Gregory Oray is a financial advisor at Cirrus Capital LLC with nine years of industry experience. He holds a Series 65 designation and has worked at several firms, including Regal Investment Advisors, Retirewise Wealth Management, and his own firms, Oray King Wealth Advisors and Oray Financial. Outside of his advisory role, he is an independent licensed insurance agent specializing in life insurance, fixed annuities, and health insurance. Cirrus Capital LLC serves individual and high-net-worth clients, corporations, and retirement plans by providing discretionary portfolio management, sub-advisory services, retirement plan consulting, and access to estate-planning tools. The firm employs a hybrid investment approach combining quantitative and fundamental analysis, regularly monitoring and rebalancing portfolios while offering fee-based research and model portfolio construction.

Colin Connery is a Series 65-registered advisor at Heron Bay Capital Management with two years of industry experience. He previously worked at Wilson Partners for eight years and Asset Health for five years. Heron Bay Capital Management is an SEC-registered advisory firm managing approximately $644 million for individuals, high-net-worth clients, trusts, estates, and institutional accounts. The firm offers discretionary investment management with a long-term strategy that incorporates fundamental, technical, and cyclical analysis to build customized portfolios primarily composed of individual equities and low-cost ETFs.

Paul Delmotte is a financial advisor at Vantage Point Financial, LLC with two years of industry experience. He holds a Series 65 credential and previously worked at Inlay Digital and Urge Juice. Outside of his advisory role, he owns and operates Modern Eagle Golf, a private golf simulator club. Vantage Point Financial serves individuals, families, high-net-worth clients, and business owners, offering investment management, financial planning, and wealth consulting. The firm employs a fiduciary, customized approach focused on long-term portfolio construction using low-cost funds and ETFs, while incorporating alternative investments and integrated planning services.

Jay Fishman is a financial advisor at Jay A. Fishman, Ltd with 14 years of industry experience and holds a Series 65 designation. He has been associated with Jay A. Fishman, Ltd since 1970. Jay A. Fishman, Ltd provides fee-based, discretionary portfolio management and investment counseling to high-net-worth individuals, families, corporations, charitable institutions, and select institutional clients. The firm emphasizes independent fundamental research and a long-term, conservative investment approach focused on mid-to-large-cap growth-at-a-reasonable-price equities and quality fixed income, managing concentrated portfolios with low turnover.

John Perko is a financial advisor with CPR Investments Inc. in Rochester, MI, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at several firms, including HBW Insurance and Financial Services, HBW Securities, and Ausdal Financial Partners. Perko is also an independent insurance agent involved in life and fixed annuity sales through CPR Financial Group LLC. CPR Investments Inc. provides discretionary portfolio management, financial planning, and ERISA plan services to individuals, businesses, and retirement plans. The firm combines in-house tactical models with third-party sub-advisors to pursue tactical and absolute-return strategies, emphasizing defensive positioning and ongoing portfolio monitoring.

Marilyn Carter Hogan is a financial advisor with Regal Advisory Services, Inc. She holds Series 63 and Series 65 credentials and has 36 years of industry experience. Her prior work includes roles at Cambridge Investment Research Advisors, Regal Securities, BrokersXpress LLC, and Wells Fargo Clearing. Hogan is also the founder of Carter Capital Management. Regal Advisory Services, Inc. serves individuals, retirement plans, trusts, foundations, and business entities by providing financial planning, portfolio management, and retirement plan advisory services. The firm combines fundamental and quantitative research, offering a range of program structures, including discretionary and non-discretionary managed accounts.

Eric Fishman is a financial advisor at Jay A. Fishman, Ltd. with four years of industry experience. He holds a Series 65 designation and has worked at Aspiriant prior to joining his current firm. Jay A. Fishman, Ltd. provides fee-based, discretionary portfolio management and investment counseling for high-net-worth individuals, families, corporations, charitable institutions, and select institutional clients. The firm emphasizes independent fundamental research and a long-term, conservative investment philosophy, managing concentrated portfolios primarily composed of mid-to-large-cap growth-at-a-reasonable-price equities and quality fixed income.

Keith Nichol is a financial advisor at Carrera Capital Advisors with 10 years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Services LLC. Outside of his advisory role, he has maintained ongoing involvement with Spartan Radio Network and WXYZ TV. Carrera Capital Advisors serves individuals, retirement plans, foundations, and other institutions, offering financial planning, portfolio management, and consulting. The firm employs a blend of macroeconomic, fundamental, and behavioral analysis, utilizing proprietary quantitative tools and AI techniques to construct diversified, tax-aware portfolios tailored to client objectives.

Charles Reinhold is a financial advisor with CPR Investments Inc in Rochester, MI, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been affiliated with CPR Investments Inc and CPR Financial Group LLC since 2006 and has worked with Ausdal Financial Partners, Inc. since 2015. Outside of his advisory work, he serves as a township trustee in Washington Township, MI. CPR Investments provides discretionary portfolio management and financial planning for individuals, businesses, charitable organizations, and qualified retirement plans. The firm constructs multi-manager portfolios utilizing third-party advisors and in-house tactical strategies, emphasizing downside risk management and regular portfolio monitoring.

James Waugh is a financial advisor at VIMA, LLC with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at VIMA since 2018, following two years at Citizens Securities, Inc. VIMA, LLC is a mid-sized advisory firm serving mainly individual and high-net-worth clients with discretionary and non-discretionary portfolio management, financial planning, and 401(k) consulting. The firm uses a top-down, sector-level screening process and may implement options strategies and margin trading with client authorization.

Avery Mona is a financial advisor at Spartan Wealth Management with a Series 65 credential. Avery has been in the financial industry since 2022, including experience at LPL Financial and prior roles in education at the middle and high school levels. Spartan Wealth Management provides discretionary investment management and comprehensive financial planning to individuals, trusts, estates, businesses, and retirement plans. The firm employs a multi-advisor team approach, focusing on long-term portfolio construction using fundamental analysis and Modern Portfolio Theory.

Christopher Brent is a financial advisor at City Center Advisors, LLC with seven years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones. Outside of finance, he has taught private piano lessons since 1997. City Center Advisors provides discretionary investment management, limited-scope financial planning, and retirement plan services to individuals—including high-net-worth clients—and businesses. The firm follows Modern Portfolio Theory and offers a unified managed account program that incorporates third-party managers and sub-advisors.

Katherine Johnstone is a financial advisor with FSA Advisors, Inc. in Troy, Michigan, holding a Series 65 designation and one year of industry experience. Her prior roles include positions at RichMark Wealth Management and Haller Financial Group. Outside of finance, she is the owner of Wild Ideas Garden Design, a garden design business she has operated since 1999. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm employs a long-term investment approach based on fundamental analysis and modern portfolio theory, with tailored asset allocations across mutual funds, fixed income, REITs, annuities, and ETFs.

Paul Seizert is a financial advisor at Heron Bay Capital Management with 12 years of industry experience. He has been with Heron Bay since 2019 and previously worked five years at Seizert Capital Partners. He holds a Series 65 credential. Heron Bay Capital Management is an SEC-registered advisory firm managing approximately $644 million for individuals, high-net-worth clients, trusts, estates, and institutions. The firm employs a long-term investment approach using fundamental, technical, and cyclical analysis to create customized portfolios primarily of individual equities and low-cost ETFs, with selective use of bonds, options, and closed-end funds.

Reyn Eichenlaub is a financial advisor at Canopy Wealth Management in Birmingham, MI, holding a Series 65 designation with three years of industry experience. His prior work includes roles at Weber Inc and Michigan Bucks. Canopy Wealth Management serves individuals, retirement plans, trusts, and other entities, managing approximately $1.47 billion in client assets. The firm provides portfolio management, comprehensive financial planning, and ERISA 3(21) retirement plan advisory services, using quantitative tools and a range of investment vehicles to construct individualized portfolios.

Robert Lasovage is a CFA® charterholder with 16 years of industry experience. He is associated with RDA Financial Network, a firm where he has worked since 2011, and he previously worked at United Planners Financial Services from 2016 to 2018. Outside of his advisory role, Lasovage assists with individual and estate tax return preparation. RDA Financial Network serves individual and institutional clients, including high-net-worth investors and employer-sponsored retirement plans. The firm offers a range of services such as investment management, financial planning, and retirement-plan advisory, combining discretionary portfolio management with third-party sub-advisors and proprietary strategies.

Todd Wagenberg is a financial advisor with Integrated Investment Consultants, LLC in Bloomfield Hills, MI, holding Series 63 and Series 65 credentials and possessing 20 years of industry experience. He has been with Integrated Investment Consultants since 2015. Integrated Investment Consultants provides investment management and wealth management consulting to individuals, retirement plan sponsors, foundations, trusts, estates, and family offices, managing approximately $1.084 billion in regulatory assets. The firm combines fundamental security analysis with Modern Portfolio Theory in portfolio construction, offers both discretionary and non-discretionary management, and sponsors alternative pooled investment vehicles for accredited investors.

Aaron Andreas is a financial advisor at Arbor Wealth Advisors LLC in Troy, MI, holding Series 65 and Series 66 licenses with 15 years of industry experience. He has been with Arbor Wealth Advisors since 2013. Arbor Wealth Advisors serves individual and high-net-worth clients by providing discretionary investment management along with project-based financial planning and consulting. The firm employs a long-term, buy-and-hold investment approach grounded in Modern Portfolio Theory, utilizing broadly diversified, low-cost passive funds and Monte Carlo analysis to guide planning and asset allocation.

Sarah Schattner is a financial advisor at DeRoy & Devereaux Private Investment Counsel, Inc. in Bloomfield Hills, MI, holding a Series 65 designation with 15 years of industry experience. She has been with DeRoy & Devereaux since 2012. DeRoy & Devereaux provides discretionary investment management to high-net-worth individuals, families, foundations, pension and Taft-Hartley plans, and institutional investors, including municipalities. The firm employs a bottom-up, value-oriented investment approach focused on fundamentally analyzed, concentrated equity portfolios and diversified bond strategies managed with a long-term perspective.

Bethany Mosshart is a financial advisor at StraightLine in Troy, MI, holding a Series 65 designation with 15 years of industry experience. She has been with StraightLine since 2003. StraightLine serves individual investors, including high-net-worth clients, and retirement-plan sponsors by providing investment management, financial planning, cash management, and retirement education services. The firm uses institutional research and proprietary models to guide investment decisions across mutual funds, ETFs, stocks, and bonds, while offering a structured participant education program and access to sub-advisers for certain clients.