Osman Akgun is a CFA® charterholder with seven years of industry experience, currently serving as a financial advisor at Bailard, Inc. in Foster City, CA. He has worked at Bailard since 2012. Bailard, Inc. provides wealth and asset management services to individual and institutional clients, including high-net-worth individuals, endowments, and pension plans. The firm employs a multi-asset, actively managed approach combining quantitative models, fundamental research, and qualitative judgment, and offers sustainable and impact investing options upon request.

Kimberleigh Williams is a CFP® at Sand Hill Global Advisors, LLC with 14 years of industry experience. She has been with Sand Hill Global Advisors since 1998. Sand Hill Global Advisors provides discretionary investment management, wealth management, and comprehensive financial planning to high-net-worth individuals, families, trusts, not-for-profit organizations, pension and profit-sharing plans, and business entities. The firm emphasizes long-term fundamental research and strategic asset allocation, managing portfolios through a mix of active and passive investments customized via written investment policy statements and overseen by an internal investment committee.

Xuejing Li is a financial advisor at American Independent Securities Group, LLC with five years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Transamerica Financial Advisors, Inc. and World Financial Group, Inc. Outside of advising, she owns an IT consulting and services company, Win Win Technology, LLC. American Independent Securities Group provides investment advisory and financial planning services to a diverse client base, including individuals, pension plans, charitable organizations, and businesses. The firm offers both discretionary and non-discretionary portfolio management and features affiliated broker-dealer registration alongside non-discretionary assets.

Kimberly Pham is a financial advisor at Sand Hill Global Advisors, LLC with four years of industry experience. She holds a Series 65 designation and has worked at Sand Hill Global Advisors since 2021. Prior to that, she held positions at Beacon Pointe Advisors and Valleytek, Inc. Sand Hill Global Advisors provides investment management, wealth management, and financial planning services to high-net-worth individuals, families, trusts, nonprofit organizations, and business entities. The firm employs an open-architecture, globally oriented investment approach that emphasizes asset allocation and combines macro analysis with bottom-up research.

John Zhang is a financial advisor at Brighton Jones LLC with 17 years of industry experience. He holds the Series 66 designation and previously worked at Charles Schwab & Co. Inc. for 14 years before joining Beacon Pointe Advisors, LLC. Brighton Jones serves high-net-worth individuals, families, and institutional clients, offering comprehensive wealth management services including financial planning, discretionary investment management, and access to private investment opportunities. The firm employs a holistic, balance-sheet approach and provides additional services such as tax preparation, legal support, and charitable giving solutions.

Sonya Mughal is a CFA® charterholder with 26 years of industry experience. She has worked at Bailard, Inc. and its affiliates since 1994, holding various roles including positions as director and treasurer of affiliated investment-related private funds. Mughal currently serves as director of Bailard Real Estate Investment Trust, Inc. and BB&K Holdings, Inc., Bailard’s parent holding company. Bailard, Inc. offers wealth and asset management services to high-net-worth individuals and institutional clients, employing a multi-asset, actively managed investment approach that integrates quantitative models and fundamental research. The firm manages affiliated pooled vehicles and serves as a sub-adviser to mutual funds, with offerings that include sustainable and impact investing strategies.

Natalie Morrella is a CFP® professional with 10 years of experience in financial advising. She has worked at Aspiriant since 2017 and previously spent 13 years at Stanford Investment Group, Inc. Aspiriant serves high-net-worth individuals and families, professional fiduciaries, and select institutional and retirement clients, offering investment management alongside wealth planning, family office, and specialty services. The firm provides customized investment programs using a range of implementation options and includes accounting, tax, and estate planning, as well as targeted consulting services.

Irene Liando is a CFA® charterholder at Bailard, Inc. with 13 years of industry experience. She has worked previously at Evans & Partners and Schroders before joining Bailard. Bailard provides wealth and asset management services to a diverse client base including high-net-worth individuals, foundations, pension plans, and sovereign wealth funds. The firm employs an active multi-asset approach that combines quantitative models, fundamental research, and qualitative judgment, offering both discretionary portfolio management and sustainable investing options.

Margaret Avery is a financial advisor at Team Hewins, LLC with a Series 65 credential and one year of industry experience. Prior to joining Team Hewins, she held roles in hospitality and sports organizations, including positions at the Ritz-Carlton Half Moon Bay and the San Jose Sharks. Team Hewins advises individuals, families, trusts, business entities, charitable organizations, and retirement plans, providing investment advisory, financial planning, and retirement plan consulting. The firm employs asset-allocation strategies based on Modern Portfolio Theory and manages a balance of discretionary and non-discretionary assets while serving various institutional clients, including state and municipal benefit plans.

Charles Wood is a CFP® and holds a Series 65 license with five years of industry experience. He is currently with Team Hewins, LLC and has previously worked at Brightworth, LLC, CI Brightworth Private Wealth, Boston Consulting Group, and the University of Chicago Booth School of Business. Team Hewins advises individuals, families, trusts, business entities, charitable organizations, and retirement plans, offering investment advisory, financial planning, and retirement plan consulting services. Their investment process emphasizes asset allocation based on Modern Portfolio Theory and includes both discretionary and non-discretionary management, serving a range of clients including state and municipal employee benefit plans.

Jack Sun is a CFA® charterholder affiliated with Empirical Wealth Management in San Mateo, CA, with five years of industry experience. His prior roles include positions at Cephei Capital Management, PNC Financial Services, Nmg Group, and Credit Suisse. Empirical Wealth Management serves a diverse client base including individuals, high-net-worth clients, trusts, estates, and institutional investors. The firm’s investment approach is grounded in Modern Portfolio Theory and employs diversified model portfolios across multiple asset classes, complemented by affiliated services in real estate, insurance, and estate planning.

Sara Craven is a financial advisor at Sand Hill Global Advisors, LLC in Palo Alto, CA, with 14 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Sand Hill Global Advisors since 2003. Sand Hill Global Advisors provides investment management, wealth management, and financial planning services to high-net-worth individuals, families, trusts, not-for-profit organizations, pension and profit-sharing plans, and other business entities. The firm employs an open-architecture, globally oriented investment approach that emphasizes asset allocation and combines top-down macro analysis with bottom-up research.

Ka Tye Koo is a financial advisor at Team Hewins, LLC with 12 years of industry experience and a Series 65 designation. She has been with Team Hewins and its predecessor entities continuously since 2016. Team Hewins advises individuals, families, trusts, business entities, charitable organizations, and retirement plans, offering investment advisory, financial planning, and retirement plan consulting services. The firm’s investment process is based on asset-allocation principles grounded in Modern Portfolio Theory and manages assets through both discretionary and non-discretionary approaches, serving a broad client base that includes state and municipal benefit plans.

Jacob Kark is a CFP®-certified financial advisor at Summitry, LLC with five years of industry experience. He has worked previously at Cetera, TIAA-CREF Individual and Institutional Services, and True Wealth Advisory Group. Summitry serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, as well as investment companies and other advisers. The firm employs a research-driven, bottom-up investment approach combining internally managed core strategies with independent managers and alternative strategies, and it acts as adviser to a registered mutual fund.

Michael Kon is a CFA® charterholder with six years of industry experience. He is currently with Summitry, LLC in San Mateo, CA, and has worked at Golub Group since 2013. Summitry serves individuals, high-net-worth clients, trusts, pension and profit-sharing plans, and occasionally investment companies and advisers. The firm employs a research-driven, bottom-up investment approach that combines internally managed core strategies with independent managers and alternative methods, including a tax-smart 130/30 long/short strategy, and also acts as adviser to a registered mutual fund.

John Mckee is a financial advisor with Arkadios Wealth Advisors in Redwood City, CA, holding a Series 63 credential and bringing 37 years of industry experience. His career includes long tenures at Resource Investment Architects, Inc. and Investment Architects, Inc., spanning over three decades. In addition to his advisory role, he conducts a separate insurance business focused on fixed and variable annuities and term insurance. Arkadios Wealth Advisors serves individuals, trusts, businesses, and retirement plans through customized investment management, financial planning, and access to third-party money managers. The firm utilizes an integrated operating model combining advisor-managed accounts, a wrap program, and an internal portfolio team to provide diversified investment strategies and fiduciary services.

Nancy Agaiby is a financial advisor with Missionsquare Retirement, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She previously worked at Voya Financial Advisors, Inc. and Strategic Advisers, LLC, as well as Fidelity Brokerage Services. Outside of her advisory role, she provides caregiving support to the elderly through a non-investment related service. Missionsquare Retirement serves state and local government employers, their employees, and certain non‑profit entities by administering deferred compensation and qualified retirement plans. The firm offers plan administration, recordkeeping, education, and Guided Pathways Advisory Services, with investment advice developed by Morningstar Investment Management and delivered through multiple channels.

Joanne Howard is a CFA® charterholder at Bailard, Inc. in Foster City, CA, with five years of industry experience. She previously worked for Allianz Global Investors, where she spent 29 years. Bailard provides wealth and asset management services to both individual and institutional clients, offering financial planning and discretionary portfolio management across multi-asset and single-asset strategies. The firm employs a multi-asset diversification approach that combines quantitative models, fundamental research, and qualitative judgment, and is noted for its sustainable investing options and sub-advisory roles.

Enrique Fermin is a Certified Financial Planner (CFP®) with over 32 years of experience in the financial industry. He has been with Bailard, Inc. since 1985 and also worked with Bailard Fund Services, Inc. for more than three decades. Bailard, Inc. provides wealth management and asset management services to both individual and institutional clients, including high-net-worth individuals, endowments, pension plans, and sovereign wealth funds. The firm employs an active, multi-asset diversification approach that integrates quantitative models, fundamental research, and qualitative judgment, while offering sustainable and impact investing options upon client request.

Danielle Shinnick is a financial advisor with First Heartland Consultants, Inc. in San Mateo, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with First Heartland Capital, Inc. since 2001. Outside of her advisory role, Shinnick operates bookkeeping and tax preparation services. First Heartland Consultants serves a diverse client base including individual investors, retirement plan participants, charitable organizations, and corporate entities. The firm provides financial planning, model-based management for self-directed 401(k) accounts, and both wrap and non-wrap asset management solutions through a network of independent investment adviser representatives.