Josh Pollard is a CFP® professional with six years of industry experience. He is currently with Fern Financial Group, LLC and has prior experience at One Capital Management, LLC, Arista Wealth Management, and Frandsen Morrill Advisors. Pollard serves as a board manager for Renew Biotechnologies, a molecular diagnostics and R&D company. Fern Financial Group is a registered investment adviser serving individuals and high-net-worth clients with discretionary portfolio management, financial planning, family office, and retirement plan consulting. The firm manages retail portfolios using model portfolios focused on ETFs and equities and is a general partner of a private pooled fund investing in biotechnology and diagnostic companies.

Delmar Blackhorse is a financial advisor at Mette Associates, LLC with five years of industry experience. He holds a Series 65 designation and has worked at Tallsalt Advisors since 2015. Mette Associates provides independent investment advice and portfolio management to individuals, corporations, non-profit institutions, endowments, private investment funds, and Native American tribal organizations. The firm focuses on diversified, liquid, and transparent portfolios designed to manage downside risk, and it operates with a modest number of client relationships relative to its assets under management.

Trevor Cross is a financial advisor with GPS Investments in Scottsdale, AZ, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Mutual Securities, Mutual Advisors, and MML Investors Services. Outside of his advisory work, he is also a licensed insurance agent involved in insurance sales and implementation. GPS Investments provides discretionary wealth management, investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, charitable organizations, and retirement plans. The firm manages approximately $128 million in discretionary assets and employs a fundamentally driven, long-term investment approach with periodic portfolio reviews and rebalancing.

Nicholas Winters is a financial advisor at Beacon Freedom Advisory, LLC with a Series 65 credential and two years of industry experience. His prior roles include positions at Bull Harbor Capital and Pacific Advisors. Beacon Freedom Advisory provides portfolio management, comprehensive financial planning, and retirement consulting to individuals, high-net-worth clients, and charitable organizations. The firm co-advises with Matson Money to deliver investment management primarily through asset-allocation models and mutual fund series, supplementing these with planning services and client education.

Andrew Ficarra is a financial advisor with Cadence Wealth Management, LLC in Tempe, AZ, holding Series 65 and Series 66 designations and bringing 11 years of industry experience. His prior roles include positions at Signature Resources Capital Management, LPL Financial, THE Vanguard Group, Inc., TD Ameritrade, and Merrill. Cadence Wealth Management advises individual and high-net-worth clients, offering investment supervisory services, financial planning, and retirement plan consulting. The firm’s investment approach combines modern portfolio theory, fundamental analysis, and tactical asset allocation, primarily managing accounts on a non-discretionary basis.

Bryant Andrus is a CFP® with 16 years of industry experience and currently serves as an advisor at SBC Investment Management, LLC. His prior experience includes roles at U.S. Bank and Keats, Connelly and Associates, LLC. He is also the owner of State Bird Corporation, a consulting firm that offers financial, tax, and business solutions. SBC Investment Management provides investment supervisory services and financial planning to individuals, charitable organizations, corporations, and pooled investment vehicles. The firm integrates fundamental and quantitative analysis with asset allocation and employs both long- and short-term trading strategies tailored to client needs.

Jerry Gray is a CFP® with 34 years of experience in the financial services industry. He is currently with Graystone Partners Wealth Management, LLC, where he has worked since 2020, and has prior experience with LPL Financial, LLC dating back to 2003. Gray also has involvement with several business activities related to investment advisory and real estate. Graystone Partners Wealth Management provides discretionary wealth management, financial planning, and retirement-plan advisory services to individuals, trusts, foundations, and employer-sponsored retirement plans. The firm’s investment approach is based on Modern Portfolio Theory and tailored to client-specific factors, utilizing mutual funds, ETFs, individual equities, and strategies including options and borrowing within client accounts.

Timothy Carpenter is a financial advisor at Biltmore Wealth Management, LLC in Tempe, AZ, holding Series 63 and Series 65 designations with 16 years of industry experience. He has been with Biltmore Wealth Management since 2010. Biltmore Wealth Management provides investment advisory and financial planning services to individuals, business entities, trusts, estates, and charitable organizations. The firm manages approximately $440 million across about 300 client accounts, employing proprietary investment models with ongoing monitoring and proactive rebalancing to deliver individualized portfolios aligned with client objectives.

Kimberly Krueger is a CFP® professional with 19 years of industry experience, currently serving at Krueger Financial. Her work history includes roles at Commonwealth Financial Network, Sagepoint Financial, LPL Financial, and National Planning Corporation. She is a co-owner of Ascent Financial, LLC, which facilitates securities, advisory, and insurance business. Krueger Financial provides personalized financial and retirement planning services to individuals, families, businesses, trusts, and estates, serving both high-net-worth and non-HNW clients. The firm emphasizes a long-term, tax-aware approach focused on broad asset-class exposure and asset allocation through funds, with a primary focus on planning rather than continuous portfolio management or discretionary trading.

Thomas Marki is a financial advisor with Axiom Founders Family Office in Scottsdale, AZ, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked at Axiom Founders Family Office since 2021 and at Axiom Risk Management, LLC since 2022. Marki’s activities include insurance production through Axiom Risk Management. Axiom Founders Family Office provides fee-based investment advisory and financial planning services to individuals, families, plan sponsors, and trusts. The firm uses a tactical allocation strategy incorporating fundamental and cyclical analysis and offers portfolio management alongside financial planning and personalized support.

Samuel Olson is a financial advisor with Bonsai Financial in Phoenix, AZ, holding a Series 65 credential and 10 years of industry experience. He previously worked at Secured Retirement Advisors, LLC and Strategy Financial Services. Olson is also involved with Bonsai Insurance Services, LLC, where he consults on life and fixed insurance strategies. Bonsai Financial provides discretionary investment management and financial consulting to individuals, high-net-worth clients, trusts, and estates, focusing on conservative investing with an emphasis on income planning and risk management. The firm manages portfolios through an asset-allocation approach using ETFs, mutual funds, and variable annuity sub-accounts, typically operating on a discretionary basis.

Thomas Dale is a financial advisor at Relevé Financial Group in Scottsdale, AZ, holding a Series 66 designation with five years of industry experience. He previously worked at Grove Point Advisors, Grove Point Investments, and Schumann Financial, and has a background that includes four years at the University of Illinois. Relevé Financial Group manages approximately $255.6 million and serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities with comprehensive financial planning, consulting, and portfolio management. The firm offers discretionary investment management using a blend of fundamental, technical, and quantitative analysis, and operates a proprietary subscription-based advisory platform alongside traditional managed accounts.

Jameson Zimmerman is a Series 65-registered advisor with Templeton Financial Services Inc. in Chandler, AZ. He has been with Templeton since 2024 and has prior work experience outside the financial industry, including at Sprout's Farmer's Market. Templeton Financial Services primarily serves high-net-worth individuals and institutional clients, focusing on discretionary portfolio management with an emphasis on income-producing investments. The firm employs a conservative, income-oriented investment approach tailored to client objectives and risk tolerance, and is notable for its transparency in referencing third-party ratings and publishing performance figures.

Joseph Arsenault is a financial advisor at Arbor Wealth Management, LLC in Tempe, AZ, holding the PFS™ designation with 13 years of industry experience. He has worked with Arbor Wealth Management since 2012 and is also involved with Arbor Insurance, LLC. Arbor Wealth Management provides investment advisory and financial planning services to individuals, high-net-worth clients, and small businesses, managing approximately $107 million across about 105 client households. The firm employs model-driven, ETF-focused strategies tailored to client risk profiles and conducts portfolio management and financial planning reviews regularly.

Christopher De Chant is a financial advisor with Public Safety Financial/Galloway, holding a Series 65 designation and bringing 10 years of industry experience. Prior to his current role, he has worked with several public safety organizations, including the Glendale Fire Department and the Arizona Fire and Medical Authority. He is also the operations manager of the Ben Avery Shooting Facility, responsible for overseeing annual planning and business plan implementation. Public Safety Financial/Galloway serves public-sector entities, municipal defined contribution plans, and individual clients, specializing in discretionary portfolio management tailored to client objectives and risk tolerance. The firm focuses on financial education and advisory services for public safety personnel and municipal plans.

Andrew Gerhartz is a CFP® with 15 years of industry experience, currently serving at Bridge the Gap Retirement Planners in Phoenix, AZ. He previously worked for six years at Schwab Private Client Investment Advisory, Inc. Gerhartz is co-owner of The Money School LLC, through which he provides general financial education to a broad audience. Bridge the Gap Retirement Planners serves individual and high-net-worth clients with investment management and financial planning across multiple areas, including retirement, estate, and tax planning. The firm manages approximately $49 million in wrap fee programs for about 32 clients and offers collaborative, software-supported financial planning services.

Joseph Police is a financial advisor at Red Night Capital LLC in Scottsdale, AZ, holding Series 63 and Series 65 credentials with three years of industry experience. His prior roles include positions at Spiegelman Wealth, Frey Financial, and Tek Systems. Outside of advising, he is a partner in a landscape architecture and water management business. Red Night Capital provides portfolio management and financial planning services to high-net-worth individuals, small businesses, charitable organizations, and other advisers. The firm employs a range of investment techniques, including an Advanced Derivatives Overlay strategy, and manages both discretionary and non-discretionary assets.

Steven Wheeler is a Series 65-licensed financial advisor with 11 years of industry experience. He is currently with Public Safety Financial/Galloway and has worked at Galloway Asset Management, LLC, and Modern Wealth Management, LLC. Previously, he was involved with Victory Worship Center for two years. Public Safety Financial/Galloway is an SEC-registered investment adviser serving public-sector entities, municipal defined contribution plans, and individual high-net-worth clients. The firm offers discretionary portfolio management based on model portfolios and third-party research, focusing notably on public safety personnel and municipal plans by providing financial education and advisory services.

Craig Halver is a financial advisor with Public Safety Financial/Galloway, holding a Series 65 credential and three years of industry experience. He has previously worked at Modern Wealth Management, LLC and Galloway Asset Management, LLC, and served for over two decades with the Superstition Fire & Medical District. Halver is a board member of the Arizona Girls Lacrosse Association, participating in committees focused on health, wellness, and program development. Public Safety Financial/Galloway serves public-sector entities, municipal defined contribution plans, and individual clients, providing discretionary portfolio management and participant-level services. The firm emphasizes financial education for public safety personnel and municipal plans, tailoring investment recommendations through a combination of model portfolios and third-party research.

Max Rossiter is a financial advisor at Biltmore Wealth Management, LLC in Tempe, AZ, holding a Series 65 designation with 11 years of industry experience. He has been with Biltmore Wealth Management since 2015. Biltmore Wealth Management provides investment advisory and financial planning services to individuals, business entities, trusts, estates, and charitable organizations. The firm manages approximately $440 million in discretionary assets across about 300 client accounts, employing proprietary investment models with ongoing monitoring and proactive rebalancing to deliver individualized portfolios aligned with client objectives.