Maggie Garman is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and seven years of industry experience. She has worked at Wells Fargo Clearing since 2019 and previously held roles at Morgan Stanley, Uhrig Construction, and other organizations. Outside of finance, she has experience connected to Pennsylvania State University and has worked in diverse sectors including media and salon services. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from its Investment Institute and third-party sources.

Adam Cronomiz is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 credentials and eight years of industry experience. He has worked within various Wells Fargo entities since 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory offerings with other financial products and referral channels.

Sarah Werner is a financial advisor with Wells Fargo Clearing in Philadelphia, PA, holding a Series 63 designation and seven years of industry experience. She has worked at Wells Fargo Clearing since 2018 and was previously with National Brokers of America from 2015 to 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven process incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

James Brignall is a financial advisor at Ameriprise with 26 years of industry experience. He holds the Series 66 designation and has worked with Ameriprise and its affiliated entities since 2010. Outside of his advisory role, he serves as COO of KSP MLS LLC, where he oversees hiring, payroll, financial planning, and leadership. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services focused on dependable income sources and tax-aware withdrawal strategies.

Stephanie Serafin is a financial advisor at Cetera with five years of industry experience. She holds the Series 66 designation and has previously worked at Voya Financial Advisors, Inc. and Kalejta Financial Management. Outside of her advisory role, she is associated with Flagship Financial, a business involved in processing and facilitating trades and client documentation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Nathan Lee is a financial advisor with LPL Financial in Douglassville, PA, holding Series 63 and Series 66 credentials and possessing 24 years of industry experience. His prior work includes roles at Lincoln Financial Securities, Key Investment Services LLC, Cetera Investment Services LLC, and Wells Fargo Clearing. He serves as a board member of the Boyertown Rod and Gun Club, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supported by a large network of investment adviser representatives using a range of discretionary and non-discretionary strategies.

Kirstan Ulrich is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. Prior to joining LPL Financial in 2021, Ulrich worked with Treeview Partners LLC and Waddell & Reed, Inc. Ulrich also served Trinity Lutheran Church for over a decade. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Jay Moyer is a financial advisor at OSAIC with 34 years of industry experience. He holds the ChFC® and Series 63 designations. Prior to joining OSAIC in 2024, he worked for American Portfolios Financial Services, Inc. for 20 years and briefly at Hackett Associates, Inc. He serves as board president of Congregation Shomrei Habrith, a religious organization. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering both brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm’s investment process emphasizes model-based asset allocation and portfolio optimization supported by various analytical tools and offers a wide range of program options for diverse client needs.

Michael Ghelardi is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and over 12 years of industry experience. He has been with Thrivent and its related entities since 2013. Outside of his advisory role, he serves as Treasurer for the Havertown Ministerium and teaches an undergraduate finance course at Temple University. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering goal-based financial analyses without discretionary trading authority, and offers the option to combine planning with managed accounts through its WealthPlan program.

Ronald Centofanti is a financial advisor at Fidelity with 27 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at The Vanguard Group for 29 years. His background also includes a role as an independent real estate contractor with Keller Williams Realty Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios.

Shawn Berwager is a financial advisor at Equitable Advisors with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Equitable Advisors since 2012, previously associated with Axa Advisors, LLC. Outside of his advisory role, he operates a separate business under the name A.P. Lubrano & Company, Inc. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing a variety of third-party and proprietary investment solutions.

Lawrence Lubas is a financial advisor with LPL Enterprise who holds Series 63 and Series 65 licenses and has 33 years of industry experience. He previously spent 31 years at Pruco Securities Corporation before joining LPL Enterprise in 2024. Outside of his advisory work, he is employed in service roles at local venues including a golf course and sports stands. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm primarily uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and affiliated insurance and trust services.

Stephen Bealer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 2003 after graduating summa cum laude from Susquehanna University in Pennsylvania with a Bachelor's degree in Finance and Religion. Stephen holds professional designations including Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), Personal Investment Advisor (PIA), and Sports & Entertainment (SE). In his role, Stephen serves as the primary resource for retirement income planning and portfolio management. He begins client relationships by understanding their priorities, resources, lifestyles, and goals related to wealth, family, and business. This approach informs his development of customized and disciplined strategies aimed at helping clients achieve their objectives. His expertise encompasses areas such as executive compensation, equity compensation services, family wealth management strategies, institutional and corporate benefit services, and investment consulting for defined contribution plans. Stephen has been recognized by industry publications, including being named among Barron's Top 1,500 Financial Advisors from 2017 to 2026, listed on On Wall Street's/Financial Planning's Top 40 Advisors Under 40 from 2017 to 2021, and included in Forbes/SHOOK's inaugural ranking of America's Top 500 Next-Generation Wealth Advisors in 2017. He volunteers with Hope International and is active in recreational soccer. Outside of work, he enjoys international travel and is a fan of the Philadelphia Phillies and 76ers.

Bruce Gross is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 registrations and bringing 43 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Cetera Investment Services LLC from 2002 to 2005. In addition to his advisory role, he receives renewal income from a small book of property and casualty insurance through his insurance agency. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors.

Amie Wanner is a financial advisor with LPL Financial based in Reading, PA. She holds a Series 66 designation and has two years of industry experience, including prior employment for over two decades at Boscov's Department Stores. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by various operational and research tools.

Eric Gradwohl is a financial advisor with Wells Fargo Advisors in Wyomissing, PA, holding Series 63 and Series 65 registrations and having 28 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and tailored investment recommendations supported by proprietary research and tools.

Matthew Buckery is a Series 66-licensed financial advisor with Thrivent Investment Management, based in Limerick, PA. He has three years of industry experience and has worked with Thrivent Financial and its investment management division since 2023. Prior to entering the financial industry, he was affiliated with Liberty University and Goldey Beacom College. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers comprehensive, goal-based planning that covers a range of topics and allows clients to combine planning with managed-account services under a consolidated billing option.

Christopher Griffith is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 65 and Series 63 designations and has worked at LPL Financial since 2018, with prior roles at INVEST Financial Corp, MML Investors Services, MassMutual Life Insurance Co, and MSI Financial Services. Outside of his advisory work, he is involved in retail sales of wine and spirits through a business called The Bar Cart. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing proprietary and third-party strategies across various asset classes.

Minnie Maurer is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2017, following a 17-year tenure at Merrill. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market modeling to support its financial planning process.

Matthew Robb is a financial advisor at Thrivent Investment Management with eight years of industry experience. He holds a Series 66 designation and previously worked at Fleetwood Bank before joining Thrivent in 2018. Outside of his advisory role, he serves as a seasonal Santa Claus impersonator and holds leadership positions on the boards of the Daniel Boone Optimist Club and the local Salvation Army advisory board. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and written recommendations across a broad range of planning topics. The firm’s approach separates planning from managed-account services and does not include discretionary trading authority for its planning engagements.