Patricia Schneider is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with HSBC Securities since 2014 and also serves as a bank officer for HSBC Bank (USA) N.A., an affiliate of her firm. Outside of her financial career, she works as a teacher and costume/prop mistress at Amazin'Grace Dance Studio and serves as Treasurer for a homeowners association. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring client-directed and discretionary portfolio options. The firm uses a multi-profile investment process supported by HSBC Global Asset Management and third-party providers, operating as both a registered adviser and broker-dealer with several distinctive operational features, including an Offshore Spectrum program for qualified non-resident clients.

Michael Walker is a financial advisor with Key Investment Services LLC and holds the Series 66 and Series 63 designations. He has four years of industry experience, including prior roles at Canisius College, Fredonia University, and KeyBank. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed investment choices supported by non-binding recommendations and ongoing monitoring, and operates as part of the KeyCorp group with connections to KeyBank and KeyBanc Capital Markets.

Michael Palumbo is a financial advisor at HSBC Securities (USA) Inc. with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at M&T Securities from 2015 to 2021. Palumbo serves on the Board of Directors and as a club officer for the Buffalo Canoe Club. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, providing both client-directed and fully discretionary investment options. The firm’s investment process integrates multiple risk profiles and combines strategic asset allocation with global manager selection and ongoing fund monitoring.

Kevin Birt is a financial advisor at Commonwealth Financial Network with 23 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at firms including Lincoln Financial Securities, HSBC Securities, and Scottrade. Outside of his advisory role, he participates as an experimental research subject at the University at Buffalo and is involved in cheese tasting for Lactalis USA. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and customized investment solutions.

Alexander Zdrowak is a financial advisor at Focus Partners Wealth, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Exact Partners and Panera Bread. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients with a range of wealth management and advisory services. The firm uses a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Craig Foster is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and over 25 years of industry experience. He has been with HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. since 2014. Outside of his advisory role, Foster serves as Vice President of the Mathew Foster Foundation, a charity supporting families of children with cancer, and is President of Rombus Internet Marketing, Inc. HSBC Securities (USA) Inc. offers a range of managed account programs for individuals, retirement accounts, charitable organizations, and corporations, utilizing both client-directed and discretionary approaches with investment models developed alongside HSBC Global Asset Management and affiliated providers.

Erik Gorenflo is a financial advisor with Principal Financial Services and holds a Series 66 designation. He has eight years of industry experience and has worked at firms including Royal Alliance Associates, Cambridge Investment Research Advisors, and Custom Wealth Management. Prior to his financial services career, he was employed at Dick's Sporting Goods and Le Moyne College. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement consulting, and access to third-party money manager programs through various advisory and promoter arrangements.

Christopher Alderson is a CFP® professional with 22 years of industry experience. He is currently affiliated with Eagle Strategies (NY Life) and has held roles with NYLIFE Securities LLC, ROI Financial Group, and Massachusetts Mutual Life. Outside of his advisory work, Alderson is involved in insurance brokering and property and casualty sales through his agency, Alderson & Gersitz Agency, Inc. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, and charitable and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services, emphasizing tailored solutions delivered primarily through non-discretionary advisory relationships.

James Eiseman is a financial advisor with Eagle Strategies (NY Life) based in Hamburg, NY, holding Series 63 and Series 66 credentials and bringing 13 years of industry experience. He has worked with ROI Financial Group, Eagle Strategies, New York Life Insurance Company, and NYLife Securities LLC. Outside of his advisory role, Eiseman is involved in cryptocurrency investing and serves as an insurance broker for non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and plan sponsors, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life structure.

Nicholas Ruggirello is a financial advisor with Eagle Strategies (NY Life) based in Williamsville, NY, holding Series 63 and Series 66 credentials and with 15 years of industry experience. He has worked with several firms including Stoll And Weller Insurance Services and Financial Group, Earmark Legacy Partners, NYLIFE Securities LLC, and New York Life Insurance Co. Ruggirello is also involved in insurance brokering under his own DBA, Earmark Legacy Partners. Eagle Strategies serves a diverse client base including individuals, institutions, and retirement plans, providing financial planning, investment management, and advisory services. The firm emphasizes tailored advice delivered through multiple program types with a significant portion of its assets managed on a non-discretionary basis.

Angelo Ciccarelli is a financial advisor at Key Investment Services LLC with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Key Investment Services since 2012. Outside of his advisory role, Ciccarelli serves as an At-Large Director for the Western New York Hockey Officials Association, where he helps assign referees to local youth ice hockey games. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs and investment products. The firm emphasizes client-directed investment decisions supported by non-binding recommendations, ongoing monitoring, and due diligence on third-party advisory products, operating as part of the KeyCorp group with close affiliations to KeyBank and KeyBanc Capital Markets.

Kevin Dorr is a financial advisor with Key Investment Services LLC in Williamsville, NY, holding Series 63 and Series 66 credentials and 14 years of industry experience. He has worked at KeyBank since 2016, including his current role since 2019. Outside of his advisory work, he is the managing member of CASA DE MAMI LLC, a family-owned residential rental property. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs and managed accounts, emphasizing client-directed investment decisions supported by non-binding recommendations and ongoing monitoring. The firm operates within the KeyCorp group and provides access to third-party discretionary managers along with supervisory oversight and periodic rebalancing.

Zachary Schifferle is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior experience includes roles at M&T Securities and Cadaret Grant & Co., Inc. before joining HSBC in 2022. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm employs a multi-profile investment approach combining strategic and tactical asset allocation with ongoing fund due diligence and monitoring.

Jeanne Holmes is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has worked with HSBC in various capacities since 2016 and was previously with LPL Financial from 2012 to 2014. Holmes is also a Bank Officer for HSBC Bank (USA) N.A., where she is involved in the sale of bank-related products alongside her role as a registered representative. HSBC Securities (USA) Inc. offers a range of managed account programs for individuals, retirement accounts, charitable organizations, and corporations. The firm combines client-directed and discretionary investment solutions, utilizing model risk profiles and asset allocation strategies supported by affiliated global asset management and fund due diligence providers.

Benjamin Kopp is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and nine years of industry experience. His prior roles include positions at Principal Securities Inc, Principal Life Insurance Company, Valic Financial Advisors, MML Investors Services, and Massachusetts Mutual Life Insurance Company. Outside of his advisory work, he is a co-owner of PKM Employee Services LLC, an entity established with partners to facilitate payment to non-registered private staff. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Sandra Barry is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 credentials and over 30 years of industry experience. Her career includes roles at Private Advisor Group since 2015, LPL Financial since 2014, Sage Investment Group since 2013, Citizens Securities, Inc., and HSBC Securities (USA) Inc. She is also an insurance agent with SPECIFIC SOLUTION, INC. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm offers a range of managed account solutions and employs a fiduciary-based advisory model that includes selecting portfolio managers and model portfolios from leading strategists.

Barbara De Corse is a financial advisor with Key Investment Services LLC and holds Series 63 and Series 66 licenses. She has 17 years of industry experience, including over 11 years at Key Investment Services and 37 years with KeyBank. Key Investment Services LLC provides advisory services to individuals, trusts, estates, small businesses, and corporate clients through various wrap‑fee programs, model portfolios, and managed account options. The firm emphasizes client direction in model selection and offers ongoing monitoring and due diligence of third‑party advisory products.

Mark Ziemba II is a financial advisor at Private Advisor Group, LLC with 16 years of industry experience. He holds a Series 66 designation and has been with Private Advisor Group and LPL Financial since 2011. Outside of his advisory work, he is involved in managing family-owned real estate through Markrich Properties, Inc. and serves as an independent agent for fixed insurance products. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering both discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model and integrates a variety of investment strategies and third-party managers to meet client goals.

Christopher Midecke is a financial advisor with Principal Financial Services, holding a Series 63 designation and 14 years of industry experience. He has been with Principal Securities and Principal Life Insurance Company since 2016. Outside of his financial services role, he coaches a traveling soccer team in Clarence, NY. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through both advisory and promoter arrangements.

Bruce Hyman is a financial advisor with Primerica Advisors and Park Avenue Securities LLC, holding a Series 63 designation and bringing 32 years of industry experience. His prior work includes roles at Guardian Life Insurance and Guardian Life Insurance Co of America. He has an inactive business entity, Life Designs Agency Inc., with no current activity. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services, financial planning, and retirement-plan consulting. The firm employs a range of investment strategies through proprietary and third-party portfolios, supporting discretionary and non-discretionary accounts with various investment options.