Gary Bergeron is a financial advisor with Morgan Stanley in Portland, ME, holding a Series 66 designation and 17 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank since 2015. Outside of his advisory role, he serves on the investment committee of Gould Academy, an educational institution in Bethel, ME. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Monte Carlo simulations as part of its process.

Robert Donovan is a financial advisor at RBC Capital Markets with 21 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs and utilizes both in-house and third-party investment managers to tailor strategies to each client’s risk profile.

Iain Eldredge is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley and its Private Bank division since 2013 and 2015, respectively. He is based in Portland, ME. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, utilizing structured planning tools and investment modeling as part of its service offerings.

Patrick Henning is a financial advisor at UBS Financial Services in Portland, ME, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has been with UBS Financial Services since 2009. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a wide range of capital markets offerings.

Gary Smith is a financial advisor with Cambridge Investment Research Advisors, holding the CFP® and ChFC® designations and having 20 years of industry experience. He previously worked at Cantella & Co., Inc. for nine years. Outside of his advisory role, he is involved as an owner in several businesses, including New England Medicare Advisors and Maine Divorce Financial Analysts LLC, and serves as secretary for a private road association in Yarmouth, ME. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement services through a network of independent professionals using a range of portfolio management approaches and platform arrangements.

Carl Hanson is a CFP®-certified financial advisor with 19 years of industry experience. He is currently affiliated with Cetera and Pine Harbor Advisors and serves as owner and manager of IIS Financial Services. In addition, he is the owner and operator of Stroudwater Capital, LLC, a real estate business. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across various program structures.

Cole Parlin is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Ameriprise in Yarmouth, ME. He has been with Ameriprise and its affiliated entities since 2006. Ameriprise is an institutional firm offering retirement-income planning services primarily to individuals with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to create non-discretionary, customized recommendations delivered through a centralized consulting team.

Jonathan Koperniak is a CFP® professional with 19 years of experience in the financial services industry. He has worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2015, following prior roles at Financial Foundations, Inc. and Commonwealth Financial Network. Koperniak serves as chairman of the audit committee and board member for the Institute for Doctoral Studies in the Visual Arts, a non-public entity. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and trusts through a network of independent financial professionals. The firm offers a range of financial planning, investment management, and retirement advisory services, utilizing both proprietary and third-party model strategies with various custody and platform options.

Kate Kerrigan is a Financial Consultant at Fidelity Investments, a position she has held since 2025. She has held various roles within the company, including Investment Consultant (2024-2025), Planning Consultant (2023-2025), Relationship Manager (2022-2023), and Financial Representative (2021-2022). Her professional focus is on building personalized financial plans tailored to clients' goals and preferences. Kate holds a California Insurance License, enabling her to provide clients with guidance on various insurance products as part of their financial planning. She is committed to helping clients and their families enjoy life to the fullest through strategic financial planning.

Randall Smith is a financial advisor at Ameriprise in Portland, ME with 8 years of industry experience. He holds a Series 66 designation and has previously worked at Prudential Insurance and Equitable Holdings Group. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice.

Stephen Roop is a financial advisor at Morgan Stanley in Portland, ME, holding Series 63 and Series 65 designations with 13 years of industry experience. He has worked with Morgan Stanley since 2012 and has been affiliated with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a broad range of advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by proprietary tools and offers services that include but are not limited to estate planning strategies and investment advisory programs.

Peggy Jones East is a financial advisor with Robert W. Baird & Co. in Camden, ME, holding a Series 66 designation and 19 years of industry experience. She has worked at Robert W. Baird since 2017, following roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. She is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a range of strategies from traditional equity and fixed income to more complex allocations, including private funds and real assets.

M Sunday is a financial advisor with RBC Capital Markets in Portland, ME, holding a Series 66 designation and 26 years of industry experience. They have been with RBC Capital Markets Corporation since 2008. Outside of advisory work, M Sunday owns a specialty foods business called Tasteful Things and serves on the investment policy committee for Carroll County YMCA/Camp Huckins. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations, offering tailored investment strategies and a range of advisory programs that combine in-house and third-party management with options for tax management and responsible investing.

Melody Cole is a Planning Consultant at Fidelity Investments, a role she has held since 2024. She has been with Fidelity Investments since 2022, progressing through positions including Customer Relationship Advocate, Financial Representative, and Relationship Manager. Her professional experience encompasses client relationship management and financial planning. Melody holds an Arkansas Insurance License, which supports her work in advising clients on financial matters. Outside of her professional role, Melody engages in family activities and enjoys outdoor pursuits such as hiking, running, skiing, and traveling.

Thomas Carr is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Edward Jones since 2012. He is based in Brunswick, ME. Outside of his advisory role, he is the owner of Carr Real Estate Investments LLC. Edward Jones is a wealth management firm that serves over four million individual and institutional clients, offering a range of investment advisory programs and affiliated financial services. The firm supports its clients through a nationwide network of advisors and branch offices and provides both discretionary and non-discretionary strategies under a fiduciary standard.

Christopher Chouinard is a CFP® and holds a Series 66 license with 20 years of industry experience. He has worked at LPL Financial since 2009 and was with Bay Financial Advisors, Inc. from 2010 to 2021. In addition to his advisory role, he is involved in tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including model portfolios, third-party asset management, and institutional platforms, supported by various operational and research tools.

Noah Safraniec is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in creating personalized wealth planning strategies that align with his clients' goals, focusing on areas such as college education planning, divorce transition planning, employee benefits and financial health, family wealth management, retirement planning and income, philanthropic planning, tax minimization, and managing new wealth. Noah approaches his clients as an extension of his family, prioritizing relationships based on trust, transparency, and care. Since entering the financial services industry in 2020, Noah has emphasized lifelong learning to navigate the evolving financial landscape and provide informed guidance. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Noah earned a Bachelor's degree from the University of Iowa, where he studied Business Management. In addition to his professional responsibilities, Noah is involved in his local community and supports initiatives aimed at strengthening local communities and preserving the natural environment. His personal interests include camping, cooking, football, hiking, music, reading, skiing, tennis, and traveling.

Katherine Nelson is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. She holds Series 63 and Series 65 designations and has worked with Wells Fargo since 2009, previously at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Andrew Stickney is a financial advisor with LPL Financial in South Portland, Maine, holding the ChFC® and Series 63 designations and bringing 28 years of industry experience. He has worked at LPL Financial since 2003 and previously held a position at Ameriprise. In addition to his advisory role, he is involved in selling various types of insurance products, including long-term care, disability, fixed life insurance, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services, including financial planning, wrap and model portfolio programs, third-party asset management access, and institutional platforms, utilizing a broad network of investment adviser representatives.

Michelle Anne Travers is a financial advisor at UBS Financial Services with four years of industry experience. She holds the Series 66 designation and has worked at UBS Financial Services since 2018, with prior experience at Ernst and Young and Albin, Randall & Bennett. Outside of finance, she was involved with Sadies Boathouse Restaurant and Endicott College from 2015 to 2019. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, leveraging proprietary research and model-based asset allocations to tailor investment plans. The firm combines institutional trading capabilities with wealth management services, including fiduciary financial planning and access to capital markets and lending programs.