Roxanne Mcelroy is a financial advisor at Stifel with 25 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Stifel Nicolaus & Co Inc since 2019, following a decade at UBS Financial Services Inc. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning, providing clients with tailored analyses to support their investment decisions.

Timothy Mc Donald is a CFP® professional with 31 years of industry experience, currently serving at Charles Schwab since 2010. His work history includes roles at both Charles Schwab Bank, SSB and Charles Schwab. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized custody and an established alternative-investment program.

John Best Jr. is a CFP® professional with 24 years of industry experience currently serving at Raymond James Financial Services Advisors, Inc. He previously worked at Lincoln Financial Advisors for 15 years and Commonwealth Financial Network for six years. He is also involved with Best Times Financial, a support company he started in 2019. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to align strategies with client goals and supports municipal advisory services through a unique affiliation uncommon among large institutional advisors.

Suzanne Schmitz Laese is a financial advisor with LPL Financial, holding a Series 63 designation and 34 years of industry experience. She has been with LPL Financial since 2004. Outside of her advisory role, she serves as board president of the Empire State Lyric Theatre, a nonprofit opera company. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services through a large network of representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, providing a range of financial planning and investment management solutions across multiple platforms.

Mark Cornfield is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and with 34 years of industry experience. He has worked at Merrill since 1994 and concurrently at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Chapman is a financial advisor at Cetera with 26 years of industry experience. He holds the PFS™ credential and Series 63 license. In addition to his advisory role since 2000, he serves as president of Chapman & Co CPA, P.C., an accounting and tax practice active since 1998, and he oversees payroll and benefits processing at New York Payroll Relief Corp. Chapman is also involved in jewelry design and sales through Hearts Embraced, LLC. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, including discretionary and non-discretionary services, and provides access to affiliated and third-party money managers.

David Locurcio is a financial advisor with LPL Financial, holding the Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior work includes 25 years at Cadaret, Grant & Co., Inc. and eight years at Neubert Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management options supported by proprietary research and technology tools.

Robert Levine is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. He has worked at LPL Financial since 2025 and previously spent 16 years with Cadaret, Grant & Co., Inc., as well as 17 years at Post Resch Tallon Group Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning and investment management options through a large network of advisors and employs various operational and research tools to support its services.

Laurelle Byrne Cody is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America, N.A. and Merrill. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets.

Anthony Miranda serves as Resident Director and Wealth Management Advisor at Merrill Lynch. He has been with Merrill Lynch Wealth Management since 1997 and is a member of a team of advisors based in Buffalo, New York, that has collectively over 140 years of experience. He focuses on individual wealth management, retirement planning, and manages the Group's 401(k) and profit-sharing plans. Prior to joining Merrill Lynch, Anthony worked in public accounting where he earned his Certified Public Accountant (CPA) designation. Anthony holds multiple professional designations including Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Certified Exit Planning Advisor (CEPA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor of Arts degree in Accounting from the State University of New York at Albany. Anthony's client focus areas include divorce transition planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, and retirement income. He does not provide tax advice in his role at Merrill Lynch.

Kari Pestorius is a financial advisor with Morgan Stanley in Pittsford, NY, holding Series 63 and Series 66 licenses and having 19 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2008. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through financial advisors and estate planning groups.

Barbara Benedict is a Series 66 licensed financial advisor at Merrill with nine years of industry experience. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal and third-party managers.

Matthew Case is a financial advisor at Stifel with 15 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at TIAA-CREF and Par 4 Advertising. Outside of his advisory role, he serves as a board alternate on the Honeoye Falls Conservation Board, providing environmental guidance for the village. Stifel serves a wide range of clients, including individuals, institutions, charitable organizations, and municipal entities, offering brokerage and advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Joanne Alaimo is a financial advisor with Merrill based in Pittsford, NY, holding Series 63 and Series 65 designations and with 39 years of industry experience. She has worked at Merrill and Merrill Lynch PFS Inc since 1986 and has also been with Bank of America, NA since 2009. Outside of her advisory role, she is the owner of Tacoma Properties LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Tobin is a CFP®-designated financial advisor with 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent two years at A. G. Edwards & Sons, Inc. Tobin serves on the investment committees for the Rochester Rotary and the Mary Cariola Children’s Center. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Matthew Piaseczny is a financial advisor at OSAIC with 15 years of industry experience. He holds the ChFC® and Series 63 designations. Prior to joining OSAIC in 2024, he worked at Securities America Advisors and Northwestern Mutual. He is a managing member of Dash Tax, LLC, a firm providing tax preparation and related services. OSAIC serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and portfolio management supported by model-based asset allocation and risk analysis.

Angelo Ponticello is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2000. He leads Ponticello & Associates, a Goals-Based Wealth Management team focused on providing personalized investment structures and customized wealth planning for business owners, professionals, families, and institutional clients. Their services are designed to accommodate complex and evolving lifetime financial goals across generations. Angelo has been in the financial services industry since 1993 and specializes in areas such as divorce transition planning, family wealth management strategies, retirement income, legacy planning, tax minimization, and special needs planning strategies, among others. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned both a bachelor's degree in History and an MBA from the University of Rochester's Simon Business School. Angelo lives in Rochester, New York with his wife Lisa and their two children, Isabella and Alexander. He is actively involved in his community, serving on the Board of Directors at AutismUp, a charity focused on supporting children and families affected by autism.

Edward Laders is a financial advisor at Cetera with 44 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining Cetera in 2025, he worked at Concourse Financial Group Securities Inc for 15 years and has been involved with The Independent Advisor Network LLC since 2010, where he serves as President and Owner. He also acts as Executive Director of Association Benefit Services, providing support and services related to fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of over 10,000 independent advisors. The firm offers a multi-manager platform with a range of portfolio management options, including discretionary and non-discretionary services, leveraging affiliated and third-party managers.

Jeffrey Garcia is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in executive compensation, managing new wealth, personal retirement planning, and retirement income. Jeffrey focuses on creating personalized wealth management strategies tailored to clients' individual financial goals. With a lifelong commitment to the financial services industry, Jeffrey holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He completed his high school education at Fairport High School and attended Tulane University, though no degree was conferred. Jeffrey also participates in community volunteer work aligned with Merrill’s tradition of service. Outside of his professional role, Jeffrey enjoys spending time with his family, reading, watching movies, and pursuing interests such as baseball, basketball, football, ice hockey, chess, music, and travel. He lives in the home where he was raised in Fairport, NY, and is a longtime Buffalo Bills fan. Jeffrey is also an animal lover and cares for two Dalmatians.

Jennifer Runfola is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been with the firm since 1994 and leads a team of nine professionals serving clients in Buffalo, New York, and across the nation. Her practice focuses on individual wealth management, retirement and goal-based planning, portfolio construction, and managing both individual and corporate assets. Jennifer holds the Chartered Retirement Planning Counselor (CRPC), Accredited Domestic Partnership Advisor (ADPA), and Personal Investment Advisor (PIA) designations. She graduated cum laude from Canisius College. Her client focus areas include legacy planning, managing new wealth, and women and wealth. Jennifer resides in Amherst, New York.