Marc Rosenthal is a financial advisor with Eagle Strategies (NY Life) in Williamsville, NY, holding Series 66 and Series 63 credentials and 25 years of industry experience. He has been with Eagle Strategies since 2017 and concurrently associated with ROI Financial Group, Nylife Securities Inc., and New York Life Insurance Company since 2001. Outside of his advisory work, Rosenthal serves as an officer of the Kaleida Health Foundation and is a board member of the Amherst Youth Hockey Association. Eagle Strategies serves a diverse client base including individual investors and institutional plans, providing financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored advice through multiple program types and manages the majority of its assets on a non-discretionary basis, operating within the integrated New York Life affiliate structure.

Michael Winter is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes multiple roles within HSBC-affiliated entities as well as positions at Ameriprise, Valic Financial Advisors, Merrill, and Global Retirement Partners. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm utilizes a range of client-directed and discretionary programs supported by a structured investment process that incorporates strategic and tactical asset allocation alongside fund due diligence.

Robin Lee is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and two years of industry experience. Prior to joining Commonwealth and Clark & Company Wealth Management in 2025, Lee worked at Morgan Stanley from 2020 to 2023. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and operational support, including discretionary model portfolios and customized investment solutions.

Emily Ford is a CFP® with seven years of industry experience, currently an advisor at Hightower Advisors. Her prior roles include positions at Northwestern Mutual Wealth Management Company, ESAS, LLC, and Russell Schwartzbeck. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers, discretionary and non-discretionary portfolio management, and access to alternative investments and custom indexing strategies.

Matthew Turco is a financial advisor with Eagle Strategies (NY Life) in Williamsville, NY, holding Series 66 and Series 63 licenses and bringing 26 years of industry experience. He has worked at Eagle Strategies and ROI Financial Group since 2023, and previously at Nylife Securities LLC and New York Life Insurance Co since 2007. Outside of his advisory role, he owns a business selling vintage and antique items on eBay. Eagle Strategies serves a broad mix of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis, working within an integrated New York Life affiliate structure.

Daniel Schlein is a financial advisor with Primerica Advisors based in Williamsville, NY, holding a Series 66 designation and six years of industry experience. He has worked with Park Avenue Securities and Guardian Life Insurance Company since 2017. Schlein is also involved in an insurance-related business outside of Guardian Life. Park Avenue Securities LLC serves a diverse retail client base, offering brokerage and advisory services, financial planning, and retirement-plan consulting. The firm uses a combination of proprietary model portfolios, third-party managers, and digital advice solutions to implement investment strategies across various account types.

Seth Hamilton is a financial advisor at Equity Services, Inc. with eight years of industry experience. He holds the Series 66 designation and has previously worked at Cetera Investment Advisers, National Asset Management, and National Life Group. Outside of his advisory role, he is involved in tax preparation through HD Tax Solutions and serves as an agent for fixed insurance products with The Vermont Agency and NPA Financial. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with options for shorter-term trading and specialized instruments, offering multiple advisory platforms and working with various third-party asset managers.

Jonathan Donatelli is a CFP® professional at Principal Financial Services with 23 years of industry experience. He has worked at Principal Securities Inc. since 2016 and has held concurrent roles at Wealth Management Services LLC and Principal Life Insurance Company since 2011 and 2014, respectively. Outside of advisory activities, he is involved in insurance services including fixed life, disability income, and long-term care insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and military personnel overseas. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under multiple arrangements.

Lewis Wexler is a financial advisor at TIAA-CREF with 19 years of industry experience. He holds a Series 66 designation and has been with TIAA-CREF since 2015. Outside of his advisory role, he is the owner of a woodworking business and works as a notary public. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA retirement plans. The firm provides both model portfolio and customized portfolio management under a fiduciary standard.

Tyler Schmitt is a financial advisor with Hightower Advisors, holding Series 65 and Series 63 credentials and 11 years of industry experience. His prior roles include positions at Legg Mason Investor Services and Franklin Templeton Financial Services. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and charitable organizations. The firm’s approach includes multi-manager solutions and proprietary research, offering both discretionary and non-discretionary portfolio management along with access to a broad range of investment vehicles.

Michael Hadley is a financial advisor with Principal Financial Services, holding a Series 66 designation and five years of industry experience. His career includes roles at Citigroup, Raymond James Financial Services, and Ritter Insurance Marketing LLC. Outside of financial advising, he works part time as a bookkeeper for Hadley Carpentry, a family-run home remodeling and roofing business. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm provides direct advisory programs, financial planning, retirement plan consulting, and access to third‑party money manager solutions, with investment implementation often managed on a discretionary basis by these third parties.

Scott Kleiner is a financial advisor with HSBC Securities (USA) Inc., holding Series 66 and Series 63 licenses and 11 years of industry experience. He has been with HSBC Securities and its affiliate HSBC Bank USA, N.A. since 2015, working in dual roles as a registered representative and bank officer. HSBC Securities (USA) Inc. offers managed account programs to individual, retirement, charitable, and corporate clients, combining strategic and tactical asset allocation with fund due diligence and ongoing monitoring. The firm provides both client-directed and fully discretionary investment solutions, including a specialized Offshore Spectrum program for qualified non-resident aliens.

Erik Dececco is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked at Key Investment Services since 2021 and previously at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. from 2015 to 2021. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs and investment products. The firm emphasizes client-directed model selection and ongoing monitoring, while offering access to third-party discretionary managers and providing regular oversight and reporting.

Kevin Donaghue is a Series 66-licensed financial advisor with TIAA-CREF, based in Amherst, NY, and has 13 years of industry experience. He joined TIAA-CREF in 2018 after working at HSBC Bank USA and KeyBank. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm separates one-time financial planning from ongoing discretionary management and operates with a fiduciary standard across its advisory services.

Suzanne Novelli is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has worked with Primerica Advisors since 2011 and currently serves at Park Avenue Securities and Guardian Life Insurance Company. Outside of her advisory role, she is the Treasurer and a Board Director of the Suburban Adult Services Foundation, where she chairs the Finance Committee. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, employing a variety of proprietary and third-party investment strategies across multiple platforms.

Marion Kelly is a Series 66-licensed financial advisor with Guardian Life and Park Avenue Securities, based in Buffalo, NY. Kelly previously worked in healthcare-related roles, including positions at Jericho Road Community Health Center and the UB School of Dental Medicine. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage services, financial planning, and investment advisory programs to individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm provides both discretionary and non-discretionary advisory options, utilizing model portfolios from in-house and third-party managers.

Tucker Hanson is a financial advisor at Focus Partners Wealth, LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Ameriprise, Pacer ETFs, and Jackson National Life Distributors. Focus Partners Wealth serves a diverse client base, including individuals, high-net-worth families, corporate and retirement plan clients, and institutions. The firm employs a long-term, tax- and fee-sensitive investment approach using enhanced open architecture and offers a range of services such as investment management, financial counseling, and fiduciary services.

Russell Scherrer III is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and possessing 18 years of industry experience. He has been with HSBC Securities since 2011. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations, utilizing various program types that range from client-directed to fully discretionary management. The firm employs a structured investment process incorporating multiple risk profiles and partners with affiliated and third-party providers for advisory, fund selection, and custody services.

Allan Carmello is a financial advisor with Key Investment Services LLC in Cheektowaga, NY, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Key Investment Services since 2005. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed model selection combined with ongoing monitoring and due diligence of third-party advisory products, and operates within the KeyCorp group with affiliations to KeyBank and KeyBanc Capital Markets.

Timothy Mckillen Jr. is a financial advisor at Lincoln Investment with 16 years of industry experience. He holds a Series 63 designation and has worked at Lincoln Investment since 2017, following prior roles at Legend Advisory Corporation and Legend Equities Corporation. Outside of his advisory work, he is self-employed in income tax preparation. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services, including both discretionary and non-discretionary programs, and utilizes strategic and tactical investment approaches overseen by its Investment Management & Research team.