Jimmy Chow is a financial advisor with HSBC Securities (USA) Inc. holding Series 63 and Series 66 licenses and has six years of industry experience. He has worked at HSBC Bank USA, N.A., and Deutsche Bank in both the U.S. and Hong Kong. He also serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of his current firm, in addition to his role as a registered representative. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering a range of discretionary and non-discretionary investment options. The firm uses model risk profiles and a combination of strategic and tactical asset allocation supported by multiple affiliated and third-party providers.

Gary Pollock is a CFP® professional affiliated with Rockefeller Financial LLC, based in Walnut Creek, CA, with 23 years of industry experience. His prior roles include positions at J.P. Morgan Securities and First Republic Investment Management. Rockefeller Financial LLC serves high-net-worth individuals, families, family offices, and institutional clients by providing portfolio management, financial planning, brokerage services, and investment banking. The firm employs a Private Advisor model and centralized investment platform offering both discretionary and non-discretionary solutions across multiple asset classes.

Richard Goldstein is a financial advisor at Mercer Global Advisors Inc. with 29 years of industry experience. He previously worked at Goldstein Munger And Associates for 26 years before joining Mercer Global Advisors. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofit organizations. The firm’s investment approach is based on Modern Portfolio Theory and emphasizes globally diversified, risk-appropriate portfolios using low-cost index vehicles and tax management strategies.

Timothy Wochok is a CFP® certificant with 20 years of experience in financial advising. He joined Focus Partners Wealth, LLC in 2024 and has prior experience at Buckingham Asset Management, LLC, The Wealth Management Alliance LLC, and Loring Ward Holdings, Inc., among others. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, providing investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term investment approach, utilizing active and passive strategies alongside third-party managers and customized portfolios tailored to clients’ risk tolerance and tax situations.

Daniel Garfin is a financial advisor at Kestra Advisory with over 23 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Garfin has been with Kestra Advisory since 2016 and has worked at Kestra Investment Services, LLC since 2005. Outside of advisory work, he is a property owner and landlord. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad mix of institutional and individual clients, offering services including plan design, fiduciary consulting, investment advice, and employee education. The firm serves large institutional investors, managing approximately $79.8 billion in assets and supporting complex investment solutions.

Benjamin Agron is a CFP® with 15 years of industry experience. He is currently an advisor at Mariner Wealth Advisors and has held roles at several firms, including Capital Advantage, Inc., LPL Financial, and Wells Fargo Investments. Mariner serves a diverse client base, including individuals, pension plans, trusts, and corporations, offering investment management, financial planning, retirement consulting, and tax services. The firm combines in-house research with third-party managers and provides integrated tax and accounting services alongside customized portfolio management.

Tom Tamura is a financial advisor with United Planners Financial Services of America and holds a Series 65 credential. He has three years of industry experience, including roles at SmartAsset and Foundations Investment Advisors, LLC. Outside of his advisory work, he has experience in insurance sales through his own firm, Tamura Financial Services, and previously participated in the Japan Exchange and Teaching (JET) Program. United Planners Financial Services is a national wealth-management enterprise serving a wide range of clients including individuals, retirement plans, corporations, and institutional investors. The firm delivers advisory and brokerage services through independent representatives and manages a significant portion of assets on a non-discretionary basis.

Craig Pollock is a financial advisor at Rockefeller Financial LLC with three years of industry experience. He holds the Series 66 designation and has previous experience at J.P. Morgan Securities and First Republic Investment Management. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, and corporations through discretionary and non-discretionary portfolio management, financial planning, and consulting. The firm operates as a registered broker-dealer and offers integrated services including placement and investment banking, with a consolidated investment platform that delivers a range of portfolio management solutions.

John Schweitzer is a financial advisor with Transamerica Financial Advisors in Concord, CA, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. His background includes roles at Transamerica Employee Benefits and LSPN Pro, LLC, as well as involvement with the Heartland Institute of Financial Education and the HIFE College Planning Program. Outside of finance, he works part-time in the beverage industry with Delicatio Family Wines. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement its advisory services across multiple platforms, with regulatory assets under management around $1.7 billion.

Mark Burns is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63, 65, and 66 licenses and bringing 23 years of industry experience. His previous roles include positions at LPL Financial LLC, U.S. Bancorp Investments, Inc., Wells Fargo, and Citigroup Global Markets. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach that combines passive and active management, supported by an internal Investment Committee.

Fanny Guo is a CFP® with 18 years of industry experience, currently with Mercer Global Advisors Inc. She has been with Mercer since 2015. Outside of her advisory role, she is involved as a health insurance broker with Covered California, focusing on private health insurance coverage for individuals and small businesses. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, and nonprofit organizations. The firm employs a globally diversified investment approach grounded in Modern Portfolio Theory and offers a range of portfolio management and planning services.

Gregory Bernhardt is a CFP® with 46 years of industry experience and is currently with Independent Financial Group, LLC. He has previously worked at NPB Financial Group, LLC, Kingswood Capital Partners, LLC, and Clayton Consulting Group. Independent Financial Group, LLC offers investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, and corporate plans, utilizing various platforms and models that combine strategic asset allocation with both passive and active investment exposures.

Michael Spector is a financial advisor at Focus Partners Wealth, LLC with 26 years of industry experience. He holds the PFS™ designation and Series 65 license. Prior to joining Focus Partners Wealth, he worked at Media Wealth, LLC, Adero Partners, LLC, and Vista Wealth Management, LLC. Outside of advisory roles, he is a managing member of L-Five, LLC, which invests in private real estate and private companies. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, offering a range of services including investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term investment approach with an enhanced open architecture, combining active and passive strategies tailored to clients’ needs.

Phillip Gomez is a financial advisor at Sanctuary Advisors, LLC with 9 years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America and Merrill Lynch. He also spent a year at Lyft before joining his current firm. Sanctuary Advisors, LLC serves a broad mix of clients including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers portfolio management, financial planning, and retirement plan consulting through more than 400 independent investment adviser representatives using a variety of investment strategies and platforms.

Kevin Higgins is a financial advisor at TIAA-CREF with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2017. Higgins serves as a board member for Lamorinda Lacrosse, a local youth sports organization. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often working with clients who have existing relationships through TIAA-administered employer retirement plans. The firm offers both model-based and customized portfolio management within a vertically integrated structure that includes affiliated funds.

Jacob Gee is a CFP® professional with six years of experience in the financial services industry. He has been with Mercer Global Advisors Inc. since 2019 and previously worked at AssetMark Brokerage, LLC and AssetMark Financial, Inc. He is based in Walnut Creek, CA. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by offering discretionary and non-discretionary investment advisory services alongside financial, tax, retirement, and estate planning. The firm’s investment approach is based on Modern Portfolio Theory, employing globally diversified, risk-appropriate portfolios through a blend of low-cost ETFs, index funds, separate account managers, direct indexing, and specialized fund options.

Alexis Trauger is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Creative Planning since 2019. Prior to this, Alexis worked at Ameriprise Financial Services, Inc. for five years. Outside of financial advising, Alexis is an artist involved with SwoonBox, a retail arts and crafts business. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base including individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach focused on low-cost indexing, buy-and-hold strategies, and selective private market exposure while offering fiduciary advisory services and a range of institutional and retirement plan solutions.

Jessica Mc Curdy is a financial advisor at Private Advisor Group, LLC with 22 years of industry experience. She holds the Series 66 designation and has worked previously at Mariner Independent Advisor Network, LPL Financial, and Ameriprise. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, and retirement plan consulting with a fiduciary-based advisory model that includes various investment strategies and technology platforms.

Kristin Bartlow is a CFP® with 16 years of industry experience, currently affiliated with Hightower Advisors. Her prior experience includes roles at Journey Strategic Wealth LLC and Northwestern Mutual Wealth Management Company. She is the owner of Kristin Bartlow, LLC, a legal business entity. Hightower Advisors offers investment advisory and planning services to a diverse client base, including individual and institutional investors. The firm’s approach emphasizes multi-manager solutions and manager selection, utilizing both affiliated and third-party managers across various investment vehicles.

Charles Osivwemu is a financial advisor with Guardian Life and holds Series 63 and Series 65 licenses. He has 10 years of industry experience, including prior roles at New York Life, Eagle Strategies, and MassMutual. Osivwemu is also involved in insurance brokering with outside carriers for non-registered products. Guardian Life’s subsidiary, Park Avenue Securities LLC, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary programs, third-party advisory solutions, and a digital advisory platform.