Sallie Pagano is a financial advisor at OSAIC with 25 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes 12 years at Securities America Advisors, Inc. In addition to her advisory role, she is involved in marketing for Investor Securities Group, Inc. and provides insurance and HSA services through Bay Investment Group. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors, offering integrated brokerage and advisory services. The firm employs a variety of portfolio construction tools and supports multiple investment platforms, combining proprietary resources with third-party solutions.

John Van Selow is a financial advisor with Edward Jones in Virginia Beach, VA, holding Series 63 and Series 66 credentials and 38 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1987. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a large network of financial advisors and branch offices nationwide.

Nathaniel Kabaitan is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jane Griffith is a financial advisor at Ameriprise with seven years of industry experience. She has been with Ameriprise since 2019, previously working at CLP Financial Group. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Steven Strickland is a CFP® professional with 25 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. His prior experience includes roles at Wells Fargo Advisors and Wells Fargo Clearing. Ameriprise provides retirement-income planning services primarily for individuals with at least $1 million in net investable assets, offering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support its advisory approach, with a focus on assets held in Ameriprise Managed Accounts.

Jeffrey Sirkin is a financial advisor at Merrill with a Series 66 credential and recent experience in the industry. Prior to joining Merrill and Bank of America, he served as a military service officer in the U.S. Navy for 17 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal teams and third-party managers.

Scott Mosley is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and five years of industry experience. He has been with Wells Fargo Clearing since 2020 and has prior experience at Wells Fargo Bank, NA and Walgreens. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and based on modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Jennifer Giancola is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management in Virginia Beach. She is a member of The Hirschfeld Giancola Group and works with clients to develop comprehensive financial strategies based on their life priorities and goals. Jennifer began her career in financial services in 2004 as a business banker at Wachovia and joined Merrill Lynch as a Financial Advisor in 2008. Her areas of expertise include executive compensation, family wealth management strategies, personal retirement planning, tax minimization, and retirement income planning. She emphasizes a consultative approach and coordinates with external professionals such as attorneys and tax advisors to create cohesive financial plans. She earned a Bachelor of Business Administration in Finance from the College of William & Mary and holds the CERTIFIED FINANCIAL PLANNER (CFP) certification and Personal Investment Advisor (PIA) designation. Outside of work, Jennifer enjoys music, spending time with her family, and traveling.

Kevin Humphreys is a financial advisor with Thrivent Investment Management in Virginia Beach, VA. He holds Series 63 and Series 66 designations and has 32 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based analyses and written recommendations across various planning topics. The firm offers these services primarily through a network of financial advisors and separates planning from managed-account services under a consolidated billing option called "WealthPlan."

Robert Gillenwater is a financial advisor with Raymond James & Associates, holding a Series 66 designation and two years of industry experience. Prior to joining Raymond James, he worked at T3 Trading Group, LLC and served in the US Navy for 20 years. He and his wife are exploring the establishment of an asset holding company for asset protection and tax strategy purposes. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse clientele, including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary services.

David Hopkins is a Series 66-credentialed financial advisor with Edward Jones in Virginia Beach, VA, where he has worked since 2019. He has seven years of industry experience, including three years with the Department of the Navy prior to joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm provides a range of advisory strategies and affiliated investment products, operating under a fiduciary standard and maintaining a large network of financial advisors and branch offices nationwide.

Adam Steiner is a CFP® professional with 22 years of industry experience. He is currently with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc., where he has worked since 2021. Prior to that, he was with Lincoln Financial Securities Corporation for 13 years and Jefferson Pilot Financial for over 20 years. Steiner also serves as an independent insurance agent through Vision Financial Group. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and nonprofits. The firm offers financial planning, investment management, and retirement plan advisory services delivered through a network of independent financial professionals who utilize a range of portfolio management strategies and platform arrangements.

John Noonan is a Private Wealth Advisor with expertise in working with high net worth families and entrepreneurs. He focuses on legacy planning, portfolio construction, and liability management, serving clients such as entrepreneurs, executives, athletes, and families who require coordinated financial strategies. John's approach emphasizes understanding clients' goals and priorities to build flexible strategies that adapt to changing market conditions and life stages. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor® (CPWA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), Sports & Entertainment (SE), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). John earned a Bachelor's Degree from Virginia Polytechnic Institute & State University. John participates in community volunteering activities and enjoys personal interests such as golfing, hiking, skiing, and spending time with his family.

Charles Drescher is a financial advisor with MassMutual Investors Services and holds the Series 63 and Series 66 licenses. He has 18 years of industry experience and has worked at firms including Guardian Life Insurance Company and Park Avenue Securities. Drescher also operates his own business advisory and consulting firm, Crankset Group of Virginia. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as ongoing annual relationships using firm-approved software to analyze client goals and deliver written recommendations.

Robert Briscoe is a financial advisor with Ameriprise in Virginia Beach, VA, holding a Series 66 designation and 19 years of industry experience. He has worked with Ameriprise and its affiliate since 2008. Outside of his advisory role, he provides paraplanning support through Platinum Service Solutions Inc., assisting with account management and client relationships. Ameriprise offers comprehensive retirement-income planning services aimed at individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports, supported by a centralized consulting team and algorithmic tools, while providing a broad range of advisory, brokerage, and insurance solutions.

James Ramsay is a Financial Consultant currently working at Fidelity Investments since 2022. He has experience as a Financial Advisor, having worked at First Financial Group from 2020 to 2022 and at Opus Wealth Strategies from 2018 to 2020. James partners with clients to create and maintain financial plans that align with their personal goals, focusing on developing flexible strategies that adapt to life's changes.

Tami Peterson is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and 30 years of industry experience. She has been with Raymond James since 2001, including five years at the current firm entity, and worked briefly at Easan Katir from 2018 to 2020. Outside of advising, she serves as an executive assistant to a branch manager at The Pinnacle Group in Virginia Beach. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm emphasizes tailored, non-discretionary advice through analytical tools and supports various advisory programs, including municipal finance and SIMPLE IRA employer consulting services.

Kendrick Norfleet is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at General Electric Vernova for three years and served at Norfolk Naval Shipyard for thirteen years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Maria Schneider is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Her prior work includes positions at Chartway Federal Credit Union and Starbucks. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Kevin Oakes is a financial advisor with LPL Financial in Virginia Beach, VA, holding Series 63 and Series 65 licenses and 30 years of industry experience. He previously worked at MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company from 1996 to 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.