Gabriela Careaga Lopez is a financial advisor with FIFTH THIRD SECURITIES, Inc. in Cincinnati, OH, holding Series 63 and Series 65 licenses. She has been with Fifth Third Securities since 2025 and has prior experience at Fifth Third Bank beginning in 2024. FIFTH THIRD SECURITIES, Inc. serves a diverse client base including individual, high-net-worth, and institutional clients through investment advisory and brokerage services. The firm offers a range of managed account programs via the Passageway platform, utilizing multiple portfolio management strategies and emphasizing client risk profiling.

Lucas Griffith is a financial advisor at TIAA-CREF with 10 years of industry experience. He has held roles at TIAA-CREF since 2019 and previously worked at OppenheimerFunds Distributors, Inc. from 2016 to 2019. He holds the Series 63 and Series 66 securities registrations. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected through TIAA-administered employer retirement plans and acts as adviser to a donor-advised fund, offering both model and customized portfolio management within a vertically integrated structure.

Brian Meeks II is a financial advisor at Fifth Third Securities, Inc. in Cincinnati, OH, holding a Series 66 designation with 17 years of industry experience. He has been with Fifth Third Securities since 2015. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate and business clients, and institutional investors. The firm combines its municipal-advisor registration with its affiliation to Fifth Third Bank, offering multiple discretionary managed-account programs and features such as direct indexing and tax-overlay services.

Brent Zeiser is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Hornor, Townsend & Kent, LLC since 2021. Prior to this, he worked for The Vanguard Group, Inc. for five years. He is also a board member and treasurer of The Bridge Adaptive Sports & Recreation, a nonprofit focused on making adaptive sports accessible for people with disabilities. Hornor, Townsend & Kent serves individuals, businesses, trusts, charitable organizations, and retirement plans through advisory programs and financial planning services. The firm operates as both an SEC-registered adviser and a FINRA-member broker-dealer, managing over $8 billion in discretionary assets and offering tailored investment strategies through a network of advisers and third-party asset managers.

Michael Young is a financial advisor with Fifth Third Securities, Inc. in Walton, KY. He holds Series 63 and Series 65 licenses and has two years of industry experience. His prior roles include positions at Fifth Third Bank, Rocket Mortgage, Charter Spectrum, and Ruoff Mortgage Company. Fifth Third Securities, Inc. serves a diverse client base including individuals, high-net-worth clients, and institutional entities through investment advisory and brokerage services. The firm offers multiple program types and third-party portfolio managers on its Passageway Managed Account platform, with a range of investment strategies from mutual funds and ETFs to separately managed accounts and direct indexing.

Margaret Petersen is a financial advisor at Fifth Third Securities, Inc. based in Cincinnati, OH, with 7 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Fifth Third Securities since 2019, with prior experience at Fifth Third Bank and the YMCA of Greater Cincinnati. Fifth Third Securities serves a diverse range of individual and institutional clients through investment advisory and brokerage services. The firm offers multiple investment program types on the Passageway platform, including mutual fund and ETF models, separately managed accounts, and direct indexing, supported by both internal and third-party portfolio managers.

Gregory Mc Daniel is a financial advisor at Empower Advisory Group with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at GWFS Equities, LLC and Charles Schwab. Empower Advisory Group primarily serves employer-sponsored retirement plan sponsors and participants, offering financial planning and investment management integrated with Empower’s recordkeeping and administrative platforms. Their approach emphasizes long-term portfolio returns, annual rebalancing, and client savings rates through point-in-time financial plans and managed account solutions.

Debra Grauel is a Series 66-licensed financial advisor with 23 years of industry experience. She is currently with Money Concepts Capital Corp and has previously worked at Cetera and Summit Financial Group. Outside of her advisory role, she serves as president of Ohio Wealth and Retirement Planning, Inc. Money Concepts Capital Corp is an enterprise firm with approximately 431 advisors managing about $3.33 billion for nearly 14,700 clients. The firm provides portfolio management, financial planning, and consulting services to individuals, pension plans, trusts, charitable organizations, and corporations using a variety of managed programs and investment strategies.

Alisha Merkel is a financial advisor at Fifth Third Securities, Inc. in Cincinnati, Ohio, with 10 years of industry experience. She holds Series 63 and Series 65 designations and has been with Fifth Third Securities since 2015, also working at Fifth Third Bank since 2013. Outside of her financial career, she is involved with Thoughtful Travelers, a travel agency where she serves as an agent. Fifth Third Securities provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors through its Passageway Managed Account Program. The firm offers a range of discretionary managed-account options and combines its municipal-advisor registration with a corporate affiliation to Fifth Third Bank.

Priscilla Moore is a financial advisor with FIFTH THIRD SECURITIES, Inc., holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. She has been with Fifth Third Securities since 2011 and has worked at Fifth Third Bank since 2010. FIFTH THIRD SECURITIES, Inc. serves individual and institutional clients through investment advisory and brokerage channels, offering a variety of program types on the Passageway Managed Account platform. The firm supports a range of investment strategies and is a wholly owned subsidiary of Fifth Third Bank.

James Ludwick is a financial advisor with FIFTH THIRD SECURITIES, Inc., holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Fifth Third Securities since 2001. Fifth Third Securities, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporate and business clients, and institutional investors through its Passageway Managed Account Program. The firm offers multiple discretionary managed-account options and combines third-party portfolio managers, strategist portfolios, and advisor-managed sleeves, with features such as direct indexing and tax-overlay services.

Matthew O Bryan is a financial advisor with Guardian Life and holds the Series 66 designation. He has seven years of industry experience, including roles at Park Avenue Securities and Fifth Third Bank. Outside of his financial advisory work, he is involved with Emerging Leaders of NKY, a nonprofit organization. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers a combination of advisor-led discretionary management and model-based strategies, supported by proprietary and third-party platforms, to tailor client relationships and deliver a range of financial planning and consulting services.

Deborah Cribbs is a financial advisor with Fifth Third Securities, Inc. in Covington, KY, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Fifth Third Securities since 1999. Outside of her advisory role, she is involved in real estate and restaurant management through ownership and operational support of a related business. Fifth Third Securities, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers a variety of managed account programs and combines its municipal-advisor registration with its affiliation to Fifth Third Bank to deliver integrated investment solutions.

Michael Donohoe is a CFP® professional with experience at Hightower Advisors since 2023. He previously worked at Aspiriant from 2016 to 2020 and was self-employed from 2020 to 2023. He is based in Cincinnati, OH. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach includes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across various investment vehicles and strategies.

Gerald Naber is a financial advisor at Private Advisor Group, LLC with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Private Advisor Group and LPL Financial since 2014, with prior experience at Money Concepts Capital Corp and Investment Advisors International, Inc. Outside of his advisory role, he has served as a loan officer for conventional, FHA, and VA loans. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, providing portfolio management and financial planning services through a fiduciary-based model that incorporates both discretionary and non-discretionary approaches, proprietary technology platforms, and third-party managers.

Keith Dooley is a financial advisor with Fifth Third Securities, Inc. in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked with Fifth Third Securities since 2004 and with Fifth Third Bank since 2002. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate and business clients, and other institutional investors. The firm operates as a broker-dealer, SEC-registered investment adviser, and municipal advisor, combining bank affiliation with a range of discretionary managed-account programs and features such as direct indexing and tax-overlay services.

Amanda Simmons is a CFP® at Mariner with experience in the financial industry dating back to 2020. She has worked at Mariner since 2022 and previously held roles at Fidelity Investments and County National Bank. Prior to her finance career, she held positions in education and various other industries. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations, providing investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm offers discretionary, customized portfolios supported by in-house research and third-party managers, along with integrated tax and accounting capabilities.

Stephanie Becker is a financial advisor with Guardian Life and Park Avenue Securities, holding eight years of industry experience. She has been with Guardian Life since 2012 and with Park Avenue Securities since 2018. Becker is also associated with SLB Advisors, LLC, a non-investment-related business. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, serves individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers both brokerage and advisory services, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party investment solutions.

Jonathon Bresnen is a CFA® charterholder with 12 years of industry experience, currently serving as a financial advisor at Mariner. He previously worked at RiverPoint Capital Management for six years before joining Mariner Wealth Advisors. He is a member of the Board of Trustees for the Cincinnati Parks Foundation. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and tax services. The firm employs customized, discretionary portfolios supported by an Investment Committee and integrates tax and accounting services alongside traditional portfolio management.

David Osborn is a CFA® charterholder with 23 years of industry experience. He has been with Hightower Advisors since 2020 and previously worked at Osborn Williams & Donohoe, LLC for eight years. Since 2013, he has served as a director of Cincinnati Financial Corporation, participating on its audit, investment, and compensation committees. Hightower Advisors provides investment advisory and planning services to individual and institutional clients through a network of Advisor Practices. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across various investment vehicles.