John Edelen is a financial advisor at BlueSpring Wealth Management, LLC with one year of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Bedell Frazier Investment Counselling, Inc. for 16 years. Outside of his advisory role, he is also an insurance broker with Symmetry Financial. Vector serves individuals, business owners, trusts and estates, and pension and profit-sharing plans with investment management, financial planning, and retirement plan consulting. The firm employs a customized investment process supported by its proprietary Sojourn™ application and offers specialized services including option overlays and hedging strategies for concentrated positions.

David Pender is a financial advisor at Compound Planning, Inc. with seven years of industry experience. He holds a Series 65 designation and previously worked at Fisher Investments from 2017 to 2024 and Ent Los Gatos from 2016 to 2017. Compound Planning serves individuals, families, businesses, and retirement plans through discretionary portfolio management, financial planning, consulting, and a Turnkey Asset Management Program for financial intermediaries. The firm employs a customized, risk-based investment approach using fundamental, technical, and modern portfolio theory analysis, and offers solutions including low-cost ETFs, direct indexing, and alternative strategies through third-party sub-advisors and technology partnerships.

Carson Henderson is a financial advisor at Earned Wealth Advisors, LLC with 15 years of industry experience. He holds the PFS™ designation and Series 65 license. Prior to joining Earned Wealth Advisors, he worked at Thomas Doll CPA's, PC for over 16 years. Earned Wealth Advisors serves individuals, high-net-worth clients, trusts, and employer-sponsored retirement plans, with a focus on doctors, dentists, and their practices. The firm employs a diversified, buy-and-hold investment approach supported by financial planning techniques and manages most client accounts on a discretionary basis.

Kirandeep Kaur is a financial advisor at Coppell Advisory Solutions LLC with one year of industry experience. She holds a Series 66 designation and previously worked at Edward Jones, Bank of America, Merrill, and several mortgage and real estate firms. In addition to her advisory role, Ms. Kaur is an insurance agent at Watts Insurance. Coppell Advisory Solutions LLC serves individuals, pension and profit-sharing plans, trusts, estates, and corporate clients with discretionary portfolio management and financial planning services. The firm employs a tailored investment approach using both fundamental and technical analysis and manages portfolios on a discretionary basis consistent with client objectives.

Gerardo Garcia is a financial advisor at Encompass More Asset Management LLC with six years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Verity Asset Management and Appreciation Financial. Outside of his advisory role, Garcia is involved in multiple business activities including serving as president of Garcia Ventures and working with specialty payroll, estate planning, and annuity marketing firms. Encompass More Asset Management primarily serves individual and high-net-worth clients, offering discretionary portfolio management through proprietary and third-party model portfolios, financial planning, and access to private placements. The firm employs a model-based investment approach that integrates quantitative, qualitative, and fundamental analysis, and delegates portfolio management to in-house models and unaffiliated sub-advisers.

Ashley Duffey is a CFA® charterholder and holds a Series 65 license, with six years of industry experience. She is currently with Concentric in Walnut Creek, CA, where she has worked since 2024. Prior to joining Concentric, she was with LAB Quantitative Strategies and Personal Capital Advisors Corporation. Concentric provides discretionary sub-advisory portfolio management and model portfolio construction primarily to other registered investment advisers and financial institutions, utilizing quantitative optimization and multi-factor risk models alongside qualitative oversight to customize investment solutions.

Sophia Feng is a CFP® and holds a Series 65 license with 13 years of experience in financial advising. She has worked primarily at Destination Wealth Management, with a brief tenure at Creative Planning LLC. Outside of her advisory role, she is involved in managing a rental property in Livermore, CA. Destination Wealth Management provides discretionary investment management and financial planning services to a diverse client base, including high-net-worth individuals, trusts, and charitable organizations. The firm employs a core-and-tactical allocation framework supported by fundamental research and macroeconomic analysis, managing over $4.1 billion in assets.

Barbara Matheson is a CFP® with 26 years of industry experience, currently serving as an advisor at Destination Wealth Management since 2019. Prior to this, she worked at TD AMERITRADE for three years. Destination Wealth Management serves a diverse client base including individuals, high-net-worth clients, retirement plans, and charitable organizations. The firm focuses on discretionary investment management and financial planning, utilizing a model portfolio approach that incorporates equities, fixed income, ETFs, alternative investments, and options, with ongoing committee oversight for alternative strategies.

Blair Stientjes is a financial advisor with Accelerate Retirement in Walnut Creek, CA, holding Series 63 and Series 65 licenses and with 19 years of industry experience. He has worked at Accelerate Investment Advisors LLC since 2023 and previously spent seven years with Kestra Advisory Services and KESTRA Investment Services. Blair serves on the board of the Walnut Creek Chamber of Commerce, contributing to community activities. Accelerate Retirement provides retirement plan consulting, discretionary investment management, financial planning, and fiduciary services to individual and institutional clients, including high-net-worth individuals, trusts, corporations, and employer plan sponsors. The firm implements customized investment programs through a network of advisers using a variety of securities and emphasizes long-term portfolio management and plan-level fiduciary support.

Amaya Fine is a Series 65 licensed financial advisor with six years of industry experience, currently with MissionSquare Retirement. Prior to this, she worked at Regas Group Environmental Consultants and The Restoration CleanUp Company. MissionSquare Retirement serves state and local government employers, employees, and certain nonprofits by administering deferred compensation and qualified retirement plans. The firm offers plan administration, recordkeeping, education, and Guided Pathways Advisory Services, utilizing Morningstar Investment Management for its investment advice and model portfolios.

Elena Gorskaya is a CFA® charterholder with six years of industry experience. She is currently an advisor at Concentric, where she has worked since 2022. Her prior experience includes roles at Advisor Partners, LLC and Echelon Asset Management. Concentric provides discretionary sub‑advisory portfolio management and model portfolio construction primarily to other registered investment advisers and financial institutions, utilizing quantitative optimization and multi‑factor risk models alongside qualitative oversight. The firm’s services emphasize specialized strategies and technological integration, including AI and tax‑aware approaches, with a business model centered on sub‑advisory relationships rather than direct retail clients.

Gary Watts is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Coppell Advisory Solutions LLC. His prior experience includes roles at Wealth Enhancement Group, LPL Financial, JP Morgan Securities, and Anderson CPAs. He also operates Watts Advisor Tax Planning, where he provides insurance products and tax planning services. Coppell Advisory Solutions LLC is part of Fusion Investment Advisors, which manages discretionary portfolios and financial planning for a diverse client base including individuals, pension plan participants, and charitable organizations. The firm employs an open-architecture platform using both fundamental and technical analysis and offers a broad range of investment strategies with continuous monitoring and periodic rebalancing.

Nitu Kumar is a financial advisor at Earned Wealth Advisors, LLC with one year of industry experience. He also serves as a senior tax preparer at Chahal & Associates LLC, an accounting firm where he has worked since 2015. Earned Wealth Advisors serves individuals, high-net-worth clients, trusts, and employer-sponsored retirement plans, with a focus on doctors, dentists, and their practices. The firm provides financial planning, discretionary wealth management, and retirement-plan advisory services, employing a diversified, buy-and-hold investment approach informed by third-party consultants and an internal committee.

Quinton Mcdermott is a financial advisor at Destination Wealth Management in Walnut Creek, CA, with 7 years of industry experience. He holds the CFP®, ChFC®, and Series 65 credentials. His prior experience includes roles at Intellectus Partners, LLC, SPG Advisors LLC, and Penn Mutual Life Insurance Company. Destination Wealth Management offers discretionary investment management and financial planning services to individuals, high-net-worth clients, and various institutional entities. The firm employs a core-and-tactical allocation approach informed by fundamental research and macroeconomic analysis, managing over $4.1 billion in discretionary assets.

Malia Salas Russell is a CFP® and holds a Series 65 license with six years of industry experience. She has worked at Destination Wealth Management since 2025 and previously spent six years at Mraz, Amerine & Associates, Inc. Outside of her advisory roles, her background includes experience in the brewing and process cooling industries. Destination Wealth Management serves a diverse client base, including individuals, high-net-worth clients, retirement plans, trusts, and business entities. The firm offers discretionary investment management and financial planning, using model portfolios that combine equities, fixed income, ETFs, alternative investments, and other strategies, supported by an Investment Policy Committee and third-party oversight of alternative investments.

Xiuhua Xu is a CFP® professional with 12 years of industry experience, currently serving as an advisor at Destination Wealth Management. Prior to joining Destination Wealth Management, Xu worked at Baker Avenue Asset Management LP and held positions at Bank of America, N.A. and Merrill. Destination Wealth Management serves a diverse client base, including individuals, high-net-worth clients, and business entities, providing discretionary investment management and financial planning. The firm’s investment approach centers on asset allocation and model portfolios that integrate equities, fixed income, ETFs, alternative investments, and sub-advisers, with a focus on third-party managed alternatives subject to committee oversight and ongoing review.

Lindy Moss is a financial advisor at Concentric with a Series 65 credential and one year of industry experience. Her prior work includes roles at AdvisorAssist, Staples Inc., and Babson College. Concentric primarily serves other registered investment advisers and financial institutions as a sub-adviser and overlay manager, while also managing accounts for individual and high-net-worth clients. The firm uses a combination of quantitative and qualitative portfolio construction techniques and offers customized implementation tools such as tax-loss harvesting and ESG overlays.

David O’Day is a financial advisor at Empirical Wealth Management with Series 63 and Series 65 credentials. He has previously worked at Sageview Advisory Group, Morling Financial Advisors, Live Oak Bank, and Credit Suisse. O’Day began his career after completing his education at UNC Wilmington. Empirical Wealth Management serves individuals, trusts, estates, charitable organizations, and retirement plans with fee-based discretionary and non-discretionary investment management, financial planning, and related services. The firm employs a diversified investment approach grounded in Modern Portfolio Theory and operates several affiliated businesses across real estate, insurance, and legal services.

Iuliia Malysheva is a financial advisor at RBC Securities, Inc. with two years of industry experience. She holds a Series 66 designation and previously worked at Equitable Advisors, LLC, Bank of America, N.A., and Merrill. RBC Securities, Inc. provides wealth management and brokerage services to individuals, trusts, estates, and retirement plans through its wrap-fee investment advisory program, with investment management delegated to its affiliated sub-advisor, RBC Rochdale. The firm is notable for its integration within a broad financial services group that includes banking, trust, municipal advisory, and other financial businesses.

Malena Yatim is a financial advisor at Destination Wealth Management with seven years of industry experience. She holds Series 63 and Series 65 licenses and has been with Destination Wealth Management since 2016. Destination Wealth Management serves a diverse client base, including individuals, high-net-worth clients, retirement plans, trusts, estates, and charitable organizations. The firm offers discretionary investment management and financial planning, utilizing a range of model portfolios that incorporate equities, fixed income, ETFs, alternative investments, and other strategies, with ongoing committee review of alternative investments.