David Stephan is a financial advisor at Cetera with 10 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms including HD Vest and Summit Financial Networks. Outside of advising, he owns Stephan Accounting & Tax, Inc., a tax and accounting business he has operated since 2008. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, and institutional accounts. The firm offers a multi-manager investment platform with discretionary and non-discretionary portfolio management alongside financial planning and access to third-party money managers.

Michael Beach is a financial advisor with LPL Financial in Grand Rapids, MI, holding Series 63, 65, and 66 licenses and bringing 32 years of industry experience. He has been with LPL Financial since 2005. Outside of his advisory role, he is a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

John Nowak is a Wealth Management Advisor at Merrill Lynch Wealth Management, bringing a comprehensive approach to wealth management that focuses on listening to clients and helping them make informed decisions. He assists clients in building tailored wealth management strategies that address their individual needs across diverse areas such as equity compensation services, family wealth management, managing new wealth, personal retirement planning, portfolio management, and serving clients in sports and entertainment. John began his financial services career in 1972 at Michigan National Bank in the Trust Investments department. Over the years, he gained experience at First Wisconsin Bank and co-founded his own financial firm before joining Merrill Lynch in 1980, where he continues to help clients achieve their financial goals. He holds a Bachelor's and a Master's degree from Western Michigan University and has earned professional designations as a Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA). Outside of his professional work, John has personal interests that include football, golfing, swimming, traveling, and watching movies.

Kenneth Moore is a financial advisor at J.P. Morgan Securities with six years of experience at the firm and a total of five years in the industry. He holds Series 66 and Series 63 designations. Outside of his advisory role, Moore is involved with Decentralized Real Estate Property 001 DAO LLC, a blockchain-based real estate investment entity, where he serves as an owner and partner. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization and focuses on non-discretionary advice through a select group of Wealth Advisors.

Lisa Howland is a financial advisor with Robert W. Baird & Co. in Byron Center, MI, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has been with Robert W. Baird & Co. since 2009. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers financial planning, portfolio management, and brokerage services, tailoring strategies through a combination of in-house and third-party managers across a range of asset classes and investment approaches.

Paul Ondersma is a financial advisor with LPL Financial in Grand Rapids, MI, holding Series 63 and Series 65 registrations and bringing 27 years of industry experience. He has worked with LPL Financial since 2025 and previously spent two decades at Cadaret, Grant & Co., Inc. Ondersma is also the owner of Great Lakes Surfacing, a business unrelated to investment services. LPL Financial is a national firm serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers various advisory programs, financial planning, retirement consulting, and brokerage services, utilizing research and model portfolios to support discretionary and non-discretionary management.

Dana Belliel is a financial advisor with Edward Jones in Comstock Park, MI, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Edward Jones since 2006. Outside of her advisory role, she owns DLQ Properties LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of investment strategies and operates a large network of financial advisors and branch offices across the United States.

Daniel Wierenga is a financial advisor with Cetera in Grandville, MI, holding Series 65 and Series 66 credentials and two years of industry experience. He has worked with multiple firms, including Robert Van Loozenoord, CPA, where he also provides tax preparation and payroll services. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Susan Krochalk is a financial advisor with Edward Jones in Grand Rapids, MI, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She worked at Ameriprise Financial Services, Inc. for 16 years before joining Edward Jones in 2021. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a wide range of advisory programs and investment options. The firm manages approximately $1.01 trillion in assets through a large nationwide network of advisors and branch offices.

Toni Jones is a financial advisor with Raymond James Financial, holding a Series 66 designation and nine years of industry experience. She has worked at various divisions within Raymond James since 2015. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized services including municipal advisory work and SIMPLE IRA Employer Advisory programs.

Valeri Lawson is a financial advisor with Stifel in Grand Rapids, MI, holding Series 63 and Series 65 credentials and 33 years of industry experience. She has been with Stifel Nicolaus & Co Inc since 2016. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach relies on a proprietary methodology developed by its Investment Strategy Group that uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Allison Stolicker is a financial advisor at Merrill with six years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2018. Her prior experience includes roles at All-Phase Grand Rapids and Shephard Enterprise, as well as a position at Northwood University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Katie Tucker is a financial advisor with Raymond James Financial in Grand Rapids, MI, holding a Series 66 designation and one year of industry experience. Prior to joining Raymond James, her background includes roles at Northwood University, Marshall Community Credit Union, and Walmart. She is also employed as a financial advisor at 56th Street Wealth Strategies, LLC and Guide Point Financial Partners. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and maintains specialized municipal advisory and SIMPLE IRA consulting programs.

Meah Bajt is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. She has held positions at Bank of America, Merrill, Plante Moran, Jackson Financial Services, Ottawa Avenue Private Capital, and Michigan State University. Bajt has also been involved with TEDs and Spring Lake Country Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Schena Jr. is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His work history includes roles at Bank of America, Dallas Smock State Farm, and other organizations, as well as involvement with educational institutions such as Hope College and De La Salle Collegiate. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

David Moelker is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. His prior experience includes roles at Royal Alliance Associates, Signator Investors, and Royal Securities Company. Moelker is the owner of David Moelker LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including discretionary and non-discretionary portfolio management supported by in-house research and third-party subadvisors.

Bradley Maclachlan is a financial advisor with Robert Baird & Co. in Spring Lake, MI, holding a Series 66 designation and 14 years of industry experience. He has been with Robert Baird & Co. since 2011. Outside of his advisory role, he serves as a Finance Council Member for St. Patrick's / St. Anthony's Catholic Church, advising on church finances and fundraising activities. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations with customized financial planning and portfolio management services. The firm offers a range of investment strategies and municipal advisory services alongside its wealth management capabilities.

Randy Schmidt is a Certified Financial Planner® with 29 years of industry experience, currently affiliated with LPL Financial in Sparta, MI. He previously worked at Investment Centers of America, Inc. for 21 years and ICA Group Wealth Management, LLC for three years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Paul Quinn is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He has worked at JPMorgan Securities and JPMorgan Chase Bank since 2017 and was previously with FarmLink LLC from 2013 to 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary investment recommendations supported by an in-house manager solutions team and a centralized due-diligence process.

Nathan Haverdink is a financial advisor at Edward Jones with Series 66 credentials and has been in the industry since 2024. Prior to joining Edward Jones, he worked at Grand Valley State University and Grounds Management Solutions. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of advisors and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and separately managed accounts.