Sedigheh Nowrouzzadeh is a financial advisor at Cambridge Investment Research Advisors with 22 years of industry experience. She has been with Cambridge Investment Research and its affiliated advisory firm since 2009. Outside her advisory role, she provides tax preparation services for nonprofit organizations serving low-income families and works as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management and model-based strategies tailored to client objectives.

Dennis Peter is a financial advisor at Merrill with seven years of industry experience and holds the Series 66 designation. He has worked at Bank of America, N.A. and Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jane Griffith is a financial advisor with LPL Financial, holding the CFP® designation along with Series 63 and Series 65 licenses. She has 24 years of industry experience, including ten years at Cetera Advisor Networks and over three decades running her own law practice. In addition to her advisory work, she maintains an active law practice and provides tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational tools.

David Yaffee is a financial advisor with LPL Enterprise in Shelton, CT, holding Series 63 and Series 66 credentials and having 23 years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities, LLC, LPL Financial, Webster Bank, and several other firms. Outside of his advisory work, he owns Yaffee & Associates, a business focused on sales and training in musical instruments. LPL Enterprise provides investment advisory and brokerage services to a diverse range of clients, including individual investors, retirement plans, banks, and charitable organizations. The firm uses a model-driven investment approach featuring portfolios developed by internal and third-party strategists and offers access to various financial planning and asset management services.

Martin Wollack is a Series 66-licensed financial advisor at Morgan Stanley with 16 years of experience. He has worked at several firms, including Principle Wealth Partners LLC, Essex Financial Services, Inc., Della Porta Financial Advisors, and Bbva Compass. He is based in New Haven, CT. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes firm-approved planning tools and modeling techniques as part of its financial planning process.

Thomas Martin is a financial advisor with Cetera in North Haven, CT, holding Series 63 and Series 66 licenses and having 13 years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corporation, Independent Financial Group, and Penn Mutual Life Insurance Company. He is the sole owner of Martin Strategic Wealth LLC, which focuses on continuity and succession planning. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services across multiple program structures and investment strategies.

Corey Donovan is a financial advisor with MassMutual Investors Services holding a Series 66 designation and beginning his industry experience in 2026. His prior background includes roles at MassMutual Life Insurance Company and Bryant University. Outside of his advisory work, he has experience related to Orange Hills Country Club. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning relationships and offers specialized programs including Divorce Planning and employer-sponsored planning services.

Robert Guiry is an Investment Consultant at Fidelity Investments, where he works closely with clients to help them achieve their financial goals. With previous roles including Vice President of Investments at David Lerner Associates and Insurance Advisor at Charter Oak Financial, he brings varied experience in investment planning and financial services. Robert applies his background in coaching and education to his professional work, focusing on client education and partnership to facilitate efficient progress towards financial objectives. He is committed to fostering long-term professional relationships to help clients feel confident in their financial plans. Outside of his professional role, Robert has interests in the beach, comedy, food, football, movies, and theater.

Steven Nester is a Series 66 licensed financial advisor with Equitable Advisors in Milford, CT, where he has worked since 2009. He has 17 years of industry experience, including a period with Axa Advisors, LLC. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and various asset-management programs. The firm’s approach involves assessing client risk tolerance to match them with program models or discretionary managers, offering a range of investment options through both proprietary and third-party solutions.

John Tierney is a financial advisor with Mass Mutual Investors Services in Hamden, CT, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Charter Oak Financial and the University of Massachusetts. Outside of his advisory duties, Tierney serves as a notary public for the Commonwealth of Massachusetts, works as a personal coach focusing on mental health and entrepreneurship, and coaches other financial advisors. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers a range of investment and educational programs.

Matthew Hadad is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior roles include positions at Peoples United Bank, Putnam Investments, and a non-financial role at Good News Cafe. He also spent several years associated with Merrimack College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ronald Gambardella is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Lincoln Financial Securities Corporation since 2008 and joined OSAIC in 2025. Outside of advising, he serves as a notary public and owns a tax preparation business. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage, investment advisory services, and financial planning through a large network of affiliated advisers. The firm employs asset-allocation tools and supports multiple advisory platforms to construct portfolios tailored to client preferences.

Michael Kelley is a CFP® with 13 years of experience in the financial services industry, currently affiliated with Ameriprise. His prior experience includes roles at Edward Jones and Lincoln Financial Group. In addition to his advisory work, he owns Eleven Six Ventures, through which he manages business development and operational activities related to his practice. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written Recommendation Reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Scott Panza is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked at MassMutual Life Insurance Company and MassMutual Investors Services since 2017, and previously at MetLife Securities Inc from 2009 to 2017. Outside of advising, he is involved in insurance sales and is a principal of several investment-related entities used for joint investment purposes. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved software tools and offering event-driven planning services such as divorce and estate-settlement planning.

Pietro Razzino is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as Vice President on the Board of Directors for the Monticello Manor Condominium Association in Bridgeport, CT. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement who meet specific asset criteria, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver tailored retirement-income advice and offers a broad range of advisory, brokerage, and insurance solutions.

Patricia Perez Espichan is a financial advisor at Wells Fargo Clearing with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2017, following three years at Wells Fargo Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Justin Friedman is a CFP® professional with 13 years of industry experience, currently affiliated with LPL Financial since 2021. He has prior experience at Waddell & Reed Inc and various insurance carriers, and maintains an independent business, Justin Friedman LLC. He has served on the Stamford Chamber of Commerce. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Bennett Buffalo is a financial advisor with J.P. Morgan Securities in Guilford, CT, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at Citizens Bank, Northwestern Mutual, and Guardian Life Insurance Company of America. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment approach.

Philip Bensley is a financial advisor with Ameriprise in Southbury, CT, holding Series 63 and Series 66 designations and 25 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2010. Bensley is also affiliated as an AFA with Nancy S Daoud & Associates. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement, generally requiring at least $1 million in net investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports through a centralized consulting team, offering a wide range of advisory, brokerage, and insurance solutions.

Charles Carroll is a CFP® professional with 32 years of industry experience. He has worked at Edward Jones since 2024 and previously held positions at First County Bank and TD AMERITRADE. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, along with affiliated mutual funds and tax-efficient services.