Brian Luce is a financial advisor with MassMutual Investors Services in Bedford, NH, holding Series 63 and Series 65 designations and 17 years of industry experience. He has been with MassMutual Investors Services and MassMutual Life Insurance Company since 2013. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and various investment programs to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures planning engagements as annual collaborative relationships and utilizes firm-approved software tools to analyze client goals and deliver written recommendations.

Jack Cowette is a Series 66 licensed financial advisor with LPL Financial in Manchester, NH, where he has worked since 2022. He has one year of industry experience and prior work includes roles at St. Mary’s Bank and the University of New Hampshire. Outside of finance, he previously worked in the restaurant industry at Giovanni's Roast Beef & Pizza. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including access to third-party asset managers and institutional platforms.

Chad Perkins is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Fidelity entities since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, with model portfolios drawn from mutual funds, ETFs, and ETPs.

Seth Mcnally is a financial advisor with Morgan Stanley in Manchester, NH, holding a Series 66 designation and over 20 years of industry experience. His prior roles include positions at LPL Financial, Wells Fargo Clearing, Cetera Investment Services, and Banc of America Investment Services. Outside of his advisory work, he serves on several public advisory committees and nonprofit boards, including the Hampton Harbor Bridge Public Advisory Committee and the New Hampshire Seacoast Greenway Alliance. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning through structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct individual and corporate financial planning services.

Kyle Nicholson is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity, he worked in banking at First National Bank (ME) and had employment experience outside finance with Brooklyn Pizza Co. and Kebo Valley Golf Course. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including multi-manager fund advisory and model portfolios built from mutual funds, ETFs, and ETPs using proprietary research, quantitative analysis, and algorithmic portfolio construction.

Walter Zarenko is a Financial Consultant at Fidelity Investments, where he partners with individuals and families to evaluate existing plans and build new financial strategies aimed at achieving greater peace of mind. He serves as a primary, trusted advisor focused on ensuring clear, comprehensive plans that clients can confidently rely on. Walter and his team are committed to supporting clients and their loved ones through evolving goals and life events. Walter's professional experience includes roles at Fidelity Investments since 2022, progressing from Investment Management Consultant to Financial Consultant in 2024. Prior to this, he was a Premier Advisor at Citizens Securities Inc. from 2020 to 2022, a Licensed Banker at Citizens Bank from 2018 to 2020, and worked in financial and client relations at Archer Insurance Agency from 2016 to 2018. He holds insurance licenses for Arkansas and California.

John Brennan III is a financial advisor at Merrill with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Charles Schwab Bank and Charles Schwab & Co., Inc. outside of Merrill and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jared Dobens is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he held various roles primarily in the automotive sales sector. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, employing a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction.

Patrick Heffernan is a financial advisor with Fidelity Investments, holding Series 66 and Series 63 licenses and possessing four years of industry experience. Prior to joining Fidelity in 2021, he worked at United Parcel Service and Compass Retirement Consulting. Outside of his advisory role, he works as an independent contractor delivering food for DoorDash. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a research-driven investment process that combines fundamental analysis, quantitative methods, and algorithmic portfolio construction across a variety of fund structures.

Stephen Wise is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Fidelity Brokerage Services LLC since 2018. Prior to this, he was associated with Southern New Hampshire University and Duffley Development. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and offers formal advisory services to multiple registered funds.

Thomas Baker is a financial advisor at Fidelity with 22 years of industry experience. He holds the Series 63 and Series 66 designations and has worked in various roles at Fidelity, including Fidelity Brokerage Services, LLC since 2002 and Fidelity Personal and Workplace Advisors from 2018 to 2025. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Harrison Smith is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds a Series 66 designation and previously worked at FIDELITY Brokerage Services LLC before joining Morgan Stanley and its Private Bank in 2017. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

John Skillings is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked with various divisions within Fidelity since 2008, including Fidelity Personal and Workplace Advisors and Fidelity Investments. He is part of Strategic Advisers LLC, a Fidelity company that provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction.

Alexander Merrill is a financial advisor with Fidelity, holding Series 63 and Series 65 credentials and 8 years of industry experience. He has worked at various entities within Citizens Bank and Fidelity Investments since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines proprietary fundamental research with quantitative and algorithmic methods, and serves in advisory roles to multiple registered investment companies and funds.

Steven Turpin is a financial advisor at Fidelity with Series 63 and Series 66 credentials and seven years of industry experience. His prior roles include positions at Santander Bank, Santander Securities, and Citizens Bank, as well as four years at Gordon College. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage and consult on a variety of investment strategies and model portfolios.

Michael Mancino is a Planning Consultant at Fidelity Investments, where he works closely with clients to develop personalized financial plans. His approach involves understanding clients' financial goals, investment comfort levels, and overcoming any challenges to help them focus on what matters most. He emphasizes transparency and builds client relationships based on trust and mutual understanding. Before his current role, Michael served as a Workplace Planning & Advice Consultant at Fidelity Investments from 2023 to 2025. He holds an Arkansas Insurance License, which complements his financial planning expertise. Outside of his professional work, Michael has personal interests that include cooking and baking, fishing, fitness, golf, parenthood, and soccer.

Neelam Farooq is a Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2010. She focuses on helping clients grow, preserve, and manage their wealth, assisting them in achieving their financial goals and well-being. Her professional experience at Fidelity Investments spans over two decades, beginning in 1999 as a TEMPWORKS employee. She progressed through roles including Service Representative from 2000 to 2005, Premium Services Representative and Income Planning Consultant from 2005 to 2007, before assuming her current role. Neelam holds insurance licenses in Arkansas and California.

Michael Roberson is a Financial Consultant at Fidelity Investments, a position he has held since 2023. His role involves partnering with clients to work towards their financial success, emphasizing personalized collaboration to understand each client's vision and goals. Prior to this, he held several roles at Fidelity, including Regional Center Planning Consultant - Premium (2022-2023), Workplace Planning Consultant III (2021-2022), Workplace Planning Consultant II (2020-2021), Workplace Planning Consultant I (2020), and Workplace Planning Associate (2019-2020). Michael holds insurance licenses in Arkansas and California. Outside of his professional career, he enjoys baseball, comedy, family activities, football, outdoor adventures, and reading.

Trevor Eisley is a financial advisor with Fidelity, holding a Series 66 designation and five years of industry experience. Prior to joining Fidelity, he operated The Wobbly Sawhorse, a custom home decor business, and currently engages as a meditation teacher and wellness coach focusing on emotional and spiritual support. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad range of investment products.

Daniel Blakeman is a financial advisor at Osaic Wealth with three years of industry experience. He holds a Series 65 designation and previously worked for Securities America Advisors and Comcast Communications Inc. Outside of his advisory role, he is involved in the sale of life and annuity products through Futurity First Insurance Group. Osaic Wealth serves a diverse client base, including retail investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services. The firm employs a model-based investment process with portfolio optimization and provides access to discretionary and third-party managed strategies across multiple platforms.