Michael Gillett is a CFP® and Series 66-registered financial advisor with Edward Jones in Lancaster, PA, where he has worked since 2008. He has 17 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ryan Price is a financial advisor with Ameriprise in Lancaster, PA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Ameriprise and its affiliated entity since 2005. Outside of his advisory role, he has involvement in real estate ownership unrelated to investment activities. Ameriprise offers a retirement-income planning service targeted at individuals near or in retirement who meet certain asset criteria, combining research, modeling, and tax-efficient strategies to produce written recommendation reports. The firm’s approach includes algorithmic automation with oversight and emphasizes the use of affiliated investment products.

Valerie Delp is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 14 years of industry experience. Her prior work includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of her advisory work, she is involved in fitness product sales and coaching through Beachbody LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm combines advisory programs with brokerage and insurance product offerings, utilizing model portfolios and third-party asset managers to deliver investment advice.

Jodi Bukowski is a financial advisor at Osaic with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at SagePoint Financial, Eagle Strategies (NY Life), and New York Life Insurance Company. Outside of her advisory work, she serves as Fundraising Chair for the Wyomissing Swim Team and is a board member of the Wyomissing Area Education Foundation. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services with portfolio management tools and access to third-party money managers, supporting both discretionary and non-discretionary account management.

Dallas Smoker is a financial advisor at Merrill with five years of industry experience. He holds a Series 66 designation and has been with Merrill since 2019. Prior to joining Merrill, he worked at Lancaster Mold Inc. and Eby's Store of Honey Brook. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Kanon Ream is a financial advisor at OSAIC with six years of industry experience and holds a Series 66 designation. Prior to joining OSAIC in 2025, Ream was associated with Good Life Advisors, LLC and LPL Financial LLC. Outside of OSAIC, Ream serves as a Senior Financial Strategist for Faithward Advisors. OSAIC provides services to a broad range of clients, including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm utilizes various advisory platforms and tools to construct diversified portfolios across multiple asset classes, offering both discretionary and non-discretionary management options.

Scott Long is a financial advisor with OSAIC who holds a Series 66 designation and has 14 years of industry experience. His prior roles include positions at SagePoint Financial, American Wealth Strategy Group, Securian Financial Services, and The Prudential Insurance Company of America. In addition to his advisory work, he is the owner of American Wealth Strategy Group, a fixed insurance business. OSAIC serves a diverse client base ranging from individual investors to institutional clients, offering integrated brokerage and advisory services with a focus on asset allocation and portfolio construction using tools such as risk tolerance assessments and automated rebalancing.

Kent Davis is a financial advisor with Morgan Stanley in Wyomissing, PA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets dating back to 1993. Outside of finance, he is a snowboard instructor at Bear Creek Mountain Resort. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets and employing structured planning tools and proprietary investment models.

Matthew Nein is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo in 2024, he worked at Grey New York and Janney Montgomery Scott. Outside of his advisory role, he serves as a basketball referee for the Berks County Basketball Officials Association. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Peter Kelly is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including PNC Investments, Truist, Prudential Insurance Company of America, and White Rose Wealth Management. Kelly is based in Harrisburg, PA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers these services alongside affiliated brokerage, distribution, and investment management capabilities.

Todd Graham is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and possessing 33 years of industry experience. He worked at H.Beck, Inc. for eight years before joining LPL Financial in 2019. Additionally, he has been involved with Christian Concern in a non-investment-related capacity for over two decades. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with access to model portfolios, research, and various management options.

Kelly Trach is a financial advisor with Morgan Stanley in Lancaster, PA, holding the CFP® and Series 66 designations and bringing 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. Outside of financial advising, Trach is a partner in Harper London Enterprise, an infrared fitness studio in Denver, Pennsylvania. Morgan Stanley Wealth Management provides a wide range of advisory and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes structured financial planning supported by advanced modeling tools and offers both retail and institutional investment solutions.

James Reinhart Jr. is a financial advisor at RBC Capital Markets with 15 years of industry experience. He holds a Series 66 designation and has been associated with RBC Capital Markets since 2008, with an additional role at City National Bank since 2021. He serves on the Board of Directors for the Warwick Education Foundation, where he is involved in strategic planning and prospecting activities. RBC Wealth Management, a division of RBC Capital Markets, provides a wide range of advisory and brokerage services to individual investors, institutions, corporations, and charitable organizations, offering customized portfolio management through various programs and leveraging both in-house and third-party investment resources.

Joseph Miller is a financial advisor with LPL Financial in Wyomissing, PA, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with LPL Financial, formerly Linsco/Private Ledger Corp., since 1990. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a broad range of financial planning and advisory services, including discretionary and non-discretionary portfolio management supported by proprietary research and third-party subadvisors.

Davis Smith IV is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors LLC. Outside of his advisory role, he has operated Detailing Professional Services since 2001. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options, than is typical among large institutional advisers.

Richard Kaufman is a financial advisor at OSAIC with 43 years of industry experience. He holds a Series 63 designation and has previously worked at Securities America Advisors, Inc., Securities America, Inc., and Investacorp Advisory Services. Kaufman also owns and operates Kaufman Advisory Services, Inc., which provides fee-based financial planning and tax preparation, and is an independent insurance agent selling life insurance and annuities. OSAIC Wealth, Inc. serves a diverse clientele including individual, high-net-worth, institutional, and corporate investors through a vast network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and access to third-party money managers to construct portfolios across a range of investment types.

Sharon Wisler is a financial advisor at LPL Financial with 15 years of industry experience. She holds the Series 66 designation and has worked at LPL Financial since 2021. Prior to that, she spent 11 years with various insurance carriers and Waddell & Reed, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

David Kim is the Senior Resident Director and Wealth Management Advisor at Merrill Lynch. In this role, he works with investment and risk analysis, focusing on institutional investments, retirement income planning strategies, and estate planning services. David helps clients clarify their goals and develop investment management strategies that align with their vision. He specializes in areas including divorce transition planning, family wealth management strategies, institutional consulting, and personal retirement planning, among others. David began his financial services career in 2005 with Merrill Lynch Wealth Management. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified 401(k) Professional (C(k)P®), CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA®), and is a qualified Portfolio Manager. He is among a select group of Merrill advisors designated as a Bank of America Merrill Retirement Benefits Consultant. David graduated from Penn State University. Outside of his professional work, David is actively involved in his community as a board member and coach for Mifflin Area Youth Baseball and supports the United Way. He is an active member of his church and enjoys studying the culinary arts, baseball, basketball, biking, chess, music, photography, and spending time with his family. David and his wife, Sarah, live in Mohnton, Pennsylvania, with their three children.

Douglas Shank is a financial advisor with Morgan Stanley in Lancaster, PA, holding a Series 63 designation and 36 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been affiliated with Morgan Stanley Smith Barney and Citigroup Global Markets since 2009 and 2006, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide array of advisory programs including tailored financial planning. The firm employs a structured planning process supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

Abram Shaffner is a financial advisor with Ameriprise who holds Series 63 and Series 65 credentials and has 27 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he serves in various leadership positions with local Masonic organizations, including as a trustee and board member. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes a written Recommendation Report and ongoing advice focused on dependable income and tax-aware withdrawal strategies.