Mariann Rutter is a financial professional with 16 years of industry experience, currently affiliated with Cetera. She holds Series 63 and Series 65 credentials and has worked at Cetera since 2023, with prior experience at Securian Financial Services, Inc. and CRI Securities, LLC. Additionally, she serves as a notary public and operates North Star Resource Group, a financial services DBA. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, with multiple program structures and access to third-party managers.

Kevin Mullaney is a financial advisor at Edward Jones in Eagan, MN, holding a Series 66 designation with one year of industry experience. His prior roles include positions at KM Consultancy LLC, Podimetrics, UnitedHealthcare, Optum, and Logistics Planning Services. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Gregory Murphy is a CFP® with 25 years of industry experience, currently affiliated with Merrill in Saint Paul, MN. He has worked at Merrill since 2000 and with Bank of America since 2009. Outside of his advisory role, he is the sole owner of a rental property business in Kihei, Hawaii. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations.

Katherine Iacarella is a financial advisor at Cetera with nine years of industry experience. She holds a Series 66 designation and has worked at firms including Securian Financial Services, Minnesota Life Insurance, and Jeffrey P. Scott & Associates. She also serves as registered staff at Renaissance Financial, where she provides securities, insurance, and advisory services. Cetera Investment Advisers LLC is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified portfolio management options through multiple program structures and affiliations with various third-party managers.

Anna Lomnicki is a financial advisor at RBC Capital Markets in St. Paul, MN, holding a Series 66 designation. She joined RBC Capital Markets in 2023 and has experience across various roles prior to her current position. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutional clients, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, custody, and brokerage services, utilizing both in-house and third-party investment managers.

Laura Buu is a financial professional with three years of industry experience, currently affiliated with Cetera. She holds a Series 66 designation and has worked with firms including Thrivent Financial and Lalonde Wealth Advisor Group. Outside of her advisory role, she is involved as a registered practice coordinator supporting securities and planning business activities at North Star Resource Group. Cetera Investment Advisers LLC is an SEC-registered firm serving a nationwide network of independent advisors and a diverse client base that includes individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and a range of program structures under discretionary and non-discretionary authorities.

Ryan Weinzierl is the Vice President and Branch Leader at the Oakdale Investor Center. In this role, he leads a team of associates dedicated to serving clients by collaborating with planning and investment professionals to co-create and implement financial plans aimed at helping clients achieve their financial goals. He has been with Fidelity Investments since 2020, serving as Vice President and Branch Leader. Prior to this, Ryan held several positions at Ameriprise Financial, including Senior Director of Advisor Business Development from 2015 to 2020, Sales Manager from 2011 to 2015, and Financial Advisor from 2009 to 2011.

William Feiler is a financial advisor at OSAIC with 34 years of industry experience. He holds a Series 63 designation and has worked at firms including Sage Point Financial, Royal Alliance Associates, FSC Securities Corporation, and Woodbury Financial Services. Outside of his advisory work, he owns a sole proprietorship that raises and sells beef cattle. OSAIC serves a diverse client base that includes individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides brokerage and investment advisory services through a broad network of advisers, using asset-allocation tools and offering access to various managed account solutions and third-party money managers.

Todd Rabell O'halloran is a financial advisor with Thrivent Investment Management in Hastings, MN, holding Series 63 and Series 65 designations and 20 years of industry experience. He has been with Thrivent Financial and Thrivent Investment Management since 2014. Outside of his advisory role, he works in the hospitality field as a server and bartender at a local restaurant and as a cook for a food vendor at the Minnesota State Fair. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering holistic, goal-based analyses and written recommendations across a broad range of financial planning topics. The firm’s services do not include implementation of recommendations and maintain separate planning and managed-account offerings under a consolidated billing option.

Nicholas Rowan is a financial advisor at UBS Financial Services with 28 years of industry experience. He has worked at UBS since 2006 and has a prior background with U.S. Bancorp Piper Jaffray Inc. since 2000. He holds Series 63 and Series 66 licenses and is based in St. Paul, MN. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets and research resources to support client strategies.

Bo Chwala is a financial advisor at Merrill in Saint Paul, MN, holding Series 63 and Series 66 licenses with one year of industry experience. Prior to joining Merrill and Bank of America, he worked in various roles including at N.I.S. Financial Services and Ozark National Life. Outside of financial services, he has experience in the food service industry and retail. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based, discretionary, and tax-aware investment strategies to a diverse client base including individuals, pension plans, and charitable organizations.

Michael Pieper is a financial advisor with Cetera in Minneapolis, MN, holding a Series 66 credential and six years of industry experience. He has worked with multiple firms including Securian Financial Services, Minnesota Life Insurance Company, and Northwestern Mutual. Outside of his advisory role, he serves as an assistant hockey coach for Osseo Area Schools and works with North Star Resource Group, a financial services DBA. Cetera Investment Advisers LLC operates a multi-manager platform serving a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm provides portfolio management, financial planning, retirement services, and access to a range of third-party money managers across various program structures.

Kasey Hafenbrack is a financial advisor with Ameriprise in Saint Paul, MN, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. Hafenbrack has been with Ameriprise and its related entities since 2010. Outside of advising, Hafenbrack serves as co-chief executive officer of Exeter Operational Support, LLC, overseeing office management functions, and volunteers as team treasurer for a local high school boys varsity soccer team. Ameriprise is a large institutional firm that offers retirement-income planning services designed for individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written retirement income recommendations, delivered through a centralized consulting team in partnership with advisors.

Roger Williams is a financial advisor with Thrivent Investment Management in Lake Elmo, MN. He holds a Series 66 designation and has six years of industry experience, including two years at MusicFirst prior to joining Thrivent in 2019. Williams serves as Vice Chair on the board of the Minnesota Boychoir, a nonprofit that provides educational and performance opportunities for boys in the Twin Cities area. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial analyses and planning without discretionary trading authority. The firm’s service emphasizes ongoing or one-time planning engagements covering a wide range of topics and allows clients to integrate planning with managed accounts under a consolidated billing system.

Michael Erpenbach is a CFP® professional with 27 years of experience in the financial services industry. He has worked at LPL Financial since 2021 and previously held roles at Willy Zimmerman, Education Resource Partners, Inc., and Waddell & Reed, Inc. Erpenbach has served on the St. John's University Alumni Board and the SJU Alumni Association. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies.

Grant Mohlenhoff is an Investment Consultant at Fidelity Investments. In this role, he assists clients in developing holistic financial plans, guiding them through various tools, approaches, and strategies offered by Fidelity. He focuses on understanding clients' needs and goals to provide tailored financial advice. Grant has been with Fidelity Investments since 2021, progressing through several roles including Investment Solutions Representative, Investment Solutions Representative II, and Relationship Manager before becoming an Investment Consultant in 2024. This experience has provided him with a broad understanding of investment solutions and client relationship management. Outside of his professional work, Grant enjoys family activities, fitness, golf, movies, snowboarding, and soccer.

Sheila Sullivan is a financial advisor at Cetera with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Securian Financial Services, Inc. and Minnesota Life Insurance Company. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers multiple portfolio management options and financial planning services through a large network of independent advisors and manages over $256 billion in assets.

Jonathan Yocum is a financial advisor with Merrill in Saint Paul, MN, holding a Series 66 designation and seven years of industry experience. Prior to joining Merrill and Bank of America in 2019, he worked at JPB LLC from 2015 to 2019. Outside of his advisory work, he is the sole member and president of Landsvagar Farm, LLC, a small tree farm, and serves as an officer and board member of Yocum Properties, LLC. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations.

Lawrence Calhoun is a financial advisor at LPL Financial with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has been associated with Old National Bank since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Stevan Kafitz is a financial advisor at Cetera with 34 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at firms including Securian Financial Services and North Star Resource Group. Outside of his advisory work, he is an agent/broker involved in fixed insurance sales through North Star Consultants. Cetera Investment Advisers LLC is an SEC-registered advisor that serves individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform that includes both affiliated and third-party managers, with more than $256 billion in assets under management.