Kevin Donaghue is a Series 66-licensed financial advisor with TIAA-CREF, based in Amherst, NY, and has 13 years of industry experience. He joined TIAA-CREF in 2018 after working at HSBC Bank USA and KeyBank. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm separates one-time financial planning from ongoing discretionary management and operates with a fiduciary standard across its advisory services.

Suzanne Novelli is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has worked with Primerica Advisors since 2011 and currently serves at Park Avenue Securities and Guardian Life Insurance Company. Outside of her advisory role, she is the Treasurer and a Board Director of the Suburban Adult Services Foundation, where she chairs the Finance Committee. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, employing a variety of proprietary and third-party investment strategies across multiple platforms.

Marion Kelly is a Series 66-licensed financial advisor with Guardian Life and Park Avenue Securities, based in Buffalo, NY. Kelly previously worked in healthcare-related roles, including positions at Jericho Road Community Health Center and the UB School of Dental Medicine. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage services, financial planning, and investment advisory programs to individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm provides both discretionary and non-discretionary advisory options, utilizing model portfolios from in-house and third-party managers.

Tucker Hanson is a financial advisor at Focus Partners Wealth, LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Ameriprise, Pacer ETFs, and Jackson National Life Distributors. Focus Partners Wealth serves a diverse client base, including individuals, high-net-worth families, corporate and retirement plan clients, and institutions. The firm employs a long-term, tax- and fee-sensitive investment approach using enhanced open architecture and offers a range of services such as investment management, financial counseling, and fiduciary services.

Russell Scherrer III is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and possessing 18 years of industry experience. He has been with HSBC Securities since 2011. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations, utilizing various program types that range from client-directed to fully discretionary management. The firm employs a structured investment process incorporating multiple risk profiles and partners with affiliated and third-party providers for advisory, fund selection, and custody services.

Allan Carmello is a financial advisor with Key Investment Services LLC in Cheektowaga, NY, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Key Investment Services since 2005. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed model selection combined with ongoing monitoring and due diligence of third-party advisory products, and operates within the KeyCorp group with affiliations to KeyBank and KeyBanc Capital Markets.

Timothy Mckillen Jr. is a financial advisor at Lincoln Investment with 16 years of industry experience. He holds a Series 63 designation and has worked at Lincoln Investment since 2017, following prior roles at Legend Advisory Corporation and Legend Equities Corporation. Outside of his advisory work, he is self-employed in income tax preparation. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment management services, including both discretionary and non-discretionary programs, and utilizes strategic and tactical investment approaches overseen by its Investment Management & Research team.

Marc Gleason is a financial advisor at Key Investment Services LLC with 10 years of industry experience. He holds Series 63 and Series 66 designations. Prior to his current role, Gleason worked at KeyBank for 17 years. Outside of advisory work, he is involved with Essential Solutions, an agent for Medicare enrollment. Key Investment Services LLC serves individuals, trusts, estates, and businesses through various advisory programs including wrap-fee accounts, model portfolios, and separately managed accounts. The firm emphasizes client-directed investment model selection with professional recommendations and ongoing monitoring, operating within the KeyCorp group alongside affiliated banking and capital market entities.

Wei Zhao is a financial advisor at HSBC Securities (USA) Inc. with Series 63 and Series 66 credentials and four years of industry experience. He has worked at HSBC Securities since 2021 and has been associated with HSBC Bank USA since 2013. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various program types, including client-directed and fully discretionary options. The firm combines strategic and tactical asset allocation with ongoing fund due diligence and monitoring, providing services through a model risk profile framework and a network of affiliated and third-party providers.

Alex Hamill is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has been with TIAA-CREF since 2014. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management, applying a fiduciary standard to its RIA services.

Gabriel Cesar is a CFP® with 10 years of industry experience, currently affiliated with Principal Financial Services. He has worked at Principal Life Insurance Company and Principal Securities, Inc. since 2016 and is a co-owner of R & G Wealth Management Group Inc. in Amherst, NY. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and active-duty U.S. military personnel abroad. The firm offers financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions through various advisory and promoter arrangements.

Ronald Sporyz is a financial advisor with Principal Financial Services in Amherst, NY, holding the CFP® and ChFC® designations and the Series 63 license. He has 43 years of industry experience and has been with Principal Life Insurance Company since 1998, Principal Securities since 2016, and R & G Wealth Management since 2024. Outside of his advisory role, he advises on fireworks displays and coaches soccer. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Daniel Aikin is a financial advisor at Key Investment Services LLC in Niagara Falls, NY, holding a Series 66 designation with seven years of industry experience. Prior to his current role, he served in the New York State Senate from 2008 to 2019. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed investment choices supported by non-binding recommendations and oversight, and operates within the KeyCorp group, maintaining affiliations with KeyBank and KeyBanc Capital Markets.

Alexis Switzer is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and two years of industry experience. Prior to joining Citi Group in 2025, Alexis worked at Equitable Advisors, LLC for one year and has a background that includes academic and retail roles. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm is notable for its large institutional scale, in-house research, and unique market roles such as operating as a swap dealer and futures commission merchant.

Robert Gruber is a financial advisor with GWN Securities Inc., holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with GWN Securities since 2005. Outside of his advisory role, Gruber owns and operates Gruber Insurance & Financial Services, where he sells and services various insurance products, and he serves as an exam monitor for New York State insurance continuing and prelicensing education. GWN Securities is an SEC-registered investment adviser and broker-dealer that provides discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios for individual and business clients. The firm supports a large network of approximately 423 advisors and manages about $3.65 billion across over 37,000 client accounts, offering a range of managed-account programs including SMA, UMA, and fund-strategist options.

Richard Gruszewski is a financial advisor with Principal Financial Services, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Bristol ID, FSP Advisors, Leigh Baldwin & Co., Axa Advisors LLC, and Xerox. He is also engaged in outside sales related to life, disability, annuities, health, long-term care, dental, Medicare, and medical insurance products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions, with investment implementation typically carried out on a discretionary basis by these managers.

Mary Catherine Maclefko is a financial advisor with Lincoln Investment in Williamsville, NY, holding a Series 63 designation and 17 years of industry experience. She has worked at Lincoln Investment since 2017 and previously held roles at Legend Advisory Corporation and Legend Equities Corporation. Outside of finance, she is involved in accounting and office management at Allied Staffing and works as an independent contractor conducting site inspections of automobiles and commercial properties. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning and a range of investment programs supported by both strategic and dynamic research approaches.

Annamarie Pera is a financial advisor at Key Investment Services LLC with 30 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at HSBC Bank USA and HSBC Securities. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed investment strategy selection, ongoing monitoring, and access to third-party discretionary managers, operating within the KeyCorp group and maintaining relationships with affiliated entities such as KeyBank.

John White is a financial advisor with GWN Securities Inc. in Grand Island, NY, holding a Series 63 designation and bringing 44 years of industry experience. He has been with GWN Securities since 2007 and is also a partner at White, White & Cich Financial Services, where he assists clients with investment decisions. Additionally, he works as an independent insurance agent for life and variable insurance products. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through a network of over 400 advisors. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, employing a range of investment strategies including legacy market-timing and momentum-based methods.

Kim Hall is a financial advisor with Principal Financial Services in Amherst, NY, holding a Series 63 designation and 34 years of industry experience. He has worked at Principal Securities Inc. since 1992 and Principal Life Insurance Company since 1991. Kim also serves as a bank and trust officer to support and manage Principal retirement plan account relationships across the insurance, broker-dealer, and bank/trust divisions. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel overseas. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.