Chad Kuhns is a financial advisor at Key Investment Services LLC with 16 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Key Investment Services and KeyBank since 2016. Outside of his advisory role, Kuhns serves as the Recreation Director for the City of Vermilion, organizing sports programs, and also works as an assistant football coach for Vermilion Local Schools. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients. The firm uses a multi-provider platform and integrates with KeyCorp affiliates to deliver a range of investment solutions, primarily on a non-discretionary basis.

Tom Burchell is a CFP® with 18 years of experience in the financial services industry. He has worked at Citizens Securities, Inc. since 2020, and previously spent over a decade with Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs along with brokerage and insurance services. The firm provides both a digital advisory program and a Managed Account program, operating also as a broker-dealer and insurance agency.

Teresa Cotman is a financial advisor with Fifth Third Securities, Inc. in Brunswick, OH, holding Series 63 and 65 licenses with three years of industry experience. Prior to joining Fifth Third Securities in 2023, she worked at Fifth Third Bank since 2021 and co-owned Eaglehead Manufacturing for ten years. Fifth Third Securities serves a diverse client base, including individual, high-net-worth, and institutional clients, through both investment advisory and brokerage services. The firm offers multiple program types on its Passageway Managed Account platform, combining third-party portfolio managers with advisor-directed investment options.

Geoffrey James is a financial advisor at Key Investment Services LLC with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Key Investment Services and KeyBank since 2017, with previous experience at Wells Fargo Clearing and Wachovia Bank. Outside of finance, he is the CEO and owner of a music company, The Up All Nighters LLC, which produces music for a band and other artists. Key Investment Services LLC is an SEC-registered investment adviser that offers portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients. The firm utilizes a multi-provider platform integrating discretionary and non-discretionary management, supported by KeyCorp affiliates and third-party managers.

Janene Culmo is a financial advisor at Key Investment Services LLC with 38 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Key Investment Services since 2016, following prior roles at LPL Financial and HSBC Securities (USA) Inc. Outside of her advisory role, she provides financial and other assistance to a family member. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional clients. The firm offers portfolio management and model-based advisory products through a multi-provider platform integrating discretionary and non-discretionary management with services from affiliated entities.

Richard Evans is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. His career includes roles at Key Investment Services, KeyBank, Quicken Loans, Valic Financial Advisors, WBC Group, and Charles Schwab. Outside of finance, he works part-time as a bartender at local restaurants in Ohio. Key Investment Services LLC is an SEC-registered investment adviser specializing in portfolio management and model-based advisory products for individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm uses a multi-provider model with custodial and trade execution services, offering a range of wrap-fee programs and integration with KeyCorp affiliates.

Gianpaolo Sferrella is a financial advisor with Key Investment Services LLC in Brooklyn, OH, holding a Series 66 designation and less than one year of industry experience. His work history includes roles at Republic Finance, the Ohio Department of Taxation, and the YMCA of Central Ohio, as well as educational and retail positions. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory services to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm employs a multi-provider model with discretionary and non-discretionary options and integrates with KeyCorp affiliates for due diligence and advisory services.

Michael Fairchild is a Series 66-licensed financial advisor with seven years of industry experience. He is currently with Key Investment Services LLC and previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Company. His background also includes experience at Drainscapes and Bryant University. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a broad network of financial professionals. The firm utilizes a multi-provider model with services including custodial and trade execution as well as ancillary insurance products, supported by its integration with KeyCorp affiliates.

Nilufar Barak is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 credentials and 26 years of industry experience. Her career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, UBS Financial Services, and KeyBank NA. Key Investment Services LLC is an SEC-registered investment adviser providing portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients. The firm employs a multi-provider platform and emphasizes non-discretionary asset management through a network of financial professionals.

Daniel Davis is a financial advisor at Key Investment Services LLC with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Wells Fargo Clearing, Wells Fargo Investments, LLC, and Thrivent Investment Management. Outside of his advisory work, he owns and operates an online baseball card and memorabilia sales business, as well as a maple production supplies company. Key Investment Services LLC is an SEC-registered investment adviser that offers portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm features a multi-provider platform integrating resources from KeyCorp affiliates and focuses primarily on percentage-of-AUM wrap fee programs with both discretionary and non-discretionary management options.

Jeffrey Sokolowski is a financial advisor with Key Investment Services LLC in Brooklyn, Ohio. He holds Series 63 and Series 66 licenses and has four years of industry experience. His prior roles include positions at Key Private Bank, KeyBank, and First Commonwealth Bank. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients. The firm uses a multi-provider platform and integrates services from KeyCorp affiliates, offering a range of wrap programs and ancillary insurance products.

Jennifer Kahl is a financial advisor with NewEdge Advisors who holds a Series 66 designation and has 23 years of industry experience. She has worked at NewEdge Advisors since 2021 and previously at Mid Atlantic Financial Management, Inc. from 2013 to 2021. In addition to her advisory role, she is a co-owner and advisor at The Kahl Group, LLC, where she provides financial planning and advisory services. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm offers a range of portfolio management, financial planning, and consulting services through a network of independent advisers, utilizing multiple program structures and centralized due diligence to support client and advisor needs.

Charles Scrattish Jr. is a financial advisor with Key Investment Services LLC, holding a Series 66 designation and 31 years of industry experience. His prior roles include positions at Huntington National Bank, The Huntington Investment Company, LPL Financial, and several other firms. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm operates a multi-provider model with both discretionary and non-discretionary management options and integrates services from KeyCorp affiliates, including KeyBank and KeyBanc Capital Markets.

Stephen Dzurec is a financial advisor with Stratos Wealth Partners, Ltd. He holds a Series 63 designation and has 22 years of industry experience. His prior roles include positions at LPL Financial LLC, Strategic Investment Solutions, Inc., Purshe Kaplan Sterling Investments, and Cetera Advisor Networks. Stratos Wealth Partners, Ltd. is an SEC-registered enterprise adviser with approximately 379 advisors and $18.6 billion in assets under management. The firm serves individuals, retirement plans, corporations, nonprofits, and institutional clients through a model that emphasizes independent investment adviser representatives and uses an open-architecture approach integrating multiple third-party platforms and managers.

Matthew Moore is a financial advisor with Key Investment Services LLC in Brooklyn, OH, holding Series 63 and Series 65 licenses and six years of industry experience. His career includes multiple roles within KeyBank and Key Investment Services as well as prior experience in retail positions at Bestbuy and Firehouse Subs. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm uses a multi-provider platform with a focus on non-discretionary model portfolios and integrates services from KeyCorp affiliates.

Christopher Demuesy is a financial advisor at Key Investment Services LLC with one year of industry experience. He holds a Series 66 designation and has worked previously at Thrivent Financial, Tradefull, and in education at the North Canton Hoover School System. Key Investment Services LLC is an SEC-registered investment adviser that offers portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm employs a multi-provider model for portfolio management and oversight, and integrates services with KeyCorp affiliates, providing a range of investment and advisory solutions.

Thomas Murphy is a financial advisor with Key Investment Services LLC in Brooklyn, Ohio, holding Series 63 and Series 66 credentials and seven years of industry experience. He previously worked at J.P. Morgan Securities LLC and Edward C. Hawkins & Co., Ltd. before joining Key Investment Services and KeyBanc Capital Markets. Key Investment Services LLC is an SEC-registered investment adviser offering portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm utilizes a multi-provider model with discretionary and non-discretionary portfolio management and integrates services from KeyCorp affiliates.

Mary Terry is a CFP® with 28 years of industry experience, currently affiliated with Commonwealth Financial Network. She has held roles at Commonwealth since 2005, with additional experience at Cambridge Investment Research Advisors and True North Investment Partners, where she is the owner. Commonwealth Financial Network supports a national network of approximately 2,950 advisors, providing a range of advisory programs, wealth management, and retirement plan consulting services. The firm offers operational, trading, technology, and compliance support while enabling advisors to construct client portfolios from diverse securities and insurance products.

Ernest Cunningham III is a financial advisor at Key Investment Services LLC with 10 years of industry experience. He holds Series 65 and Series 66 credentials and has worked previously at Ameriprise, Cetera Investment Advisors, and Edward Jones. Outside of his advisory role, he umpires athletic events for the Ohio High School Athletic Association during evenings and weekends. Key Investment Services LLC is an SEC-registered investment adviser that offers portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm utilizes a multi-provider model with both discretionary and non-discretionary management and integrates services from KeyCorp affiliates, including investment banking and municipal advisory capabilities.

David Criss is a financial advisor with Citizens Securities, Inc. in Rocky River, OH, holding a Series 66 designation and 21 years of industry experience. He has been with Citizens Securities since 2005. Outside of his advisory role, he serves as successor trustee and power of attorney for the Criss Family Living Trust. Citizens Securities, fully owned by Citizens Bank, N.A., serves a broad retail client base including individual and high-net-worth investors. The firm offers investment advisory programs, brokerage, and insurance services, with advisory offerings that include both a digital advisory program and a separate Managed Account program.