Amanda Miller is a financial advisor at Sanctuary Advisors, LLC in Danville, CA, holding a Series 66 designation and seven years of industry experience. She previously worked at Merrill from 2018 to 2021 and has been with Sanctuary Wealth since 2021. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm supports a wide range of investment strategies through its network of independent advisers and offers services such as portfolio management, retirement plan consulting, and fiduciary advisory.

Luoteng Lin is a financial advisor at HSBC Securities (USA) Inc. with four years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Charles Schwab & Co., Inc. and Sterling Bank and Trust. He is also a Bank Officer for HSBC Bank (USA) N.A., an affiliate of HSBC Securities, where he is involved in the sale of bank-related products and services alongside his advisory role. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary portfolio options. The firm uses a structured investment process supported by HSBC Global Asset Management and affiliated providers for fund selection and ongoing portfolio monitoring.

Glenn Bittner is a financial advisor with PNC Wealth Management in Fremont, CA, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His prior roles include positions at Kestra Investment Services, Principal Life Insurance Company, and Massmutual Life Insurance Company. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including a discretionary online model account available to select employees, which uses algorithm-driven risk assessments and invests via mutual funds and ETFs with annual rebalancing.

Chih Hsuan Chien is a financial advisor with Citigroup Global Markets Inc., holding Series 63 and Series 65 credentials and 18 years of industry experience. He has been with Citigroup Global Markets since 2014. Citigroup Global Markets serves individual and institutional clients through various wealth management segments, providing multi-asset, multi-manager investment strategies across discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research, derivatives services, and bespoke solutions for high-net-worth clients.

Ivan Smirnou is a financial advisor with Cetera Planning Partners in Danville, CA, holding Series 63 and Series 66 credentials and bringing eight years of industry experience. His prior work includes roles at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB. Cetera Planning Partners serves individual and high-net-worth clients, particularly pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm’s investment process emphasizes diversified allocations using mutual funds and ETFs tailored to client objectives and risk tolerance, supported by ancillary services such as tax planning, bookkeeping, and estate-planning solutions.

Clement Chiang is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. He has been associated with Transamerica Financial Advisors since 2012 and also holds leadership and administrative roles at Mission Peak Investment Group LLC and Ashape Consulting, Inc. Additionally, he was involved with the Clement and Ruxi Foundation for ten years. Transamerica Financial Advisors serves a broad client base including individuals, retirement plans, trusts, and businesses, delivering services through a large advisor network and multiple program platforms. The firm’s advisory approach relies on model portfolios and third-party managers, combining proprietary and external strategies.

Steven Cannatella is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Principal Securities Inc. and Principal Life Insurance Company since 2012. Outside of his advisory role, he is involved in fixed insurance and annuity products, including dental and individual health insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, offering financial planning, retirement consulting, and access to third-party money manager programs through various advisory and promoter arrangements.

Rosa Harnack is a financial advisor with Eagle Strategies (NY Life) based in San Ramon, CA. She holds Series 63 and Series 66 licenses and has 22 years of industry experience. Her career includes roles at New York Life Insurance Company, NYLIFE Securities LLC, Eagle Strategies LLC, TPO Financial & Insurance Services, and Prosper Financial and Insurance Services. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives, with an emphasis on tailored recommendations aligned with client objectives.

Zoe Ng is a financial advisor with Independent Financial Group, LLC, where she has worked for 21 years. She holds Series 63 and Series 66 designations and has 24 years of industry experience. Outside of advisory work, she serves as a California Notary Public and is involved in real estate sales and property management with her spouse. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension/profit-sharing plans, and charitable organizations. The firm offers a range of portfolio management options and third-party programs, combining strategic asset allocation with active and passive investments across various risk profiles.

Tina Tsao is a financial advisor at Transamerica Financial Advisors with 16 years of industry experience. She holds the Series 66 designation and has previously worked at Deutsche Bank, Citi Private Bank, and Citigroup Global Markets. Outside of advising, she has been involved in sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and corporations. The firm offers a range of advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with discretionary and non-discretionary options.

Tracie Glaros is a financial advisor with Creative Planning, holding a Series 66 designation and four years of industry experience. Prior to joining Creative Planning, she worked at Maxwell Wealth Strategies Inc., Raymond James Financial Services, and Edward Jones. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing, buy-and-hold strategies, and access to private market investments.

Harry Sherdil is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His previous roles include positions at LPL Financial, Mariner Independent Advisor Network, Wells Fargo Clearing, Wells Fargo Investments, and Bancwest Investment Services. In addition to his advisory work, he operates a home-based eBay business. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with a range of portfolio management and financial planning services, using a fiduciary-based advisory model that incorporates both proprietary and third-party investment strategies.

Paramjeet Singh is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and eight years of industry experience. His background includes roles in automotive sales and management at Fremont Toyota, Swickard Auto Group, and Dubin Toyota, alongside part-time involvement in insurance sales through Matrix Insurance Agency. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing model portfolios and third-party managers across multiple program platforms, with regulatory assets under management totaling approximately $1.7 billion.

Scott Kelley is a financial advisor with Integrity Alliance, LLC, holding a ChFC® designation and regulatory Series 63 and 66 licenses. He has 35 years of industry experience, including prior roles at Brooker Wealth Management, Lion Street Advisors, PEAK360 Wealth Management, and Ameritas Life Insurance Corp. He is also an independent insurance agent. Integrity Alliance is a large advisory firm serving individual investors, corporations, and qualified retirement plans through a network of over 300 advisors managing approximately $5.4 billion in assets. The firm offers a range of portfolio management and financial planning services using various investment approaches, supported by multiple platforms and third-party managers.

Prachi Chittora is a financial advisor at Citigroup Global Markets with eight years of industry experience. She has held her current role at Citigroup since 2015 and holds Series 63 and Series 65 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Romania Lee is a financial advisor with Empower Advisory Group in Dublin, CA, holding a Series 66 designation and 19 years of industry experience. Her career includes roles at Advised Assets Group, LLC, GWFS Equities, Inc., Fidelity Investments, and TIAA-CREF. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm’s approach emphasizes long-term portfolio returns and client savings rates, serving a large participant base relative to its advisor headcount.

John Estes is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and one year of industry experience. Prior to joining Ameritas, he was involved in various roles including ownership of an airport transportation business and officiating as a basketball referee for over a decade. He also works with David White & Associates in a financial professional capacity. Ameritas Advisory Services provides investment advisory and planning services to a diverse client base including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers a range of asset management and consulting services through multiple program platforms, utilizing a combination of model portfolios, mutual funds, ETFs, and individual securities.

Sharon Lin is a CFA® charterholder and Series 63 licensee with five years of industry experience. She is currently an advisor at Eagle Strategies (NY Life) and has held various roles within New York Life-affiliated entities since 2019. Outside of her financial career, she works as an independent voiceover contractor. Eagle Strategies serves a diverse client base including individual investors, institutional plans, and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages most of its assets on a non-discretionary basis.

Nestor Belmonte Jr. is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at LPL Financial, Mariner Independent Advisor Network, and Wells Fargo Clearing. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, retirement plan consulting, and access to a range of managed account solutions. The firm employs a fiduciary-based advisory model that integrates client goals with a variety of investment strategies implemented through both in-house management and third-party managers.

Anh Vong is a financial advisor with Private Advisor Group, LLC, holding a Series 66 credential and currently based in San Ramon, CA. Anh has no prior industry experience but has held roles at LPL Financial, Equitable Advisors, and several other organizations since 2022. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model using a combination of discretionary and non-discretionary services and multiple third-party strategists.