Joshua Howarth is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 licenses. He has 18 years of industry experience, including ten years with METLIFE Securities Inc and overlapping ten years with MassMutual Life Insurance Co. Outside of his advisory role, he works as an independent insurance agent focusing on fixed annuities and various insurance products related to Medicare. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative planning engagements supported by analytical tools and provides a range of event-driven planning services, including a standalone Divorce Planning offering.

Marcus Wacker is a financial advisor with Wells Fargo Clearing holding Series 63 and Series 65 designations and 35 years of industry experience. He has been with Wells Fargo Clearing since 2016, including a prior year at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Elvin Spaho is a financial advisor with Mass Mutual Investors Services in Glastonbury, CT, holding the CFP® and ChFC® designations along with a Series 66 license. He has 22 years of industry experience, including prior work at MetLife Securities and Mass Mutual Life Insurance Company. Spaho is also an independent insurance agent specializing in dental and group disability income, life, accident, health, and Medicare-related products. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing collaborative, software-supported analyses to guide clients in investment strategy and planning.

Paul Poulin is a financial advisor with RBC Capital Markets in Glastonbury, CT, holding a CFP® designation and Series 63 and 65 licenses. He has 25 years of industry experience, including roles at City National Bank, Wells Fargo Clearing, and Wells Fargo Advisors. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs with tailored portfolio management strategies and access to in-house and third-party investment managers.

Eric Iseley is a CFP® professional at Fisher Investments with eight years of industry experience. Prior to joining Fisher Investments in 2024, he held roles at Gwfs Equities, Prudential Investment Management Services, and The Prudential Insurance Company of America. Outside of his advisory work, he has experience as a tutor and has been affiliated with the University of Hartford. Fisher Investments serves a global client base including institutions and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process utilizing quantitative and qualitative research and offers a range of services including sub-advisory and retirement plan management.

Daniel Donato is a financial advisor with Ameriprise in West Hartford, CT, holding Series 63 and Series 65 licenses and possessing 46 years of industry experience. He has been with Ameriprise and its affiliate since 2012. Donato serves on the Board of Directors of the Rotary Club of Waterbury, CT, and is involved with the Christopher V. Donato Memorial Scholarship Fund and the Rotary Club’s Scholarship Committee. Ameriprise provides retirement-income planning services primarily for individuals with at least $1 million in investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Layne Miller is a financial advisor with Mass Mutual Investors Services in Glastonbury, CT, holding a Series 66 designation and 23 years of industry experience. He previously worked at METLIFE Securities Inc for 10 years before joining Mass Mutual Life Insurance Company and Mass Mutual Investors Services, where he has been since 2016 and 2017 respectively. Miller is also an independent insurance agent specializing in life, accident, and health insurance outside of his advisory role. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements using firm-approved software and tools, along with educational seminars and specialized planning services such as divorce and estate settlement planning.

Mark Wolverton is a Series 66-credentialed financial advisor with Edward Jones, where he has worked since 2015 and has accumulated 10 years of industry experience. Outside of his advisory role, he owns and operates a rental property business under Woll LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Tyler Begen is a CFP® professional with 11 years of experience currently affiliated with Cetera. He has held roles at Cetera and Pioneer Financial Group, and worked eight years with Minnesota Life Insurance Company and Securian Financial Services. Outside of his advisory work, he owns Tyler James Corporation, an S-Corporation established for his financial planning business. Cetera Investment Advisers LLC serves a broad clientele including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and uses a multi-manager platform with discretionary and non-discretionary options.

Christopher Donnelly is a financial advisor with Cetera, holding a Series 66 credential and beginning his industry career in 2025. Prior to his current role at Cetera, he worked at Park Avenue Securities and has experience outside finance with Drop Fitness and Guardian Life Insurance Company. Cetera Investment Advisers LLC is an SEC-registered firm that delivers financial planning, portfolio management, and retirement services through a nationwide network of over 10,000 independent advisors. The firm serves a diverse client base including individuals, employer-sponsored retirement plans, and institutional accounts, offering a range of program platforms and investment options.

John Sawka is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial plans that address their individual goals and priorities. His approach centers on helping clients plan for key life milestones, including funding education, preparing for retirement, and managing potential healthcare expenses. John holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Catawba College. He focuses on providing clear and straightforward guidance to simplify the complexities of investment and wealth planning for his clients.

Patrick Mc Laughlin is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has concurrent roles as a physical therapist at Atrinity Home Health and Select Medical. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs supported by in-house and third-party research, providing both discretionary and non-discretionary portfolio management options.

Steven Banaletti is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 33 years of industry experience. He has been with LPL Financial since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting with discretionary and non-discretionary management, utilizing research and model portfolios from multiple sources.

Steven Kesses is a financial advisor with LPL Financial in Glastonbury, CT, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. Prior to joining LPL Financial in 2017, he spent 10 years at National Planning Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management along with model portfolios and research services.

Alice Rha is a financial advisor at Mass Mutual Investors Services with three years of industry experience. She holds the Series 66 designation and previously worked at firms including Citibank, Citigroup Global Markets Inc., and The Prudential Insurance Co. of America. Outside of her advisory role, she serves as Vice President of the Fraternity of Delta Psi/Saint Anthony Hall, overseeing operations for the co-ed collegiate fraternity at a national level, and operates an Etsy shop where she designs and sells stationery products. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, and charitable organizations, utilizing firm-approved analytical tools and offering a range of programs including asset management and educational seminars.

Mark Sperandio is a financial advisor with LPL Financial in Glastonbury, CT, holding a Series 66 designation and 14 years of industry experience. He has been with LPL Financial since 2011 and also works with Webster Bank/Financial since 2010. Outside of his advisory roles, he serves as a volunteer firefighter and engineer with the Simsbury Volunteer Fire Department. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and innovative technologies such as machine learning.

Joseph Kintschi is a financial advisor with Ameriprise in Portland, CT, holding Series 63 and Series 66 designations and 26 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory role, he serves as Vice President on the Nutmeg Business Network Board, is a board member of Middlesex United Way, and volunteers as a youth basketball coach for Rocky Hill Park and Rec. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its Premier Retirement Income service, which provides tailored retirement income planning through a combination of proprietary research and third-party data.

Parker Stone is a financial advisor at Mass Mutual Investors Services with one year of industry experience. He holds a Series 66 designation and previously worked at firms including DoorDash, Empower Energy Solutions, and Vector Marketing, where he served as a sales representative for Cutco Cutlery. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, goal-oriented financial planning using firm-approved analytical tools and offers a range of programs including educational seminars, wrap accounts, and money-manager services.

Brendon Moore is a financial advisor with LPL Financial in Glastonbury, CT, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He previously worked at Voya Financial in various advisory roles from 2014 to 2018. Outside of his advisory work, Moore coaches youth baseball in West Hartford, CT. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting, delivering both discretionary and non-discretionary management supported by model portfolios and third-party research.

Cathleen Langlais is a financial advisor at Merrill in Glastonbury, CT, holding a Series 66 designation with two years of industry experience. She has been with Merrill since 2014. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.