David Ratcliffe is a financial advisor with Principal Financial Services in Winston Salem, NC, holding a Series 66 designation and 20 years of industry experience. He has worked at Principal Securities since 2016 and Principal Life Insurance Company since 2009 and previously at UBS Financial Services from 2006 to 2009. Outside of finance, he is a playwright and has had one play produced, with others in competition involving compensation. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through both adviser and promoter arrangements.

Michele Smith is a financial advisor with Truist Advisory Services in Greensboro, NC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. Her career includes roles at Morgan Stanley and Scott & Stringfellow. She serves on the Board and Finance Committee of Pleasant Garden Baptist Church, where she advises on budget matters for missions and maintenance. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, and charitable organizations. The firm utilizes a combination of traditional research and AI-enabled tools to support asset allocation, manager selection, and ongoing client reviews.

Rodney Segraves is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 credentials and possessing 23 years of industry experience. He has worked at Triad Hybrid Solutions since 2019 and Kestra Financial Services, Inc. from 2016 to 2019. He is also a CPA and operates his own public accounting practice specializing in tax preparation and accounting. Osaic Advisory Services, LLC serves a diverse client base including individuals, pension and profit-sharing plans, corporate and charitable entities, and sovereign wealth funds. The firm offers a range of investment programs, retirement plan consulting, and access to alternative investments, combining fundamental and technical analysis with tactical trading and structured products.

Brett Laboube is a financial advisor at &PARTNERS with 16 years of industry experience. He holds a Series 66 credential and previously worked at Wells Fargo Advisors and Wells Fargo Clearing. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, and institutional clients. The firm offers investment management and financial planning services using a range of strategies and third-party managers, supported by both advisory and brokerage capabilities.

Robert Reavis is a financial advisor at Truist Advisory Services with two years of industry experience. He holds a Series 66 designation and previously worked at Oppenheimer and TRUIST Investment Services, Inc. Outside of his advisory role, he serves as a board member for the Yadkin Community Foundation and is the owner and operator of Covenant Farms LLC, a farming business that buys and sells livestock and meat products. Reavis is also a candidate for the office of Yadkin County Sheriff. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, and charitable organizations. The firm offers a range of advisory services, including asset allocation strategies and manager selection through the Envestnet platform, supported by both traditional research and AI-enabled tools.

Jillian Spinelli is a financial advisor at Truist Advisory Services with 10 years of industry experience. She holds a Series 66 designation and has worked at various Truist-affiliated entities since 2016. Spinelli serves as a board member for The Bethesda Center, a homeless shelter in Winston-Salem, NC. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, and charitable organizations. The firm combines traditional research and AI-enabled tools to support asset allocation and manager selection, offering ongoing reviews and client consultations.

Matthew Hearn is a financial advisor with Farther, holding CFP® and ChFC® designations and over 22 years of industry experience. He previously worked at LPL Financial and Private Client Services, LLC, among other firms. In addition to his advisory work, he is president of Method To My Money, Inc., which provides faith-based financial education and counseling. Farther offers discretionary investment management and related advisory services primarily to individual investors, trusts, and estates, combining Modern Portfolio Theory with proprietary model portfolios and algorithmic rebalancing. The firm employs a range of investment vehicles and supplements advisor judgment with AI tools under internal controls.

Christopher Peele is a financial advisor at Truist Advisory Services with nine years of industry experience. He holds a Series 66 designation and has worked at SunTrust Advisory Services, SunTrust Investment Services, and Bank of America. Peele serves on the board of the Greensboro Symphony, where he focuses on engaging young professionals and promoting community participation. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm utilizes a combination of traditional research and AI-enabled tools to support asset allocation and manager selection, offering ongoing reporting and client consultations.

John Rich is a financial advisor at Oppenheimer with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Oppenheimer since 2009, having previously worked at Stanford Group Company. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, pooled investment vehicles, and IRAs. The firm provides a variety of programs and advisory services including asset management, consulting, and retirement services, utilizing both discretionary and non-discretionary approaches.

Cheryl Vinson is a Series 65 licensed advisor at Bankers Life Advisory Services, Inc. with six years of industry experience. She has been with Bankers Life since 2016. Outside of her advisory role, she serves as a trustee for an irrevocable trust and holds a secretary/treasurer position with a local business networking organization. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary and non-discretionary portfolio management as well as retirement plan consulting. The firm employs fundamental, technical, and cyclical analysis to tailor asset allocations and manages portfolios using various securities with ongoing reviews and rebalancing.

David Thompson is a CFP® professional with 37 years of industry experience, currently serving as a financial advisor at &Partners. His previous roles include positions at Wells Fargo Clearing and Wachovia Securities. He is also the author of a book titled *Conquering Kilimanjaro and Inner Demons*. &Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management, financial and tax planning, and retirement plan consulting, utilizing a combination of proprietary and third-party strategies with ongoing monitoring and periodic account reviews.

Don White Jr. is an investment advisor representative with Kestra Advisory, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has worked at Kestra Advisory since 2016 and previously spent 16 years with Equity Services, Inc. White serves on the board of visitors for North Carolina Children’s Hospital. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, and investment advice, and serves large institutional investors, including sovereign wealth funds, with assets under management totaling approximately $79.8 billion.

Pamela Stearns is a financial advisor at Hightower Advisors with 14 years of industry experience. She holds a Series 65 designation and previously led Stearns Financial Services Group for 13 years before joining Hightower Advisors in 2020. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and various investment vehicles.

Luke Mills is a CFP® and holds a Series 66 license with three years of industry experience. He is currently with Truist Advisory Services and Truist Investment Services, where he has worked since 2024. Prior to this, he was with Fidelity Investments for one year and also has work experience outside the financial industry, including roles at PetSmart and Food Lion. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, and charitable organizations. The firm uses a combination of traditional research and AI-enabled tools to support client portfolios and offers a range of affiliated financial relationships through its connection to Truist Financial.

Benjamin Vess is a financial advisor at Davenport & Company LLC in Greensboro, NC, holding a Series 66 designation. He has one year of industry experience and previously worked at Bank of Botetourt and held various roles including at Radford University and Lowe's Companies, Inc. Davenport & Company LLC serves individual and institutional clients with a range of services including asset management, retail brokerage, fixed income, public finance, and investment banking. The firm’s asset management team focuses on separately managed accounts, mutual funds, ETFs, and unified managed accounts, and it is adviser to six proprietary mutual funds.

Scott Stewart is a financial advisor with Eagle Strategies (NY Life) based in Winston Salem, NC, holding the ChFC® and Series 63 designations and bringing 40 years of industry experience. He has worked with New York Life and its affiliates since 1986 and has also managed his own firm, Stewart Financial Services, Inc., since 2014. Outside of his advisory work, Stewart serves as a board member of the trustees at Clemmons Moravian Church. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a broad range of individual and institutional clients. The firm offers multiple program types tailored to client objectives and plan sponsor criteria, primarily managing assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Amber Cornwell is a CERTIFIED FINANCIAL PLANNER™ professional with 19 years of industry experience. She has been with Valic Financial Advisors since 2011 and also holds a position with Agia, where she works with non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors, utilizing discretionary unified managed accounts and various overlay services to meet client needs.

Hilary Kosloske is a financial advisor at D.A. Davidson & Co. with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Truist Advisory Services, Truist Investment Services, and Bb&T Securities. D.A. Davidson & Co. provides investment advisory and brokerage services to a broad range of clients, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers comprehensive financial planning and specialized programs such as Davidson Private Wealth, serving clients with more than $20 million in net worth.

Jeremy Stanley is a CFP® professional with 30 years of experience in the financial services industry. He has worked at Private Advisor Group, LLC since 2013 and has been associated with LPL Financial since 2004. Outside of his advisory role, he is a co-host of the Nurse Anesthesia Podcast and the author of two books focused on nurse anesthetists. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model, combining proprietary and third-party investment strategies supported by technology platforms to manage client assets.

Cecelia Anderson is a financial advisor at Davenport & Company LLC with 24 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Davenport & Company since 2009, including a recent tenure starting in 2023, as well as prior experience at Citigroup Global Markets and Wells Fargo Clearing. Davenport & Company serves individual and institutional clients such as banks, pension and profit-sharing plans, trusts, estates, nonprofits, and corporations. The firm offers a range of services including asset management, retail brokerage, fixed income, public finance, and investment banking, with a focus on dedicated portfolio manager teams and multiple advisory programs.