William Marino is a CFP® professional affiliated with Mass Mutual Investors Services in Memphis, TN, with three years of industry experience. He previously worked at Regions Bank for six years before joining MML Investors Services LLC and MassMutual Life Insurance Company. Outside his advisory role, he owns and manages two single-family rental homes. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational programs, focusing on client-specific strategies without investment discretion.

John Pettey III is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 25 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base that includes individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with particular involvement in public finance and municipal services.

Andrew Haley is a financial advisor at Raymond James & Associates with 15 years of industry experience. He holds the Series 66 designation and has been with Raymond James since 2012. Outside of his advisory role, he is involved in managing residential investment properties. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, and institutional clients. The firm also offers specialized municipal and public finance services alongside its retail advisory offerings.

John Threlkeld is a financial advisor at Raymond James & Associates with 36 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Raymond James since 2005. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, pension plans, corporations, and government entities. The firm offers wealth advisory planning and investment consulting through non-discretionary services, supported by an extensive affiliate network and capabilities in municipal and public finance.

John Alexander is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 66 designation and possessing 24 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, he serves as an officer and treasurer of a family holding company established for estate planning purposes and acts as co-trustee of a family trust managing life insurance and other assets. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting clients with implementation through various advisory and institutional programs.

Charles Bledsoe is a financial advisor with Wells Fargo Clearing in Memphis, TN, holding Series 63 and Series 65 licenses and 17 years of industry experience. His prior experience includes roles at Wilson Bank & Trust, Raymond James Financial Services Advisors, Inc., and Suntrust Advisory Services. Bledsoe is also employed as a financial advisor at WBT Wealth Management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

Michael Powell II is a CFP®-credentialed financial advisor with 12 years of industry experience, currently with Cetera. His career includes roles at Shoemaker Financial Services and Minnesota Life Insurance Company. He serves as an advisory board member of the Memphis Maroon Club. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Cheryl Kelley is a CFP®-certified financial advisor with 30 years of industry experience. She has worked with Cambridge Investment Research Advisors since 2005 and has been associated with related entities including Pathway Financial Services, Inc. in Germantown, TN, where she is a significant owner. In addition to her advisory role, she is an independent insurance agent focusing on fixed annuity, health, life, and long-term care products. Cambridge Investment Research Advisors serves a broad range of clients including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm supports independent Financial Professionals with various portfolio management options, proprietary and unaffiliated model strategies, and multiple custody and platform arrangements.

Stephen Piacentini Jr. is a financial advisor at LPL Financial with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at FTB Advisors, Inc. Outside of his advisory role, he is involved as a partner in a real estate rental business in Panama City Beach, FL. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs and financial planning services, combining discretionary and non-discretionary management with model portfolios and research support.

Brooke Pilant is a Series 66-credentialed financial advisor with 10 years of industry experience. She joined Cambridge Investment Research Advisors in 2024, having previously worked at Ameriprise from 2015 to 2024. Pilant is involved as a board member of Dynasty Wealth Solutions LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals using a range of strategies and platform arrangements.

Robert Horowitz is a Financial Consultant currently working at Fidelity Investments since 2021. In his role, he collaborates with clients to develop customized investment, retirement, and income planning strategies. Prior to joining Fidelity, Robert held positions as Advisor Development Manager at CUSO Financial from 2019 to 2020 and Market Director - Wealth at JP Morgan Chase from 2013 to 2019. He holds an insurance license in Arkansas.

Evan Stephens is a Financial Advisor at Merrill Lynch Wealth Management. He holds the designation of Personal Investment Advisor (PIA) and is dedicated to helping clients pursue their financial goals by developing personalized strategies. Evan earned a Bachelor's Degree from Howard University. He focuses on connecting clients with the appropriate people, plans, and processes tailored to their unique ambitions. His work includes assisting clients with planning and funding education, retirement lifestyle considerations, potential healthcare costs, and long-term family goals. Evan emphasizes simplicity and transparency in wealth planning, aiming to make the complexities of investing accessible and manageable for his clients. He seeks to incorporate clients' personal perspectives and priorities into the financial strategies he develops.

David Hager is a Series 66-licensed financial advisor with 16 years of industry experience. He is currently affiliated with LPL Financial and Cadence Bank. His prior experience includes roles at FTB Advisors and Duncan Williams, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services with access to both discretionary and non-discretionary portfolio management.

Julius Flatt is a financial advisor at Mass Mutual Investors Services with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Mass Mutual Investors Services and MassMutual Life Insurance Company since 1986. Outside of his advisory role, he is also active as a licensed insurance agent specializing in individual and group life and health products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved tools to deliver written recommendations tailored to client goals.

John Davis II is a financial advisor with LPL Financial, holding Series 65 and Series 63 credentials and one year of industry experience. Prior to joining LPL Financial, he worked at MWA Financial Services Inc. and Modern Woodmen of America. Outside of his advisory role, he serves as a baseball coach for Easley Baseball Club and St. George's Independent School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Katie Pillow is a financial advisor with Wells Fargo Advisors and holds the Series 66 designation. She has 12 years of industry experience, including roles at Wells Fargo Clearing and Wells Fargo Advisors Financial Network. She is based in Memphis, TN. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to client needs, utilizing Wells Fargo research and tools to develop recommendations.

Christine Taylor is a financial advisor with UBS Financial Services in Memphis, TN, holding a Series 63 designation and 24 years of industry experience. She has been with UBS since 2011. Outside of her advisory role, she is involved in non-investment related duties at Commercial Advisors LLC, a commercial real estate business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining model-based asset allocations and research to tailor plans to clients’ goals. The firm operates as a broker-dealer, investment adviser, and futures commission merchant, offering institutional trading capabilities alongside wealth management services.

Ronald Rhea is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been associated with Primerica Advisors since 1984 and Primerica Financial Services since 1991. Outside of his advisory role, he is the owner of a pecan pie sales business called Pop's Pecan Pie in Cordova, TN. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Brooke Bobo is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and three years of industry experience. Prior to joining J.P. Morgan Securities, Brooke worked at Edward Jones, Thrivent, Raymond James, and Regions Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset‑allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jerry Milligan II is a Series 66-credentialed financial advisor with 15 years of industry experience. He is currently with LPL Financial and has previously worked at Ameriprise Financial Services, Waddell & Reed, and various insurance agencies. Outside of his advisory role, he is a business owner involved in acting, modeling, and voice-over work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and advanced technologies.