Joseph Tarquini is a financial advisor at LPL Financial with three years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Royal Alliance and McAdam Financial. In addition to his advisory role, he operates a home-based insurance agency. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management along with research-supported model portfolios.

Thomas Mckinnon is a financial advisor with Cetera who holds the PFS™ and Series 63 designations and has 29 years of industry experience. He has been with Cetera and affiliated firms since 1997 and maintains partner status at a CPA firm. Outside of his advisory work, he serves as treasurer for a small holding company and a door and window company. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers and program options spanning automated to bespoke investment solutions.

Kathleen Langrill is a financial advisor with Merrill based in Hingham, MA. She holds Series 63 and Series 66 licenses and has 38 years of industry experience. She has been with Merrill since 2017, following a brief period at Bank of America, N.A. Langrill serves as a power of attorney in an unrelated business activity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Mclaughlin Jr. is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at OSAIC since 2018. Prior to joining OSAIC, he worked at John Hancock for 18 years. He is also the owner of Centinel Advisory Group and a trustee of an irrevocable trust. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations, offering brokerage and advisory services, retirement plan consulting, and access to third-party money managers through various platforms. The firm employs asset-allocation tools, risk assessments, and portfolio management techniques across multiple investment types and maintains a complex corporate structure with multiple mergers and private equity involvement.

Ryan Gouveia is the Branch Leader at the Hingham Investor Center, where he leads a team of financial professionals. In this role, he focuses on supporting the aspirations of both clients and associates, emphasizing coaching and personal development. Prior to becoming Branch Leader in 2024, Ryan held several positions at Fidelity Investments, including Planning Consultant from 2023 to 2024, Relationship Manager from 2022 to 2023, and Financial Representative from 2021 to 2022. Throughout his tenure at Fidelity Investments, Ryan has gained experience in client relationship management, financial planning, and team leadership. His career progression within the firm reflects a commitment to advancing his expertise in the financial services industry.

Mark Helfrich is a Series 66-credentialed financial advisor with 23 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2022, following a 16-year tenure with CUNA Mutual Group and Cuna Brokerage Services. In addition to his advisory role, Helfrich is also an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers a range of services including financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals, utilizing both proprietary models and third-party strategies.

John Destefanis is a CFP®-credentialed financial advisor with 38 years of industry experience. He is currently with Cambridge Investment Research Advisors and previously worked for Cantella & Co., Inc. for over a decade. Destefanis is also president of Destefanis Financial Services, where he is involved in insurance and benefits. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and estates. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of discretionary and non-discretionary investment strategies and platforms.

Paul Ouellet is a Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2012, progressing through various roles including Institutional Operations Representative, Inside Sales Representative, Regional Investment Consultant, and Financial Consultant before his current position. In his role, Paul partners with individuals and families to create personalized wealth plans focused on the growth, protection, and distribution of assets. He works collaboratively with clients to navigate important financial decisions aimed at achieving better financial outcomes. Outside of his professional responsibilities, Paul has interests in football, gardening, and golf.

Peter Donovan is a financial advisor with Ameriprise in Duxbury, MA, holding a Series 66 designation and 14 years of industry experience. He has been with Ameriprise and its affiliated entities since 2011. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria, providing tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers services through a centralized consulting team working alongside financial advisors.

Kevin Butler is a Certified Financial Planner (CFP®) with 43 years of industry experience. He is currently with Morgan Stanley, where he has worked since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Prior to joining Morgan Stanley, Butler was at Citigroup Global Markets beginning in 1993. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes a structured financial planning process supported by firm-approved tools and serves clients through both direct and corporate financial planning arrangements.

Eric Merrifield is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2010. He has been with Fidelity Investments since 1999, serving in various roles including Senior Relationship Officer, Relationship Officer, Registered Representative, and Workplace Investments Representative. His work focuses on developing strategic financial plans tailored to all stages of life, helping clients build wealth, generate retirement cash flow, and address legacy and estate planning considerations. He collaborates with clients to set strategic short- and long-term goals based on an analysis of their current financial situation, aiming to create comprehensive plans that reflect their personal priorities, concerns, and aspirations.

Stephen Davis is a financial advisor with LPL Financial in Mansfield, MA, holding a Series 63 license and 33 years of industry experience. He has been associated with Linsco/Private Ledger Corp. since 1992. Outside of advisory services, he is involved in insurance sales through his agency, Robert W. Davis Insurance Agency, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and advanced research.

Bryan Turner is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on building personalized strategies that align with each client's unique ambitions and financial goals. Bryan works closely with clients one-on-one to understand what matters most in their lives and to develop thoughtful plans that address areas such as college education planning, divorce transition planning, executive compensation, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategies, tax minimization, and retirement income. He holds a Bachelor's Degree from Plymouth State University and has earned several professional designations, including Accredited Wealth Management Advisor (AWMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Bryan prioritizes clear communication and transparency, ensuring clients feel heard and comfortable throughout the financial planning process. Outside of his professional responsibilities, Bryan enjoys a variety of personal interests including basketball, boating, cooking, football, golfing, ice hockey, music, skiing, spending time with his family, and traveling.

Erin Valente is a Financial Consultant at Fidelity Investments. She has been with Fidelity for over a decade, progressively advancing through roles including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. Her experience spans client relationship management and financial planning, focusing on helping individuals and families develop strategies that adapt over time. Erin emphasizes building meaningful partnerships to support clients' financial confidence and control. Erin resides in Boston with her husband, daughter, and their golden retriever. She engages in family activities, fitness, social events, golf, and volunteering in her personal time.

Michael Welch is a financial advisor with Ameriprise in Duxbury, MA, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored planning, with a centralized consulting team supporting advisors in producing these recommendations.

Charlene Reese is a Financial Consultant at Fidelity Investments, where she has been serving since 2022. In her role, she focuses on simplifying wealth planning and helping clients make informed financial decisions by leveraging Fidelity's resources and strategic insights. Prior to this, she held various financial and lending positions, including Vice President Lending Officer at C2 Financial Corporation, Executive Mortgage Banker at William Raveis Mortgage LLC, and Vice President in Wealth Management Loan Officer at Merrill Lynch. Charlene's extensive experience spans over two decades in financial consulting, lending, and wealth management. She has held key roles at C2 Financial Corporation from 2000 to 2022, progressing from Senior Lending Officer to Branch Manager and eventually Vice President Lending Officer. Her background encompasses expertise in lending and financial advising. She holds a California Insurance License. Outside of her professional career, Charlene has interests in art, gardening, traveling, and volunteering.

Christopher Piccione is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has been with MassMutual and its affiliated firms since 2026. Outside of financial services, he is involved with Savant Systems and has managed Amazy Clean since 2016. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars using firm-approved analytical tools and structured planning engagements.

Donald Mc Donough III is a financial advisor at Merrill with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Frank Moy Jr. is a financial advisor with Primerica Advisors in Walpole, MA, holding Series 63 and Series 65 licenses with 38 years of industry experience. He has been with Primerica Advisors since 1987 and Primerica Financial Services since 1991. Outside of advisory work, he serves as a trustee for multiple family trusts. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-based strategies and discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure rather than fixed fees.

Anthony Nofi is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 designations and over 30 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and Mass Mutual Life Insurance Company since 2016, following a two-year tenure at Metlife Securities. Outside of his advisory role, Nofi is involved in group health and life insurance sales as an agent and serves as a referral agent for payroll services. Mass Mutual Investors Services is an SEC-registered investment adviser and broker-dealer that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative financial planning using proprietary software and offers a range of programs including estate and employer-sponsored planning.