Brady Rodgers is a financial advisor at OSAIC with five years of industry experience. He holds the Series 63 and Series 65 credentials and has previously worked at Arcadia Financial Group and Arcadia Wealth Management. Outside of his advisor role, Rodgers has involvement with Boston Partners Wealth Management, providing sales and marketing support for securities, investment advisory, and insurance products. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services with a focus on diversified portfolio construction using a range of investment vehicles and employs various third-party platforms to deliver managed account solutions.

Jeremy Walton is a financial advisor at OSAIC with a Series 66 designation and one year of industry experience. Prior to joining OSAIC, he worked at Coastal Wealth Management and has professional experience outside finance, including six years at Portsmouth Ford Used Car Center and roles at City Wide of Boston and Hertz Local Edition. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of services such as brokerage and investment advisory, financial planning, and access to third-party money managers, utilizing various portfolio construction tools and multiple advisory platforms.

William Elwell is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 15 years of industry experience. He previously worked for over a decade at Cambridge Investment Research and Antaeus Wealth Advisors. Outside of his advisory role, he is co-owner of Vino Tourismo, a business based in Newburyport, MA. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, providing both discretionary and non-discretionary management supported by research and model portfolios.

Dilruba Afroz is a financial advisor with Merrill in Beverly, MA, holding a Series 66 designation and one year of industry experience. She has been with Merrill since 2017 and previously worked at Bank of America and Walmart. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional investors. The firm’s integration with Bank of America allows access to a wide range of products and services beyond typical investment management.

Ana Panori is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 11 years of industry experience. Her prior work includes roles at Prudential Insurance Company of America and Pruco Securities, LLC, spanning a decade. LPL Enterprise serves a diverse client base, including individuals, retirement plans, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management programs through an integrated platform combining advisory and brokerage services.

Joel Stein is a financial advisor at LPL Enterprise with 16 years of industry experience. He holds the Series 65 and Series 63 designations and has worked at several firms, including Mass Mutual Investors Services and MetLife Securities. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management programs through both advisory and brokerage channels.

Kelly Robertie is a financial advisor at Edelman Financial Engines with two years of industry experience. Prior to joining Edelman Financial Engines in 2025, Kelly worked for Sensible Financial Planning and Management, LLC, and has a background in education with roles at Peabody and Winthrop Public Schools. Kelly holds the Series 63 and Series 65 designations. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner support and online tools, offering both discretionary and non-discretionary investment options.

Janis Larsen is a Series 66-licensed financial advisor at Morgan Stanley with 16 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Joseph Matta is a financial advisor with Ameriprise who holds a Series 63 designation and has 26 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of advising, he is involved with American Studios LLC, a business focused on property development and condo sales. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary retirement income recommendations through a centralized consulting team.

Brian Sullivan is a CFP®-certified financial advisor with nine years of industry experience, currently affiliated with Raymond James Financial. He previously worked at LPL Financial for eight years before joining Raymond James in 2024. Sullivan is also the owner and president of Primary Financial Advisors LLC, a support company based in Amesbury, MA. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored plans developed through client collaboration and supported by asset-allocation analysis and firm research.

Inga Baneviciene is a financial advisor with Morgan Stanley in Middleton, MA, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. Her career includes roles at Morgan Stanley Smith Barney LLC since 2022 and Citizens Securities, Inc. from 2016 to 2022. She also serves as a Notary Public. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer managing approximately $2.74 trillion in client assets. The firm offers a range of advisory programs to individuals and institutions, emphasizing structured financial planning supported by firm-approved tools and methodologies.

Miguel Pacheco Jr is a Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2018, he has focused on helping clients organize their financial affairs through a holistic wealth management approach. Miguel assists clients in creating and growing wealth, managing it tax-efficiently, and developing strategies to achieve and maintain their desired lifestyle and family goals. His client focus areas include college education planning, executive compensation, family wealth management strategies, retirement income, and individual and corporate investment strategy, among others. Miguel has been in the financial services industry since 2009. He holds both a Bachelor's and a Master's degree in Corporate Finance from Nyack College. He is also affiliated with the Church of God of Prophecy (COGOP) and is actively involved with community organizations such as Christ Church USA, Newark Community Church, YFC – Capital District New York, and the YMCA of Rockland County. Outside of his professional work, Miguel enjoys adventure sports, baseball, basketball, chess, football, golfing, horseback riding, reading, softball, and spending time with his family. His personal philosophy centers on delivering investment insights from Merrill while leveraging a global network of specialists to explore financial possibilities for his clients.

Francis Ferrelli is a financial advisor with LPL Enterprise LLC, holding a Series 66 designation and 37 years of industry experience. He previously worked at Putnam Retail Management Limited Partnership for 38 years and had brief tenures with Franklin Distributors, LLC and a period of unemployment before joining LPL Enterprise. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management programs, integrating advisory services with brokerage and insurance products.

Jeffrey Arouth is a financial advisor with Ameriprise in Salem, MA, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. Before joining Ameriprise in 2021, he worked at Salem Five Cents Savings Bank and LPL Financial from 2010 to 2021. Ameriprise offers a retirement-income planning service tailored for clients approaching or in retirement with substantial investable assets, providing detailed recommendation reports based on research, modeling, and tax analysis. The firm combines advisory, brokerage, and insurance solutions through affiliated entities, with a focus on managed accounts and algorithmic support in its retirement income planning.

Justin Knight is an Investment Consultant at Fidelity Investments, a role he has held since 2026. He specializes in partnering with individuals and families to develop financial plans tailored to their unique goals and needs, focusing on building and maintaining retirement and investment strategies that provide confidence and clarity for both the present and long term. Justin has accumulated a range of experience within Fidelity Investments, having held positions including Planning Consultant from 2024 to 2026, Relationship Manager in 2024, Financial Representative from 2023 to 2024, and Customer Relationship Advocate from 2022 to 2023. This progression reflects his extensive involvement in client-facing roles related to investment and financial planning services. Outside of his professional work, Justin enjoys a variety of outdoor activities including boating, football, golf, outdoor adventures, and skiing.

Kavitha Ledwig is a financial advisor with LPL Enterprise, holding a Series 66 credential and one year of industry experience. She has prior experience in real estate services through Dave Ledwig Real Estate, where she has been involved since 2015. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products through its integrated platform.

Patrick Kiritsy is currently a Branch Leader at Fidelity Investments, where he leads a team of financial professionals focused on partnering with families to develop sound and sustainable financial plans. His role includes supporting his team to create client experiences that meet a high standard of care and professionalism. Patrick has held several positions at Fidelity Investments, including Team Leader roles in Executive Services and Workplace Planning & Advice, as well as positions such as Help Desk representative in Workplace Planning & Advice and Workplace Planning Consultant. These roles have contributed to his expertise in financial planning and leadership within the company. Outside of work, Patrick has interests in fitness, golf, music, pets, running, and traveling.

Thomas Clay is a financial advisor at OSAIC with 29 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials. Clay has worked with Questar Asset Management and Questar Capital Corporation and has been self-employed providing financial planning and asset management services. He also owns New Perspective Financial, where he develops financial plans and offers insurance products including fixed annuities and life insurance. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, providing integrated brokerage and advisory services and utilizing firm-provided asset allocation tools and third-party managed account solutions.

Brian Rossano is Senior Resident Director at Merrill Lynch Wealth Management. He brings over 30 years of experience serving affluent individuals and corporations, with a focus on wealth preservation and growth through tailored financial advisory relationships. Brian’s expertise includes retirement planning, legacy planning, executive compensation, equity compensation services, and corporate retirement benefits consulting. He previously served as Branch Manager of the Beverly, MA office and spent 22 years working with Merrill clients from Boston, specializing in managing stock option and 401(k) plans. Brian holds several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Equity Plan Consultant (EPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his bachelor's degree from Hartwick College. Brian is involved in community organizations such as the Elks and St. Peters Club. His approach centers on creating customized wealth management strategies based on a comprehensive understanding of clients’ financial situations, priorities, and risk tolerance. Outside of work, he enjoys boating, running, and traveling.

James Mccarthy is a financial advisor at OSAIC with 21 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Saltbox Financial since 2009 and Royal Alliance since 2005. Outside of finance, he is a pilot for Delta Air Lines, flying Boeing 767 routes primarily based out of JFK. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm utilizes various asset-allocation tools and supports both discretionary and non-discretionary account management across diverse investment strategies.