Michael Gillett is a CFP® and Series 66-registered financial advisor with Edward Jones in Lancaster, PA, where he has worked since 2008. He has 17 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ryan Price is a financial advisor with Ameriprise in Lancaster, PA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Ameriprise and its affiliated entity since 2005. Outside of his advisory role, he has involvement in real estate ownership unrelated to investment activities. Ameriprise offers a retirement-income planning service targeted at individuals near or in retirement who meet certain asset criteria, combining research, modeling, and tax-efficient strategies to produce written recommendation reports. The firm’s approach includes algorithmic automation with oversight and emphasizes the use of affiliated investment products.

Valerie Delp is a financial advisor at LPL Enterprise with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked with Prudential Insurance Company of America and Pruco Securities, LLC. Outside of her advisory role, she is involved in direct sales and coaching for a fitness product company. LPL Enterprise provides investment advisory and brokerage services to a wide client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and various non-securities products and services through affiliated entities.

Jodi Bukowski is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and eight years of industry experience. Her prior work includes roles at SagePoint Financial, Eagle Strategies, Grandview Financial Partners, NYLIFE Securities, and New York Life Insurance. She is involved in community organizations, serving as fundraising chair for the Wyomissing Swim Team Corp and as a board member for the Wyomissing Area Education Foundation. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, utilizing discretionary strategies, third-party managers, and proprietary models.

Kanon Ream is a financial advisor at Osaic with six years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial LLC and Good Life Advisors. Ream is also a Senior Financial Strategist at Faithward Advisors, an LLC focused on financial planning. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, providing a range of investment programs and third-party manager options.

Scott Long is a financial advisor at OSAIC with 14 years of industry experience. He holds a Series 66 designation and has worked previously at firms including SagePoint Financial, Securian Financial Services, and The Prudential Insurance Company of America. Outside of traditional advisory roles, he was involved in fixed insurance sales through American Wealth Strategy Group, a business he owns. OSAIC Wealth serves a broad range of clients including individual investors, retirement plans, charities, and corporations. The firm utilizes model-based asset allocation and portfolio optimization strategies delivered across multiple advisory and brokerage platforms.

Kent Davis is a financial advisor with Morgan Stanley in Wyomissing, PA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets dating back to 1993. Outside of finance, he is a snowboard instructor at Bear Creek Mountain Resort. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets and employing structured planning tools and proprietary investment models.

Matthew Nein is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo in 2024, he worked at Grey New York and Janney Montgomery Scott. Outside of his advisory role, he serves as a basketball referee for the Berks County Basketball Officials Association. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Peter Kelly is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including White Rose Wealth Management, Prudential Insurance Company of America, BB&T Securities, and PNC Investments. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process combines quantitative and qualitative research supported by a manager solutions team and incorporates an ESG eligibility framework.

Todd Graham is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and over 33 years of industry experience. He has been with LPL Financial since 2019 and previously worked at H.Beck, Inc. for eight years. Outside of his advisory role, he is involved with Christian Concern, a nonprofit organization he has been part of since 2002. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kelly Trach is a financial advisor with Morgan Stanley in Lancaster, PA, holding the CFP® and Series 66 designations and bringing 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. Outside of financial advising, Trach is a partner in Harper London Enterprise, an infrared fitness studio in Denver, Pennsylvania. Morgan Stanley Wealth Management provides a wide range of advisory and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes structured financial planning supported by advanced modeling tools and offers both retail and institutional investment solutions.

James Reinhart Jr. is a financial advisor at RBC Capital Markets with 15 years of industry experience. He holds a Series 66 designation and has been associated with RBC Capital Markets since 2008, with an additional role at City National Bank since 2021. He serves on the Board of Directors for the Warwick Education Foundation, where he is involved in strategic planning and prospecting activities. RBC Wealth Management, a division of RBC Capital Markets, provides a wide range of advisory and brokerage services to individual investors, institutions, corporations, and charitable organizations, offering customized portfolio management through various programs and leveraging both in-house and third-party investment resources.

Joseph Miller is a financial advisor with LPL Financial based in Wyomissing, PA. He holds Series 63 and Series 65 licenses and has 42 years of industry experience, including 36 years with LPL Financial LLC (formerly Linsco/Private Ledger Corp.). Outside of his advisory role, he has involvement in family investment activities and manages a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various investment models and third-party managers, supported by advanced operational tools.

Davis Smith IV is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been involved with Detailing Professional Services since 2001. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Richard Kaufman is a financial advisor at OSAIC with 43 years of industry experience. He holds a Series 63 designation and has worked at several firms, including Securities America Advisors, Inc. and Investacorp, Inc. Kaufman is also involved in insurance sales and financial planning through his own businesses. OSAIC Wealth serves a broad mix of retail and institutional clients, offering brokerage and advisory services across diverse programs such as comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by various analytical tools and offers access to alternative investments through third-party platforms.

Sharon Wisler is a financial advisor with LPL Financial in Wyomissing, PA, holding a Series 66 designation and 16 years of industry experience. She previously worked at Waddell & Reed, Inc. and various insurance carriers for W & R Insurance Agencies from 2010 to 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services through a large network of investment adviser representatives, offering customizable investment strategies and a variety of financial planning and asset management solutions.

David Kim is the Senior Resident Director and Wealth Management Advisor at Merrill Lynch. In this role, he works with investment and risk analysis, focusing on institutional investments, retirement income planning strategies, and estate planning services. David helps clients clarify their goals and develop investment management strategies that align with their vision. He specializes in areas including divorce transition planning, family wealth management strategies, institutional consulting, and personal retirement planning, among others. David began his financial services career in 2005 with Merrill Lynch Wealth Management. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified 401(k) Professional (C(k)P®), CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA®), and is a qualified Portfolio Manager. He is among a select group of Merrill advisors designated as a Bank of America Merrill Retirement Benefits Consultant. David graduated from Penn State University. Outside of his professional work, David is actively involved in his community as a board member and coach for Mifflin Area Youth Baseball and supports the United Way. He is an active member of his church and enjoys studying the culinary arts, baseball, basketball, biking, chess, music, photography, and spending time with his family. David and his wife, Sarah, live in Mohnton, Pennsylvania, with their three children.

Douglas Shank is a financial advisor with Morgan Stanley in Lancaster, PA, holding a Series 63 designation and 36 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been affiliated with Morgan Stanley Smith Barney and Citigroup Global Markets since 2009 and 2006, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide array of advisory programs including tailored financial planning. The firm employs a structured planning process supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

Abram Shaffner is a financial advisor with Ameriprise who holds Series 63 and Series 65 credentials and has 27 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he serves in various leadership positions with local Masonic organizations, including as a trustee and board member. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes a written Recommendation Report and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Jorge Gonzalez Jr. is a financial advisor at Merrill with Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at Bank of America, Stifel, Morgan Stanley, Wells Fargo, and Santander. He serves as a board member for the Reality Check Project, a nonprofit focused on reentry services and youth transformation, and is an officer in the Professional Referral Exchange, a business networking group. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services through dedicated financial advisors. The firm emphasizes manager selection, tax-efficient strategies, and integration with Bank of America’s broader financial platform.