David Crespo is a financial advisor with Primerica Advisors in Manchester, NH. He holds Series 65 and Series 63 licenses and has 14 years of industry experience. Prior to joining Primerica Advisors in 2022, he worked with Mutual of America Securities LLC and Mutual of America Life Insurance Company. He is also involved in sales of loan products, home security, and automation services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm operates at scale with thousands of advisors and offices, utilizing model-driven investment strategies supported by third-party asset managers and custodians.

Robert LaRocque is the Director and Executive Services Officer at Fidelity Investments, where he supports senior executives with all matters related to company equity compensation plans. In this role, he focuses on providing a customized experience that emphasizes benefit optimization and comprehensive planning by leveraging Fidelity's resources. He has been with Fidelity Investments since 2005, holding various positions including Executive Services Officer since 2015, Senior Manager in Portfolio Advisory Services from 2014 to 2015, Manager in Stock Plan Services from 2010 to 2014, Senior Stock Plan Specialist from 2006 to 2010, and Stock Plan Services Representative from 2005 to 2006. His expertise includes diversification strategies, comprehensive trading plans, price sensitivity, and option analytics. Outside of his professional responsibilities, Robert enjoys boating, family activities, spending time at the lake, scuba diving, skiing, and traveling.

Sean Doyle is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. Since joining Merrill Lynch in 1997, he has developed extensive experience over more than 30 years in the financial services industry, providing advice and services focused on wealth management. Sean leads investment initiatives, crafting portfolios tailored to client objectives, cash-flow needs, and risk tolerances. He works closely with high-net-worth clients, including business owners and executives, to address complex financial situations and collaborates with external tax and legal advisors to create integrated strategies involving legacy design, tax-efficient investments, and business structuring. His client focus areas include college education planning, divorce transition planning, family wealth management strategies, retirement income, and philanthropic planning among others. Sean holds a Bachelor of Science degree in Business Management from Bentley College and earned his Master's Degree in Business Administration from Rivier College. He has obtained several professional designations including the Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Sean maintains a commitment to educating clients to preserve and grow their assets while considering comprehensive financial planning elements such as estate planning and tax preparation services. Residing in Londonderry, New Hampshire, Sean lives with his wife Rachael and their three children. Outside of his professional duties, he enjoys outdoor activities including boating, fishing, golfing, hiking, and photography. Sean is involved in his community through participation with St. Jude's Church and volunteering at the St. Jude Food Pantry and Blue Angel Program.

Lara Chulack is a financial advisor with Wells Fargo Clearing in Manchester, NH, holding Series 63 and Series 66 licenses and 28 years of industry experience. She has worked at Wells Fargo Clearing since 2016, following prior roles at UBS Financial Services and A. G. Edwards & Sons, Inc. Chulack holds an inactive real estate license in New Hampshire. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm employs a large team of advisors and utilizes research, analytics, and diversification principles in its investment approach.

Douglas Bohlman is a financial advisor with RBC Capital Markets in Concord, NH, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He has been with RBC Capital Markets since 2010. Outside of his advisory role, Bohlman serves on the board of directors for the Krempels Center, a facility supporting individuals recovering from brain injuries, and holds leadership positions with the Rotary Club of Concord, NH. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with tailored portfolio management and financial planning services, utilizing a range of in-house and third-party investment resources.

Arnold Garron is a financial advisor at Edward Jones with 22 years of industry experience. He has been with Edward Jones since 2019 and previously worked in business development for FitTrace, a sports body composition software company. He also assists the University of New Hampshire's Athletic Director Committee with programs for student-athletes. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm is noted for its extensive retail advisor and branch network, as well as additional capabilities such as a trust company and securities-based lending.

Addison Vigars is a financial advisor with RBC Capital Markets in Concord, NH, holding a Series 66 designation and four years of industry experience. Prior to joining RBC in 2026, he worked at Infinex Investments and First Seacoast Bank, among other financial institutions. He also serves as an Assistant Vice President at First Seacoast Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies based on client risk profiles and utilizing both in-house and third-party investment managers.

Christopher Benoit is a CFP® professional with 39 years of industry experience, currently serving as an advisor at LPL Financial since 2026. He previously worked at OSAIC for eight years and spent 32 years with Signator Investors, Inc. Benoit is also CEO and Senior Advisor of Capital Advisory Group, LLC, a comprehensive financial planning practice based in Concord, NH. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Ryan Tibbo is a financial advisor with LPL Financial based in Manchester, NH. He holds a Series 66 designation and has five years of industry experience. In addition to his advisory role, Tibbo serves as a teacher's assistant for the Harvard Division of Continuing Education. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions with a broad range of advisory and brokerage services. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Lisa Caulton is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2009. Outside of her advisory role, Ms. Caulton is the sole proprietor of a manufacturing business, D.D. Bean & Sons, Co., based in Jaffrey, New Hampshire, and serves as a trustee and co-trustee for trusts in Dublin, New Hampshire. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of retail and institutional investment services.

Diane Hunt is a financial advisor at Merrill with 21 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2009, previously working at Banc Of America Investment Services, Inc. from 2006 to 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ian Macdermott is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over 30 years of experience working with successful families, business owners, non-profits, endowments, and Taft Hartley plans to help preserve and grow wealth aligned with their unique goals. Ian's expertise includes family wealth management strategies, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, socially responsible investing, tax minimization, and retirement income planning. Prior to his current role, Ian worked at Morgan Stanley for seven years and at Merrill for eleven years. He began his career at Prudential Securities in 1992. Ian holds a Bachelor's degree from the University of New Hampshire. He has earned several professional designations including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). A native of New Hampshire residing in Bedford with his wife and two children, Ian has been actively involved in his community. He has served as past president of Farnum Center, a board member for twenty years, past president of Manchester Country Club, and past chairman of Share Our Strength's Taste of the Nation event in Manchester, NH. Additionally, he has chaired the investment committee for the Daniel Webster Council of the Boy Scouts. Ian's personal interests include playing golf, skiing, and biking.

Katrina Quispe is a financial advisor with Ameriprise in Bedford, NH, holding Series 63 and Series 65 credentials and five years of industry experience. Her prior work includes roles at Fidelity Investments and Edward Jones Investments. Outside of finance, she occasionally serves as a substitute cantor at Ste. Marie Parish and may perform at weddings there. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written plans and ongoing advice focused on retirement income strategies.

Susan Natsios is a financial advisor with RBC Capital Markets in Bedford, NH, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. She has worked at RBC Capital Markets since 2010 and previously held positions at NRP Advisors, Wells Fargo Clearing, and A. G. Edwards & Sons. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a mix of in-house and third-party managers.

Troy Mottard is a financial advisor with Merrill in Manchester, NH, holding a Series 66 credential and one year of industry experience. Prior to his current role, he worked at Bank of America, N.A. and owned a landscaping business, M Outdoor Works, which he operates outside of securities trading hours. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Dawn Cillo is a financial advisor at Morgan Stanley with 28 years of industry experience. She has held positions at PaineWebber Inc. for 21 years and Granite VNA for one year before joining Morgan Stanley Smith Barney LLC in 2022. She holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that employs structured discovery conversations and firm-approved planning tools.

Katherine Fratone is a financial advisor with LPL Financial, holding a Series 65 credential and one year of industry experience. Her prior work includes two years at Valpey Financial Services and six years at Raymond James. Outside of her advisory role, she is involved part-time in administrative work for Celtic Adjusting Services, an auto claims business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and a broad network of over 22,800 advisors.

Regina Kozsan is a CFP® professional with 21 years of experience in the financial services industry. She is currently a partner at Globe Wealth Management, LLC and affiliated with Cetera, where she has worked since 2016. Outside of her advisory roles, she serves as a committee member at the Parish of the Resurrection, assisting with budgeting and fundraising. Cetera Investment Advisers LLC is a multi-manager platform serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, leveraging a network of over 10,000 advisors and more than $256 billion in assets under management.

Kimberly Snow Lawlor is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 credentials and 25 years of industry experience. She has worked at RBC Capital Markets since 2008 and previously at City National Bank from 2019 to 2023. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, along with options for portfolio customization and alternative investments.

Nichole Reinhardt is a financial advisor at Cambridge Investment Research Advisors with 28 years of industry experience. She holds the ChFC® designation and Series 63 and 66 licenses. Her prior experience includes roles at Lincoln Financial Securities Corp. and Rd Financial Services LLC. She is also the owner of CW Financial Strategies, LLC, an entity involved in operating expenses and recruiting. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organization clients, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm offers access to multiple platforms and custodians, third-party advisers, and proprietary model strategies under the Founders Gate Capital brand.