Meghan Monaghan is a financial advisor with Mass Mutual Investors Services in Springfield, MA. She holds a Series 66 designation and has one year of industry experience. Her prior work includes roles at NYLife Securities, Raymond James Financial Services, Commonwealth Financial Network, and Pioneer Valley Financial Group. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, goal-based planning and multiple event-driven services.

Brian Caine is a financial advisor with Mass Mutual Investors Services in Holyoke, MA, holding Series 63 and Series 66 licenses and having 37 years of industry experience. He has been with MML Investors Services, Inc. and MassMutual Life Insurance Company since 2003. Outside of his advisory role, he works as a broker providing life, disability, long-term care, health insurance, and fixed annuities through various carriers. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and provide written recommendations.

Michael Poggi is a CFP® with 27 years of experience in the financial services industry. He is currently affiliated with LPL Financial and has previously worked with Private Portfolio Partners, LLC, and Wells Fargo Advisors. In addition to his advisory work, Poggi serves as an adjunct professor at Western New England University and is CEO/CFO and a 50% owner of Innovative Capital Partners, a patent licensing business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors and employs various portfolio strategies supported by proprietary research and technology tools.

Kyle Casagrande is a financial advisor with Ameriprise, holding a Series 66 designation and 12 years of industry experience. He has been with Ameriprise and its related entities since 2009. Outside of his advisory work, he serves on the Board of Directors for Tolland Little League and acts as the Tee Ball Director. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Ronald Loftus is a Wealth Management Advisor at Merrill Lynch Wealth Management in Springfield, Massachusetts. He has been serving clients since 1981, bringing over four decades of experience in financial planning and portfolio management. Ronald holds several professional designations, including the CERTIFIED FINANCIAL PLANNER® (CFP), the Chartered Retirement Plan Specialist™ (CRPS), and the Personal Investment Advisor (PIA) credentials. He earned a bachelor's degree from Western New England University. His expertise includes family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, and socially responsible, values-based, and ESG investing. Ronald is recognized for his commitment to exceptional customer service and building enduring relationships with clients. He resides near Belchertown, Massachusetts, on part of his family's farm with his wife and their two dogs. Outside of work, he enjoys hiking the Holyoke Range and is actively involved in community volunteering, including land conservation efforts with organizations such as the Kestrel Land Trust, as well as aviation projects alongside his son.

Charles Bonatakis is a financial advisor with Raymond James & Associates in Springfield, MA, holding a Series 63 designation and 45 years of industry experience. He has served at Raymond James since 2009. Outside of his advisory role, he is on the Endowment Committee for St Luke Church in East Longmeadow, where he oversees the church’s investment funds. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services through a range of portfolio management styles and affiliated research.

Samuel Belsito III is a CFP® professional with 26 years of industry experience, currently affiliated with OSAIC since 2024. He previously worked for Woodbury Financial Services, Inc. for 14 years. Outside of his advisory role, he is the sole member of SB Wealth Solutions, LLC and the managing member of Bluebelle Holdings LLC, a real estate holding company with potential forestry income. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage, investment advisory, financial planning, and retirement plan consulting services. The firm employs advanced asset-allocation tools and multiple advisory platforms to construct diversified portfolios including stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Norman Cotteleer is a financial advisor with Wells Fargo Clearing and holds the Series 63 and Series 65 designations. He has 36 years of industry experience, with prior roles at Ameriprise Financial Services and LPL Financial. He is based in Holyoke, MA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Geoffrey Moore is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Raymond James & Associates since 2009. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Michelle Wright is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by advanced modeling tools.

Katherine Giguere is a financial advisor at LPL Enterprise with a Series 66 designation and two years of industry experience. Her prior work includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, Hartford Investment Management Company, and Aetna. She also has experience in educational and administrative roles at the University of Connecticut and in retail operations. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm’s investment approach is model-driven, offering access to third-party asset managers and a variety of financial planning and consulting services.

Damon Accardi is a financial advisor at LPL Financial with 13 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at LPL Financial since 2021, following roles at First Allied Advisory Services and First Allied Securities. He also operates Accardi Financial Group, Inc., a registered investment advisory business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational and research tools.

David Samuelsen is a financial advisor with Mass Mutual Investors Services in Springfield, MA, holding CFP® and Series 66 designations and bringing 20 years of industry experience. He previously worked at UBS Financial Services from 2013 to 2017 before joining MML Investors Services LLC and Massachusetts Mutual Life Insurance Company in 2017. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using collaborative annual planning engagements supported by firm-approved analytical tools.

Heather Le Compte is a financial advisor at Mass Mutual Investors Services with seven years of industry experience and holds a Series 66 designation. Her work history includes roles at MassMutual and Northwestern Mutual, and she was involved with Big Green Clean from 2012 to 2018. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements supported by firm-approved analytical tools and provides a variety of investment and planning programs.

Siobhan Passmore is a Financial Advisor with Merrill Lynch Wealth Management. She focuses on helping clients uncover what matters to them and their families in order to create strategies to pursue their financial goals. Siobhan holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). She earned a Master's Degree from the University of the Witwatersrand.

Daniel Goggins is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 32 years of industry experience. His career includes roles at firms such as Mass Mutual Investors Services, METLIFE, and Davinci Capital Management. Outside of his advisory work, he is involved in Alpine Wealth Partners, where he conducts educational seminars and sells insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and operational technology.

Tomas Cern is a financial advisor with Cambridge Investment Research Advisors, holding the Series 66 designation and 21 years of industry experience. He has been with Cambridge Investment Research Advisors and related entities since 2013, with prior experience at Compton Capital Management. Outside of advising, he is also an independent insurance agent with Windrush Wealth Management. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by offering financial planning, investment management, and retirement advisory services. The firm delivers customized investment solutions through a network of independent professionals and provides access to proprietary and unaffiliated strategies with both discretionary and non-discretionary management options.

Kelly Outhuse is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 11 years of industry experience. Prior to joining LPL, Kelly worked at Raymond James Financial Services and Pioneer Valley Financial Group, among other firms. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and oversight of substantial discretionary assets.

Austin Shuttleworth is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and seven years of industry experience. He has been with Thrivent and its affiliated entities since 2018 and previously worked at American International College and Set-In-Concrete. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on various financial planning topics. The firm combines holistic, goal-based analyses with a managed-account program under a consolidated billing option while maintaining separate planning and portfolio management services.

Andrew Spremulli is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His background includes roles at Fidelity Investments and prior experience in marketing and gymnastics-related businesses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and fund advisory services.