Jerome Price is a CFP® and ChFC® with 43 years of industry experience. He is currently affiliated with Cetera and has a longstanding history with Cetera Advisors LLC dating back to 1996. In addition to his financial advisory work, he is involved in tax preparation services through Price Financial and works as a real estate associate broker with The Bean Group. Cetera Investment Advisers LLC is an SEC-registered firm that offers a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm provides a range of portfolio management and financial planning services with access to both affiliated and third-party managers.

Christopher Chouinard is a CFP® and holds a Series 66 license with 20 years of industry experience. He has worked at LPL Financial since 2009 and was with Bay Financial Advisors, Inc. from 2010 to 2021. In addition to his advisory role, he is involved in tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including model portfolios, third-party asset management, and institutional platforms, supported by various operational and research tools.

Noah Safraniec is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in creating personalized wealth planning strategies that align with his clients' goals, focusing on areas such as college education planning, divorce transition planning, employee benefits and financial health, family wealth management, retirement planning and income, philanthropic planning, tax minimization, and managing new wealth. Noah approaches his clients as an extension of his family, prioritizing relationships based on trust, transparency, and care. Since entering the financial services industry in 2020, Noah has emphasized lifelong learning to navigate the evolving financial landscape and provide informed guidance. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Noah earned a Bachelor's degree from the University of Iowa, where he studied Business Management. In addition to his professional responsibilities, Noah is involved in his local community and supports initiatives aimed at strengthening local communities and preserving the natural environment. His personal interests include camping, cooking, football, hiking, music, reading, skiing, tennis, and traveling.

Renee Pike is a financial advisor with Primerica Advisors in Biddeford, ME, holding Series 63 and Series 65 licenses and one year of industry experience. Her prior work history includes roles at PFS Investments Inc., Kinetic Software, Primerica Financial Services, WEX Inc., and Saint Joseph's College. Primerica Advisors manages a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offers model-based investment strategies developed by unaffiliated asset managers.

Katherine Nelson is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. She holds Series 63 and Series 65 designations and has worked with Wells Fargo since 2009, previously at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Andrew Stickney is a financial advisor with LPL Financial in South Portland, Maine, holding the ChFC® and Series 63 designations and bringing 28 years of industry experience. He has worked at LPL Financial since 2003 and previously held a position at Ameriprise. In addition to his advisory role, he is involved in selling various types of insurance products, including long-term care, disability, fixed life insurance, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services, including financial planning, wrap and model portfolio programs, third-party asset management access, and institutional platforms, utilizing a broad network of investment adviser representatives.

Michelle Anne Travers is a financial advisor at UBS Financial Services with four years of industry experience. She holds the Series 66 designation and has worked at UBS Financial Services since 2018, with prior experience at Ernst and Young and Albin, Randall & Bennett. Outside of finance, she was involved with Sadies Boathouse Restaurant and Endicott College from 2015 to 2019. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, leveraging proprietary research and model-based asset allocations to tailor investment plans. The firm combines institutional trading capabilities with wealth management services, including fiduciary financial planning and access to capital markets and lending programs.

John Garofalo is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at several firms, including Morgan Stanley, Ares Management LLC, and Maiden Cove Capital. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, employing proprietary capital market assumptions and research to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of financial offerings, including fee-based planning and portfolio management.

Benjamin Hughes is a financial advisor at Ameriprise with a Series 66 credential and three years of industry experience. His background includes roles at Hughes Wealth Advisors and an internship with Representative Sophia Warren. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendation reports and ongoing annual advice focused on dependable income sources and tax-aware withdrawal strategies.

Donald Duffy is a Series 66-licensed financial advisor with 13 years of industry experience. He previously worked at Edward Jones from 2013 to 2026 and currently is with Mass Mutual Investors Services. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes firm-approved software and a collaborative approach to deliver written financial recommendations.

Richard Butler is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Cambridge Investment Research Advisors since 2005 and with its affiliated firm since 1998. Outside of his advisory role, Butler operates as an independent insurance agent for various independent insurance companies. Cambridge Investment Research Advisors serves a diverse range of clients, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm provides multiple investment implementation options through various custody and platform arrangements, tailored to client objectives, and features proprietary model strategies alongside access to unaffiliated strategists.

Courtney Sullivan is a Financial Consultant at Fidelity Investments, a position she has held since 2026. She partners with individuals and families to create holistic financial plans tailored to their goals and needs, focusing on building and reviewing strategies to enhance efficiency and comfort. Courtney has accumulated experience within Fidelity Investments in various roles, including Investment Consultant from 2024 to 2026, Relationship Manager from 2023 to 2024, and Financial Representative from 2022 to 2023. Prior to that, she worked as an Investor Services Associate at Putnam Investments and as a Support Associate at Baystate Financial, both in 2021.

Jay Cross is a financial advisor with Morgan Stanley in Portland, ME, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets from 2006 to 2009. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through Financial Advisors and its Estate Planning Strategies Group.

Lawrence Abbiati is a financial advisor at Raymond James Financial Services Advisors, Inc. with two years of industry experience. He holds the Series 66 credential and has prior work experience at Goldman Sachs. Abbiati is also involved as a representative at Androscoggin Financial Services in Lewiston, ME. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm employs risk profiling and analytical tools to deliver tailored, non-discretionary planning and consulting, supporting client implementation through various advisory programs.

Sharon Bunker is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. Her prior roles include positions at Purshe Kaplan Sterling Investments, Old Port Advisors, Commonwealth Financial Network, and Ameriprise. She is also a notary public and involved with Pension Professionals in an administrative and investor relations capacity. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent financial professionals. The firm employs a variety of investment platforms and strategies, including proprietary models and third-party managers, with both discretionary and non-discretionary implementation.

John Hughes is a CFP® with 31 years of experience in the financial services industry. He has been with Ameriprise since 1994, currently serving as an advisor at their Scarborough, ME office. Outside of his advisory role, Hughes owns a real estate business through JXH LLC. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary retirement recommendations, supported by a centralized consulting team and algorithmic tools.

Paul Buckley Jr. is a financial advisor at LPL Financial in Portland, ME, holding the ChFC® designation and Series 63 license with 39 years of industry experience. His prior roles include positions at OSAIC, Sagepoint Financial, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, Metlife Securities Inc., Mariner, and New England Securities. He is a partner in several business ventures related to insurance and retirement services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by its operational and research technologies.

Jesse Eaton is a financial advisor with Morgan Stanley in Scarborough, ME, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. He serves on the Investment and Finance Committees and the Board of Williston Northampton School in Easthampton, Massachusetts. Morgan Stanley Wealth Management provides a broad range of advisory programs for individual and institutional clients, emphasizing tailored financial planning supported by structured discovery processes and advanced modeling tools.

Michael Bono is a Private Wealth Advisor at Merrill Private Wealth Management and a founder and leader of the Bono & Kline Group. He provides a holistic approach that integrates asset allocation, trust and estate planning, charitable giving, and access to customized credit through Bank of America, N.A. His work includes collaborating closely with clients' accountants, attorneys, and investment bankers to support cohesive financial strategies. Mike started his career in 1988 in the technology sector, specializing in supercomputer design, hardware and software consulting, and big data analysis and reporting. In 2001, he transitioned to private wealth advisory roles, first at Sanford C. Bernstein (now AllianceBernstein) and later at Barclays Wealth Management, before joining Merrill Private Wealth Management in 2015. He holds a B.S. in Electrical Engineering from Pennsylvania State University and is a Personal Investment Advisor (PIA). He resides in Virginia and Maine with his wife Robin and their two children. Outside of work, he enjoys playing the drums, fishing, and exploring new technology.

Ann Marie Andrews is a Series 66 licensed financial advisor with UBS Financial Services in Portland, Maine, bringing 18 years of industry experience. She has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and various capital markets services.