Todd Irving is a financial advisor at Merrill with 26 years of industry experience. He holds the Series 66 designation and has been with Merrill Lynch since 1998. Outside of his advisory role, he works as a banquet server at Tanoan Country Club in Albuquerque, NM. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Keith Padilla is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 licenses and has 16 years of industry experience. He has been with MassMutual and its subsidiary MML Investors Services since 2008 and 2009, respectively. In addition to his advisory role, he is also an insurance agent specializing in life insurance sales. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and various investment programs, structuring planning engagements as annual, collaborative relationships using firm-approved analytical tools.

Smyrno Vermeille is a Financial Advisor at Merrill Lynch Wealth Management with 14 years of experience in the financial industry. Smyrno focuses on helping clients transform new wealth into lasting, generational prosperity through strategic business building, retirement planning, and legacy‑focused financial guidance. His client focus areas include college education planning, family wealth management strategies, institutional investment consulting, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, and retirement income. A lifelong entrepreneur and business owner, Smyrno brings a blend of analytical precision, scientific curiosity, and a competitive, sports-driven mindset to his client relationships. He designs data-driven and personalized strategies to ensure alignment with clients' long-term goals and real-world opportunities. Smyrno holds the Personal Investment Advisor (PIA) designation and earned his High School Diploma from Apopka High School.

Alexandra Chase is a financial advisor with Edward Jones, holding a Series 66 designation and seven years of industry experience. Prior to joining Edward Jones in 2019, she worked at Sunset Mesa School for several years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs, discretionary and non-discretionary investment strategies, and affiliated proprietary products, supported by a nationwide network of more than 23,000 financial advisors.

Justin Crawford is a financial advisor at Edward Jones in Albuquerque, NM, holding a Series 66 designation. He joined Edward Jones in 2025 and previously worked for ten years at Sandia National Labs. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options, supported by a nationwide network of more than 23,700 financial advisors and over 15,000 branch offices.

Zachary Diaz is a financial advisor with Merrill in Albuquerque, NM, holding a Series 66 designation and bringing one year of industry experience. His career includes roles at Bank of America and Wells Fargo. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Spencer Okada is Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2007, advancing through various roles before assuming his current position in 2018. His career at Fidelity includes experience as a Financial Consultant, Investment Representative, and Financial Representative in multiple capacities. Throughout his tenure, Spencer has worked closely with clients to develop financial plans tailored to their goals. He emphasizes listening and understanding clients' priorities, fostering relationships based on trust and open communication. His long-standing experience at Fidelity has given him insight into navigating clients through varying market conditions.

Luke Bodewes is a financial advisor at Fidelity with five years of industry experience. He holds a Series 66 designation and has worked previously at Equitable Advisors and Parish Oil. Outside of finance, he has experience with outdoor adventure companies and education roles. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery using proprietary fundamental research combined with quantitative analysis and systematic methodologies.

Carlo Sanchez is a financial advisor with Primerica Advisors in Albuquerque, NM, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Primerica Advisors since 1983 and Primerica Financial Services since 1991. In addition to his advisory role, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Michael Kiefer is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He previously worked at OSAIC and Signator Investors, Inc., and has been associated with Mark Napolin since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers a range of advisory and brokerage services including financial planning, retirement plan consulting, and access to model portfolios and research.

Angelo Burns is a financial advisor at LPL Financial with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Valic Financial Advisors. Outside of his advisory role, he owns and operates King Orchard 2.0, a farming business. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, corporations, and charitable organizations through a nationwide network of advisers. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, supported by in-house and third-party research and model portfolios.

Aaron Navratil is a financial advisor with Thrivent Investment Management in Albuquerque, NM. He holds a Series 66 designation and has one year of industry experience. Prior to entering the financial services field, he served 20 years in the US Navy. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based financial planning across a broad range of topics, allowing clients to combine planning with managed-account services under a consolidated billing option.

William Reardon is a financial advisor at Morgan Stanley in Albuquerque, NM, with seven years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its affiliates since 2019, following prior roles at Sidley Austin LLP and Georgetown University. Reardon is also a partner in The Eklund Fund, LLC, an investment venture involving agriculture, construction, and real estate. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside broader investment and financial product services.

Frank Borja is a Financial Advisor with Merrill Lynch Wealth Management. He works with accomplished professionals, entrepreneurs, and families, helping them simplify the complexities of their financial lives by implementing tailored strategies. Frank is involved in areas such as family wealth management, legacy planning, philanthropic planning, personalized retirement planning, socially responsible investing, tax minimization, and retirement income strategies. Prior to joining Merrill Lynch, Frank led Executive MBA programs at the University of New Mexico and managed large-scale assessments for Albuquerque Public Schools. These experiences enhanced his skills in listening, communication, organization, and guiding clients through complex decisions. He emphasizes understanding each client's family, priorities, and vision to develop personalized financial strategies that reflect their individual goals. Frank holds a Bachelor's Degree from Florida Atlantic University and a Master's Degree from the University of Southern California. He also holds the Personal Investment Advisor (PIA) designation. Outside of work, he spends time volunteering in the community and enjoys activities such as biking, golfing, hiking, hunting, music, pickleball, spending time with his family, traveling, and yoga.

Craig Nova is a financial advisor with Morgan Stanley in Albuquerque, NM, holding a Series 66 credential and three years of industry experience. He has worked within Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2023. Outside of finance, Nova is involved in the food industry as Culinary Team Lead for The Flavor Experience, an annual conference for food manufacturers and restaurant operators. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and integrates structured discovery and firm-approved tools in its financial planning process.

Sridhar Yarlagadda is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo entities since 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering a range of advisory services including investment policy development, performance reporting, and participant education. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its offerings.

Aprilyn Chavez Geissler is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. She has previously worked at Farmers Financial Solutions and Farmers Insurance Group and is also involved in independent insurance agencies and various other business ventures. Geissler serves on several boards, including the UNM Alumni Association Finance Committee, National Association of Insurance and Financial Advisors, New Mexico Sports Hall of Fame, Women in Financial Services, and a private foundation. Cambridge Investment Research Advisors is a large SEC-registered firm serving individual clients, retirement plans, charitable organizations, and trusts through a network of independent financial professionals. The firm offers financial planning, investment management, and retirement advisory services using a variety of portfolio management strategies, including proprietary models and third-party solutions, tailored to client objectives across multiple platform arrangements.

Adam Coffing is a Series 66-licensed financial advisor with LPL Financial in Albuquerque, NM, with nine years of industry experience. He has been with LPL Financial since 2017 and previously worked at National Planning Corporation during the same period. Outside of his advisory role, Coffing has been involved with Legacy Investment Designs, Inc., a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management with access to model portfolios, third-party research, and various investment strategies.

Hanah Viator is a Wealth Management Advisor with Merrill Lynch Wealth Management. She began her career at Merrill in 1996 after graduating from the Kelley School of Business at Indiana University in 1995. Hanah has relocated from Illinois to New York, where she currently resides with her wife and three children. With experience spanning college education planning, executive compensation, family wealth management strategies, and retirement income, Hanah brings clarity and partnership to her clients’ financial lives. Her approach emphasizes simplifying complexity, organizing financial information, and creating disciplined processes to support smarter decision-making and better outcomes. She listens carefully to understand clients’ values and goals, aligning recommendations with their unique circumstances. Hanah holds several professional designations, including Certified Divorce Financial Analyst (CDFA), CERTIFIED FINANCIAL PLANNER™ (CFP), Certified 401(k) Professional (CKP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). She completed her high school education at St Viator and earned her bachelor's degree from Indiana University. Outside of her professional work, Hanah and her family support organizations such as Junior Achievement, Saratoga Arts, and The Leukemia & Lymphoma Society.

Logan Lippert is a financial advisor with Mass Mutual Investors Services in Albuquerque, NM, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has been with MML Investors Services LLC and MassMutual Life Insurance Co since 2014. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, emphasizing annual, collaborative planning engagements using firm-approved analytical tools.