Heather Daum is a financial advisor with Edward Jones in Xenia, Ohio, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she worked at Kettering Health Network and spent 16 years at Premier Health. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fees, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Matt Hubbard is a Financial Consultant at Fidelity Investments, a position he has held since 2022. In this role, he partners with clients to understand their short and long-term financial goals and assists them in creating unique financial plans tailored to their personal concerns. Matt has accumulated extensive experience in the financial industry through various roles at Fidelity Investments. His career path includes positions as an Investment Consultant (2021-2022), Workplace Planning Associate (2020-2021), Retirement Solutions Representative (2014-2016), Investment Solutions Representative (2013-2014), and High Opportunity Full Trader (2012-2013). He leverages his years of industry experience and educational background, alongside his team, to support clients in their financial planning process.

Stephen Wray is a financial advisor with Raymond James Financial, holding a Series 63 designation and bringing 21 years of industry experience. He worked at Edward Jones from 2005 to 2017 before joining Raymond James in 2017. Outside of advisory work, Wray serves on the boards of the Kiwanis charitable organization in Springboro, OH, and the YMCA in Coffman, OH. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients. The firm uses risk profiling and analytical tools to tailor non-discretionary planning and supports municipal and public-finance advisory services uncommon among large institutional advisors.

Robert Ptacek Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 66 registrations and bringing 28 years of industry experience. He has worked at LPL Financial since 2018 and previously at SII Investments, Inc. from 2007 to 2018. Ptacek is also president of RPM Capital, a tax preparation and bookkeeping business. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

James Lee is a financial advisor with LPL Financial in Xenia, Ohio, holding a Series 66 designation and four years of industry experience. His career includes roles at Wright-Patt Credit Union and CUSO Financial Services, LP. He is also involved with WPCU Retirement Solutions, a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party strategies across discretionary and non-discretionary platforms.

Dennis Shaw is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and six years of industry experience. He has worked at J.P. Morgan Chase Bank, N.A. and FIFTH THIRD SECURITIES, Inc. before joining his current firm. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when making recommendations.

Christopher House is a financial advisor with Raymond James Financial in Dayton, OH, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has worked with Raymond James since 2017 and previously spent six years at LPL Financial. In addition to his advisory role, he is involved with Harrison Wealth Management Group, Ltd., where he manages office staff and engages in sales of non-variable life insurance and fixed annuities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports client implementation through various advisory programs, with specialized municipal and public finance capabilities.

Amy Meredith Green is a financial advisor with Morgan Stanley, holding a Series 66 designation and 20 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers its services through Financial Advisors and specialized estate planning groups.

Grace Mcdaniel is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. Her background includes roles at Morgan Stanley Private Bank and Morgan Stanley, as well as various positions in the hospitality and retail sectors. She has been involved with educational institutions such as the University of Dayton and local schools over several years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

April Whitehead is a ChFC® credentialed financial advisor with 20 years of experience, currently with Ameriprise in Dayton, OH. She has been with Ameriprise and its affiliated entities since 2011. Outside of her advisory role, she owns and manages Boldly Aspire LLC, a franchise practice unrelated to investment activities. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement, utilizing a centralized consulting team to provide written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver tailored advice primarily for clients with significant investable assets in Ameriprise-managed accounts.

Michael Reed is a financial advisor at Edward Jones in Xenia, Ohio, holding a Series 66 designation with 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, Reed is involved in officiating high school and small college basketball, football, and baseball games in the Xenia area. Edward Jones is a full-service wealth management firm that serves individual and institutional clients, including a broad range of households and organizations. The firm manages approximately $1.01 trillion in assets and supports a large network of financial advisors while offering various advisory strategies and affiliated investment products.

Ryan Baker is the Vice President and Branch Leader at Fidelity Investments, a role he has held since 2023. He has been with Fidelity Investments since 2017, progressing through positions including Financial Consultant, Investment Consultant, and Financial Representative. Prior to joining Fidelity, Ryan worked as a Financial Representative at PNC Bank and Primerica. Throughout his career, Ryan has focused on providing financial guidance centered on clients' personal and professional goals. He emphasizes a process and business philosophy that align with Fidelity's brand, ethics, and access. Outside of his professional work, Ryan has interests in fitness, food, football, golf, painting, and parenthood.

Adam Kim is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for KeyBank for ten years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Gregory Rhodes is a financial advisor at Edward Jones with 28 years of industry experience. He holds a Series 63 designation and has been with Edward Jones since 1997. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Carla Buxa is a financial advisor with Primerica Advisors in Fairborn, OH, holding Series 63 and Series 65 licenses and 26 years of industry experience. She has worked with Primerica Financial Services and PFS Investments, Inc. since the late 1990s. Outside of her advisory role, she is involved with St. Brigid Catholic Church. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm uses a tiered wrap fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Darrin Polomsky is a financial advisor with Ameriprise Financial Services, LLC in Dayton, OH, holding Series 63 and Series 65 licenses and with 30 years of industry experience. He has been with Ameriprise since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

David Smith is a CFP® professional with 39 years of industry experience, currently with OSAIC since 2023. Prior to joining OSAIC, he spent 31 years at FSC Securities Corporation. He is the owner of an independent insurance agency and serves as trustee for a family trust, overseeing investment education and management for the beneficiary. OSAIC serves a wide range of clients, including individual and institutional investors, providing integrated brokerage and advisory services. The firm employs advanced asset-allocation tools and offers access to multiple investment platforms and third-party managers.

Hunter Collins is a Financial Consultant at Fidelity Investments. In this role, he partners with individuals and families to develop personalized financial plans aimed at helping clients reach their retirement goals. Hunter encourages prospective clients to schedule meetings to explore how Fidelity's team can support their financial objectives. Prior to his current position, Hunter held roles at Fidelity Investments including Investment Consultant in 2025-2026, Relationship Manager in 2024-2025, and Workplace Planning Consultant in 2023-2024. His experience spans various facets of financial consulting and client relationship management within Fidelity. Outside of his professional responsibilities, Hunter engages in personal interests such as family activities, fitness, food-related pursuits, social events with friends, golf, and motorcycles.

Jonathan Richard is a financial advisor with LPL Financial and holds a Series 65 credential. He has 23 years of industry experience and has held roles at firms including VALIC Financial Advisors and Transamerica Financial Advisors. In addition to his financial advisory work, he serves as a public defender in Shelby County, Ohio, and is a board member of Mercy Mission House, a homeless shelter. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Louis Vision is a financial advisor at Raymond James & Associates with 29 years of industry experience and holds the Series 63 designation. He has been with Raymond James & Associates since 2010. Outside of his advisory role, he acts as a statutory agent for a family rental real estate LLC. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services with a range of portfolio management strategies and affiliated research.