Kyler Spencer is a CFP® professional with nine years of industry experience, currently serving at AssuredPartners Investment Advisors. His prior roles include positions at Kestra Advisory Services, Kestra Investment Services, and Financial Solutions Midwest. He serves on the board of directors for the National Association of Insurance and Financial Advisors Illinois Chapter, where he holds the position of Secretary and Grand Treasurer. AssuredPartners Investment Advisors provides portfolio management, financial planning, pension consulting, and employee benefit plan advisory services to individuals, trusts, and retirement plans. The firm manages several billion in discretionary assets and offers both discretionary and non-discretionary portfolio management, including third-party manager selection and participant education.

Robert Hamer is a financial advisor at SageSpring Wealth Partners in Franklin, TN, with 15 years of industry experience. He holds a Series 66 designation and previously worked at Raymond James Financial Services from 2010 to 2024. Outside of advising, he is an insurance agent with VanBridge, where he refers term life, long-term care, and long-term disability insurance cases. SageSpring Wealth Partners manages approximately $6.5 billion in discretionary assets and serves a diverse client base including high-net-worth individuals, charitable organizations, corporations, and retirement plans. The firm provides goals-based portfolio management with a range of strategies, third-party manager oversight, and integrated planning services, while also serving less-common client types such as sovereign wealth funds and banking institutions.

Jeremiah Threlkeld is a financial advisor with Virtue Capital Management, LLC, holding a Series 66 designation and 13 years of industry experience. He has worked at Virtue Capital Management since 2017 and previously held roles at Cambridge Investment Research Advisors, OSAIC Services, and Wells Fargo Advisors. In addition to his advisory work, he operates as an independent insurance agent for various companies. Virtue Capital Management, LLC serves a diverse range of clients including individuals, trusts, estates, charitable organizations, corporations, and qualified retirement plans. The firm employs a multi-team model offering discretionary and non-discretionary portfolio management, financial planning, and sub-advisory services, with customized investment strategies that combine tactical, strategic, and dynamic approaches.

Eric Sams is a Series 66-licensed financial advisor at Axxcess Wealth Management, LLC with 16 years of industry experience. He has worked at several firms, including XTON Financial, LLC, WBB Securities LLC, and Keystone Capital Corporation. Outside of his advisory role, Sams serves as President of the Board for Harriet Tubman Village Charter School in San Diego, CA. Axxcess Wealth Management provides wealth management, financial planning, retirement plan advisory, and third-party asset management services to a diverse client base, including individuals, high-net-worth clients, trusts, estates, businesses, and charitable organizations. The firm manages customized multi-asset portfolios using fundamental, technical, and cyclical analysis and offers distinctive TAMP and sleeve-manager capabilities, supporting other RIAs and broker-dealers with consolidated reporting and administrative oversight.

Terri Ward is a CFP® professional with 22 years of industry experience, currently serving as a financial advisor at United Capital Financial Advisors since 2015. She holds a Series 63 license and is also a licensed insurance agent for life, health, and annuity products. United Capital Financial Advisors provides financial planning and investment management services nationally to individuals, corporations, retirement plans, charitable organizations, and institutional clients. The firm employs discretionary portfolio management using asset-allocation models and offers access to third-party managers, alternative investments, and customized portfolio options including ESG and faith-based preferences.

Sten Morgan is a financial advisor at Stonex Advisors Inc. with 17 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. His prior experience includes roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, MSI Financial Services, and Raymond James Financial. Outside of his advisory work, he owns Success Mindsets LLC, through which he has authored a book and coaches other financial advisors. Stonex Advisors Inc. serves individuals, corporations, retirement plans, and charitable organizations, offering portfolio management, financial planning, and ERISA plan consulting. The firm uses a mix of advisor-managed portfolios, model solutions, and third-party managers to deliver tailored investment strategies.

Connor Jeffries is a financial advisor with SageSpring Wealth Partners in Franklin, TN, holding CFP® and Series 66 designations with six years of industry experience. He previously worked at Raymond James Financial Services from 2020 to 2024 and has been with SageSpring since 2019. Outside of his advisory role, he has held positions at Brentwood Baptist Church and Lumefficient Lighting Co. SageSpring Wealth Partners serves a diverse client base, including individual households and institutional clients such as retirement plans, banks, and sovereign wealth funds. The firm offers discretionary investment management, financial planning, and consulting services, utilizing a range of investment strategies and third-party manager relationships to tailor portfolios to client objectives.

Allen Mc Croskey is a financial advisor at AlphaStar Capital Management with a Series 65 credential and has been in the industry for less than one year. He is also involved with the LegacyTree Foundation, where he has contributed for eight years. AlphaStar Capital Management serves individual and corporate clients, including high-net-worth individuals and retirement plans, providing discretionary investment management, financial planning, and subadvisory services. The firm uses model portfolios and advisor-directed strategies combining strategic and tactical approaches, employing various investment vehicles and third-party portfolio technology.

Robert Atkinson is a Series 65–licensed financial advisor with one year of industry experience, currently with Financial & Tax Architects, LLC. His prior experience includes roles at Farmers Insurance and various church and university positions. Financial & Tax Architects offers discretionary portfolio management and financial planning primarily for individual and high-net-worth clients, focusing on those nearing or in retirement. The firm uses proprietary strategies with exchange-traded funds, individual securities, and monthly rebalancing, and also provides retirement-plan consulting, educational seminars, and sub-advisory services to other registered investment adviser firms.

Bart Jones is a financial advisor with IPI Wealth Management, Inc. in Brentwood, TN, holding a Series 63 designation and 26 years of industry experience. He has worked with Ipi Asset Management, Inc. since 2002 and Investment Planners, Inc. since 2000. Outside of advisory work, he provides tax preparation services through a separate business. IPI Wealth Management serves a diverse client base including individual investors, charitable and corporate clients, and retirement plans, offering portfolio management, financial planning, and access to third-party manager programs. The firm employs an open-architecture investment platform with proprietary risk-based models and uses an outsourced-agent model for operational functions.

Todd Meucci is a financial advisor with Kingswood Wealth Advisors, LLC in Franklin, TN, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at Kingswood Capital Partners, Alt Fund Distributors LLC, and Eudaimonia Partners, LLC. Outside of advisory work, he serves on the Brentwood YMCA Advisory Board. Kingswood Wealth Advisors serves a diverse client base, including individual and high-net-worth investors as well as institutional clients, providing portfolio management, financial planning, ERISA plan advisory, and consulting services. The firm employs an open-architecture investment platform and integrates closely with affiliated financial entities to support insurance-linked account management.

Caroline Kroll is a financial advisor at SageSpring Wealth Partners with one year of industry experience. She holds a Series 65 credential and previously worked at The M&W Logistics Group Inc. Caroline’s background includes roles in business and community settings, including experience with the YMCA of Middle Tennessee. SageSpring Wealth Partners serves a diverse client base, including individual households, institutional investors, and plan sponsors. The firm offers customized investment management and consulting services, employing both fundamental and technical analysis to tailor portfolios that meet clients’ objectives and risk profiles.

Brian Carden is a financial advisor at Wealth Watch Advisors, Inc with 38 years of industry experience. He holds Series 63 and Series 65 credentials. His prior work includes roles at Madison Avenue Securities, Stewardship Private Wealth Management, and Guardian Life. Outside of advising, Carden is an author and may engage in speaking related to his book. Wealth Watch Advisors serves a broad range of clients including individuals, pension plans, trusts, and financial institutions. The firm employs a disciplined investment process that utilizes third-party model managers, combining quantitative, qualitative, and technical analysis, and offers access to approved alternative private placements for accredited investors.

Henry Parrott Jr. is a ChFC® with 30 years of industry experience, currently serving as an advisor at Virtue Capital Management, LLC since 2023. He previously spent over two decades at Estate & Financial Strategies, Inc. Parrott hosts a television show called The Retirement Report, a radio show, and is the author of *7 Steps to Financial Freedom in Retirement*. Virtue Capital Management, LLC is a federally registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers. The firm customizes portfolios through a mix of tactical, strategic, and dynamic approaches and delivers advice via a multi-team model that includes ongoing monitoring, reporting, and client education.

Robert Facio is a financial advisor at SageSpring Wealth Partners in Franklin, TN, with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including JPMorgan Securities LLC, Merrill, and Raymond James Financial Services. SageSpring Wealth Partners serves a diverse client base ranging from individual households to institutional and plan sponsor clients. The firm offers discretionary investment management, financial planning, and retirement plan consulting, utilizing both fundamental and technical analysis to tailor portfolios to client objectives and risk tolerances.

Nathaniel Willson is a CFP® and Series 66 licensed advisor at The Burney Company with one year of industry experience. Prior to joining The Burney Company, he worked at GreerWalker LLP and Grant Thornton LLP. The Burney Company advises primarily individual investors, including high net worth clients, as well as small businesses, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm manages discretionary equity portfolios using a combination of proprietary fundamental and quantitative models and offers customized account options along with tax preparation services through an affiliated CPA firm.

Lindsey Cotter is a Series 65-licensed financial advisor with eight years of industry experience, currently with Sound Income Strategies, LLC. She has held roles at Retirement Income Solutions, LLC and LMC Insurance LLC. Outside of her advisory work, Cotter is a passive owner of a dog grooming business. Sound Income Strategies, LLC is an enterprise investment adviser managing approximately $4 billion in client assets for individuals, pension plans, trusts, corporations, and other advisers. The firm offers customized portfolio management with an emphasis on fixed-income analysis and equity review, alongside a scalable advisor network supported by affiliated business lines and specialized services.

John Bornstein is a financial advisor with Advisory Services Network who holds Series 63 and Series 66 licenses and has 32 years of industry experience. His prior work includes positions at FSC Securities Corporation and Triad Advisors, Inc. He is also involved with a corporate registered investment advisor affiliated with Advisory Services Network. Advisory Services Network provides investment advisory and planning services to individuals, families, corporations, and employer-sponsored retirement plans through a network of independent representatives. The firm offers a range of services including portfolio management, financial planning, and retirement plan consulting, employing diversified investment strategies tailored to client objectives.

Chad Hamby is a financial advisor at Sound Income Strategies, LLC with one year of industry experience. He holds a Series 65 designation and has prior experience in mortgage services and investment-related roles, including with Retirement Income Solutions. Hamby has also worked in various capacities outside of finance, including at Amazon DSP and in real estate-related businesses. Sound Income Strategies is an enterprise investment adviser managing approximately $4.0 billion in client assets. The firm serves a diverse client base, including individuals, pension plans, trusts, and corporations, and emphasizes customized portfolios with a focus on fixed-income analysis and equity review.

Heather Hale is a Certified Financial Planner (CFP®) with 24 years of industry experience. She has been with Thoroughbred Financial Services, LLC since 2019 and has held roles at several firms, including Peak Financial Planning, LLC, and Nashville Private Wealth Management. In addition to her advisory work, she serves as Secretary and Treasurer for Diversified Partners, Inc., a registered investment advisor. Thoroughbred Financial Services provides investment supervisory services to a wide range of clients, including individuals, trusts, estates, charitable organizations, and retirement plans. The firm manages approximately $4 billion in client assets and emphasizes asset allocation as the primary determinant of risk and return, combining fundamental and statistical analysis with both tactical and strategic management techniques.