Richard Bechtel III is a financial advisor with Cetera and holds Series 63 and Series 65 designations, with 41 years of industry experience. He has worked at Cetera since 2021 and previously at VOYA Financial Advisors for seven years. Bechtel is the owner and president of Bechtel Financial Services, a financial services and insurance business. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Tim Toland is a financial advisor with Cetera, holding the ChFC® designation and Series 63 license, with 42 years of industry experience. He has worked with Cetera since 2018, following a long tenure at Savage & Associates from 1975 to 2018. In addition to his advisory role, he is an insurance agent selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with various discretionary and non-discretionary program options.

Michael Connole is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and 26 years of industry experience. His prior work includes roles at MetLife Securities Inc. and Massachusetts Mutual Life Insurance Company. Connole serves as a FINRA arbitrator and holds board positions with the American Legion Post 211 and the Cleveland Clinic. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm uses firm-approved software tools and offers structured, annual financial planning engagements tailored to client goals.

Laura Slusher is a financial advisor at Edward Jones with eight years of industry experience. She has been with Edward Jones since 2017 and previously worked at Sinclair Television NBC 24 from 2014 to 2017. Outside of her advisory role, she has done voice work for a video production company, Allied Media, based in Toledo, OH. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory strategies and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

James Kennedy Jr. is a financial advisor with LPL Financial in Toledo, OH, holding a Series 63 designation and 49 years of industry experience. He previously worked at Cetera and Cetera Advisors LLC for over a decade before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationally. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management with support from in-house and third-party research.

Jeffrey Levesque is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 2001 and brings a financial services career that began in 1990. Jeffrey focuses on providing clients with tailored financial and investment recommendations to support wealth accumulation, preservation, and transfer. His approach involves creating customized wealth management strategies that address retirement planning, trust and estate planning, business transition planning, and individual wealth preservation, often collaborating with family tax accountants and attorneys. Jeffrey’s expertise extends to family wealth management, defined benefit plans, legacy planning, philanthropic planning, ESG investing, and corporate investment strategies. He holds a Bachelor's degree from the University of New Brunswick and the Personal Investment Advisor (PIA) designation. Jeffrey participates in community activities such as the Toledo Rotary Club and dedicates time to volunteering. Outside of his professional responsibilities, he enjoys camping, gardening, golfing, ice hockey, and photography.

Douglas Rechtine is a financial advisor at Mass Mutual Investors Services with 39 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, following a two-year tenure at MetLife Securities Inc. He also operates as an independent insurance agent specializing in dental and group disability income, fixed annuities, and Medicare-related products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and collaborative annual planning relationships to deliver written recommendations.

Lamont Stewart is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cetera Advisors LLC since 2013. Outside of his advisory role, Stewart serves as a director for a nonprofit focused on financial literacy education. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform with access to affiliated and third-party managers.

Robert Heisler is a financial advisor with Edward Jones in Toledo, OH, holding a Series 63 designation and 38 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1987. Outside of his advisory role, he serves as a board trustee for Toledo Children's Hospital (Promedica). Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of advisory programs and investment strategies. The firm is known for its large network of advisors and branch offices, as well as for providing affiliated investment products and securities-based lending options.

Joel Spotts is a financial advisor at Edward Jones with a Series 66 designation and four years of industry experience. Before joining Edward Jones, he worked in various roles including assistant funeral director at Urbanski's Bedford Funeral Chapel and held positions in companies such as Spotts Excavating & Paving and Fresh Products LLC. He also has experience working at The University of Toledo. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of more than 23,000 financial advisors and 15,000 branch offices.

Derek Cipiti is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and bringing 21 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2005. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering goal-based analyses and planning on topics such as retirement, income tax, estate, and special needs, without managing portfolios or providing institutional advisory services.

William Weikum is a financial advisor with J.P. Morgan Securities holding a Series 66 designation and has been in the industry for one year. His prior experience includes positions at Northwestern Mutual and JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Connor Judy is a financial advisor at OSAIC with two years of industry experience. He holds a Series 66 designation and has held roles at Savage and Associates and Lisa Judy LLC. Outside of his advisory work, he serves as the Life Insurance Chair for BNI Northwest Ohio, where he discusses life insurance benefits and product options. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various investment types.

Lori Cannon is a financial advisor with Edward Jones in Toledo, OH, holding a Series 63 designation and bringing 22 years of industry experience. She has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions supported by a nationwide network of more than 23,700 financial advisors.

Jason Harsh is a financial advisor with Ameriprise in Toledo, OH, holding a Series 66 designation and 23 years of industry experience. He has been with Ameriprise and its predecessor entities since 2005. Outside of his advisory role, he is involved with the Ohio Chamber of Commerce. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients approaching or in retirement with customized advice focused on dependable income sources and tax-aware withdrawal strategies.

James Szykowny Jr. is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previous experience with Cogent Wealth Solutions, Voya Financial Advisors, and Merck & Co., Inc. He is also registered as an independent insurance agent. LPL Financial serves a wide range of clients including individuals, retirement plans, institutions, and charitable organizations, offering comprehensive financial planning, advisory programs, and retirement consulting through a national network of investment adviser representatives.

Paul Joseph is a financial advisor with Osaic Wealth, Inc. in Toledo, Ohio, holding a Series 66 designation and seven years of industry experience. Prior to joining Osaic in 2019, he worked at PricewaterhouseCoopers from 2016 to 2018. He also conducts investment and insurance business through Equity Planning Group, focusing on sales and marketing of fixed annuities, securities, and related products. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services utilizing asset-allocation tools, managed account solutions, and access to third-party money managers.

John Weinert is a financial advisor with Robert W. Baird & Co. in Toledo, OH, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has worked at Robert W. Baird & Co. since 2021 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The firm offers customized financial planning and portfolio management services, utilizing a range of strategies from traditional equity and fixed income to more complex alternatives, with an emphasis on tailored advice aligned with client goals and risk tolerances.

Neil Terry is a financial advisor at Morgan Stanley with 16 years of industry experience. He has been with Morgan Stanley since 2017 and previously worked at Fidelity Brokerage Services from 2015 to 2016. Outside of his advisory role, he operates a woodcraft business called Black Swamp Magic — Wands by Neil and also works as a DoorDash driver. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers planning services through Financial Advisors and specialized groups, while maintaining a broad range of retail and institutional investment offerings.

Jamie Tailford is a financial advisor at Fidelity with a Series 66 designation and six years of industry experience. Prior to joining Fidelity, he worked for over two decades at J. Alexander's LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is notable for its use of model portfolios, commodity pool operator registration, and advisory roles with multiple registered investment companies.