Angela Ngan is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 22 years of industry experience. She previously worked at U.S. Bancorp Investments, Inc. for 12 years before joining Thrivent in 2021. Outside of her advisory role, she owns a single-family rental property. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive planning on topics such as retirement, taxes, and estate matters. The firm combines goal-based analyses and flexible service options, allowing clients to integrate planning with managed-account programs while keeping these services separate.

Gary Charlebois is a financial advisor with OSAIC in La Verne, CA, holding a Series 63 designation and over 45 years of industry experience. He has been with OSAIC since 1989 and also operates Pension Portfolios, where he occasionally writes life and health insurance policies. OSAIC Wealth serves a diverse client base, including retail and institutional investors, through a multi-advisor platform offering brokerage and advisory services. The firm’s investment process focuses on model-based asset allocation and portfolio optimization, supporting various managed account strategies and third-party money managers.

Jorge Lopez Rivera is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2019. Prior to that, he held positions at Opendoor Labs Inc., Co-Op Financial Services, and PCV Murcor. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, with implementation support and customization options.

Kelly Erickson is a CFP® professional with 17 years of industry experience. She is currently with Raymond James & Associates, where she has worked since 2024, following a 12-year tenure at LPL Financial, LLC. Erickson holds Series 63 and Series 65 licenses. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Justin Martinez is a financial advisor at OSAIC with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill Lynch, U.S. Bancorp Investments, and LPL Financial. Outside of finance, Martinez operates a sole proprietorship focused on retail sales of t-shirts, music, and artist merchandise. OSAIC serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering a wide range of brokerage and advisory services. The firm employs a model-based investment approach with tools for asset allocation, portfolio optimization, and risk management, supporting both discretionary and advisor-managed strategies.

Francisco Lopez is a financial advisor at Merrill with a Series 66 credential and 19 years of experience at the firm. He serves as trustee and co-trustee for several family trusts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Frank Pickett is a financial advisor with Raymond James Financial in Ontario, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Raymond James Financial since 2005 and founded Pickett Financial Partners in 2008. Outside of his advisory role, he has minimal involvement with Laguna Investment Trust, a rental real estate business. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual and institutional clients, offering tailored, non-discretionary advisory services supported by analytical tools and specialized programs, including municipal and public finance advisory work.

Jaimie Moore is a financial advisor with Cetera, holding a Series 66 designation and 11 years of industry experience. She is the owner of Moore Financial Freedom, LLC, a financial services firm started in 2025. Moore has a background that includes work with Cetera Advisors LLC since 2012 and prior experience at Steven M. Ditch, CFP, where she also provided support services in income tax preparation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets.

Rich Wang is a financial advisor with Morgan Stanley, holding a Series 66 designation and four years of industry experience. His prior work includes roles at JPMorgan Chase and Fashion City International Corp, as well as teaching positions at the University of California Riverside and Walnut High School. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning that uses firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct individual plans and corporate financial planning agreements.

Jonathan Hilton is a financial advisor at Edward Jones in Rancho Cucamonga, CA, holding a Series 66 designation. He has one year of experience as a financial advisor, having joined Edward Jones in 2026. Prior to his current role, he worked for the City of Rancho Cucamonga and Airgas USA, LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and proprietary mutual funds, supported by a nationwide network of financial advisors and branch offices.

Kyle Massey is a financial advisor at OSAIC with 20 years of industry experience and holds the Series 66 designation. His prior roles include positions at Morgan Stanley, E*TRADE, Harrisdirect, LPL Financial, and TD Ameritrade. Outside of his advisory duties, Massey operates KMASS LLC, a personal consulting business supporting Providence Wealth Planning. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services across various programs, including financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance analysis and offers access to third-party managers and proprietary strategies.

William Ford is a financial advisor with Morgan Stanley, holding a Series 66 credential and 28 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following nine years at Citigroup Global Markets. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services that include but do not necessarily provide individual security recommendations within standalone planning.

Chun Bai is a financial advisor with LPL Financial in Ontario, CA, holding Series 63 and Series 65 credentials and 23 years of industry experience. His prior roles include positions at Cetera, CTBC Bank, and Citigroup Global Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions with advisory and brokerage services. The firm offers a variety of financial planning and investment management solutions, including access to third-party asset managers and institutional platforms.

Christopher Bautista is a financial advisor with Primerica Advisors in Rancho Cucamonga, CA, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2009. Bautista also operated Bautista Family Clinic from 2003 to 2017. Additionally, he is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Ana Avila is a financial advisor with Ameriprise in San Dimas, CA, holding a Series 66 designation and four years of industry experience. She has been with Ameriprise since 1994. Ameriprise offers retirement-income planning services aimed at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm serves clients through a centralized consulting team and provides a broad range of advisory, brokerage, and insurance solutions.

Rajiv Paliwal is a financial advisor with Ameriprise in Claremont, CA, holding a Series 66 designation and 27 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory role, he serves as Treasurer on the Board of Directors for the Village Walk I Corp Homeowners Association. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Christopher Rouzaud is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He has held various roles at J.P. Morgan entities since 2012. Rouzaud holds the Series 63 and Series 66 licenses. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, with clients retaining final decision-making authority.

Adam Simon is a financial advisor with LPL Financial in Ontario, CA, holding Series 63 and Series 66 licenses and 11 years of industry experience. He previously worked for Northwestern Mutual in various roles from 2014 to 2026. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Marc Raymundo is a CFP®-designated financial advisor with Edward Jones in Chino Hills, CA, where he has worked since 2018. He has seven years of industry experience, including prior roles at St Philip the Apostle and St. Pius X - St. Matthias Academy. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm offers a wide range of advisory strategies and maintains a large national network of advisors and branch offices.

Micah Tokuda is a Series 66-licensed financial advisor at Edward Jones with 10 years of industry experience. He has been with Edward Jones since 2015. Outside of his advisory role, Tokuda serves on the board of California Baptist University’s Robert Jabs School of Business Finance Department, is president of the university’s School of Business Alumni Council, and holds leadership positions with the Riverside Chamber of Commerce and the Pick Group of Young Professionals. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages over $1 trillion in assets through a large network of advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.