worth clients, trusts, estates, and business entities, offering portfolio management, financial planning, retirement plan consulting, and private placement advisory services. The firm employs a blend of quantitative, fundamental, technical, cyclical, and economic analysis to inform both model-based and discretionary investment decisions.

Gregory Brown is a financial advisor at West Coast Capital Management, LLC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with West Coast Financial Services and West Coast Capital Management since 2006. Outside of advising, he has sold insurance products since 1987. West Coast Capital Management serves individual and high-net-worth clients with retirement-focused financial planning, fee-based asset management, and consulting services. The firm employs a combination of strategic, dynamic, and tactical investment approaches grounded in Modern Portfolio Theory and quantitative analysis, tailoring portfolios to client objectives and risk tolerance.

Stacy Culotta is a CFP® and holds a Series 66 license, with nine years of industry experience. She currently works at Freedom Family Office, LLC and has previously been employed at Baird, Goldman Sachs PFM (United Capital Financial Advisers, LLC), and Stoker Ostler Wealth Advisors. Freedom Family Office provides family office services and discretionary portfolio management to individuals, families, trusts, estates, and other private entities, focusing on multi-generational wealth coordination. The firm uses written Investment Policy Statements and a range of securities to tailor portfolios, offering consolidated reporting, estate and tax planning coordination, philanthropic planning, and trustee guidance.

Quang Pham is a financial advisor at Endeavor Advisors LLC with a Series 65 credential and one year of industry experience. Prior to joining Endeavor Advisors, he worked in the hair and nail salon industry for over 30 years and currently provides nail technician services at Tribe Hair Company. He is also a licensed insurance agent involved in property casualty and life insurance sales. Endeavor Advisors LLC provides investment management, financial planning, estate planning facilitation, and retirement plan services to individuals, high-net-worth clients, and pension/profit-sharing plans. The firm employs a long-term, Modern Portfolio Theory-informed investment approach and offers additional services including educational seminars and advisor-supervised estate planning.

Jenna Biancavilla is a financial advisor with 16 years of industry experience, currently affiliated with 17 Capital Partners, LLC. She holds a Series 66 designation and has worked at 17 Capital Partners since 2016. In addition to her advisory role, Biancavilla is a licensed mortgage loan originator and producing branch manager at Geneva Financial and owns Pearl Companies, LLC, which provides educational seminars, online courses, and operates a temporary employment agency. 17 Capital Partners offers financial planning and discretionary investment management services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs a multi-faceted investment process combining charting, fundamental, technical, cyclical, and quantitative analysis with an allocation framework based on Modern Portfolio Theory.

Mark Lewis is a ChFC® financial advisor at Sunlight Peaks Financial Partners, LLC with five years of industry experience. He previously spent two years at Mile Marker Club and 20 years at State Farm Insurance. Sunlight Peaks Financial Partners offers comprehensive financial planning through a Virtual Family Office and provides non-discretionary investment consulting, research, and private investment sourcing for individuals, trusts, estates, corporations, and pension plans. The firm emphasizes buy-and-hold strategic asset allocation with a focus on private equity and alternative investments, using a liability-based framework tailored to clients’ goals.

Jacob Hall is a financial advisor at 3Roots Wealth Partners LLC with eight years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Bradley Wealth Management LLC and Mutual of Omaha. 3Roots Wealth Partners provides discretionary investment management and financial planning services to individuals, pension plans, and profit-sharing plans. The firm employs modern portfolio theory combined with fundamental, technical, cyclical, and charting analyses, using strategies such as direct indexing, tax-loss harvesting, and factor tilts.

Steven Castro is a financial advisor with Exos Wealth Strategies, LLC, holding a Series 66 designation and bringing 22 years of industry experience. His career includes roles at several firms, such as Merrill, Centric Advisors, and Capital Markets IQ. Outside of advisory work, he is an independent insurance agent involved in annuity and insurance sales. Exos Wealth Strategies serves individuals, trusts, estates, and retirement plans, offering investment management, financial planning, and retirement plan consulting. The firm employs individualized asset allocations primarily using mutual funds and ETFs, conducts due diligence on private placements, and provides services in ERISA fiduciary capacities.

Michael Saban is a Series 65-licensed advisor with Fleming Financial Services, where he has worked since 2020. He has four years of industry experience and also serves as an Education Director at Online Trading Academy. Fleming Financial Services is a team advisory firm managing approximately $58 million for individual and high-net-worth clients. The firm provides discretionary portfolio management and comprehensive financial planning services tailored to each client's objectives and risk tolerance.

Lucas Barnard is a financial advisor at Endeavor Advisors LLC in Phoenix, AZ, holding Series 63 and Series 66 credentials with four years of industry experience. His prior work includes roles at Morgan Stanley and JPMorgan Chase Bank, N.A., as well as legal experience at Stone Canyon Law Plc and Bluestein Attorneys. Endeavor Advisors LLC provides investment management, financial planning, estate planning facilitation, and retirement plan services to individuals, high-net-worth clients, and pension plans. The firm employs a long-term investment approach based on Modern Portfolio Theory and offers client education and advisor-supervised estate planning, distinguishing it from peers.