Andrea Hardy is a financial advisor at Principal Financial Services with 13 years of industry experience. She holds the CFP® and ChFC® designations and has worked at firms including MassMutual Life Insurance Company and MML Investors Services LLC. Hardy serves as a general board member of the Triangle Women in Golf Foundation. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Jacob Rudy is a financial advisor at Cerity Partners LLC in Raleigh, NC, holding a Series 65 credential. He has experience with firms including Cook Wealth, LLC and CapTrust, and previously held various roles at Liberty University. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, charitable institutions, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing diversified asset allocation and customized portfolios.

William Abbott is a CERTIFIED FINANCIAL PLANNER™ professional with nine years of industry experience. He is currently with Sanctuary Advisors, LLC and was previously associated with Bank of America, N.A. and Merrill. Outside of his advisory work, Abbott serves as a Young Professional Executive with First Tee of the Triangle, where he assists in coaching young golfers and teaching life lessons. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a wide range of clients, including individuals, corporations, pension plans, trusts, estates, and charitable organizations. The firm supports its network of over 400 independent advisers with diverse portfolio management options and employs multiple analytical approaches while acting as a fiduciary when a written agreement is in place.

Liam Powlen is a financial advisor at First Citizens Investor Services, Inc. in Raleigh, NC, holding a Series 66 designation with four years of industry experience. His prior work includes roles at Fidelity Investments and involvement with the WNY Sustainable Business Roundtable. First Citizens Investor Services serves individuals, pension and profit-sharing plans, charitable organizations, and corporate entities by providing advisory and brokerage services through investment advisor representatives and third-party portfolio managers. The firm employs a client process focused on assessing financial needs and risk tolerance, using a range of analytical methods to allocate investments across various asset classes.

Michael Holloway is a CFP® with 20 years of industry experience and is currently affiliated with Cerity Partners LLC. He previously worked at Cook Wealth Management Group, LLC and LPL Financial. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset-allocation and manager selection strategies supported by proprietary quantitative screens, and offers access to alternative and private-market investments.

Derek Mccord is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) based in Cary, NC. He holds a Series 66 designation and has two years of industry experience. Prior to joining Equity Services, Derek worked at National Life Group and MassMutual in various capacities. Outside of his advisory role, he is a product advocate for health and wellness products through Melaleuca, Inc. Equity Services, Inc. provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm employs multiple advisory platforms and uses third-party asset managers and model portfolios to offer a blend of long-term strategies and specialized investment options.

William Faircloth is a CFP® with 18 years of experience in the financial services industry. He has worked with Truist Advisory Services, Truist Investment Services, and Truist Bank since 2016, and previously was with BB&T Securities, LLC. from 2019 to 2021. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary and non-discretionary manager relationships and integrates inter-affiliate services, including affiliated broker-dealer and bank partnerships, to deliver its investment solutions.

Paul Dowd is a ChFC® credentialed financial advisor with 23 years of industry experience. He is currently with Primerica Advisors and has previously worked at Park Avenue Securities, Guardian Life Insurance Company, CapWealth Planning, and Allstate Insurance Co. In addition to his advisory role, he is also an insurance broker for products other than Guardian. Primerica Advisors serves a broad retail client base, offering transaction-based brokerage and fee-based advisory services, financial planning, and retirement-plan consulting. The firm utilizes a mix of proprietary and third-party investment strategies and supports a variety of account-level services, including lending solutions and donor-advised funds.

Leslie Gaddis is a CFP® professional with seven years of industry experience, currently affiliated with Commonwealth Financial Network in Durham, NC. Gaddis has worked at Commonwealth Financial Network and Lifetime Asset Management since 2018. Outside of advisory services, Gaddis co-owns LifeTime Tax Management, LLC, a firm providing tax preparation services. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers various advisory programs and supports affiliated advisors with operations, technology, investment management, and compliance services.

Kimberly Benfield is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been with Truist and its related entities since 2017. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platforms and manager arrangements.

Gabriel King is a financial advisor with First Citizens Investor Services, Inc. in Raleigh, NC. He holds a Series 66 designation and has three years of industry experience. Prior to joining First Citizens Investor Services, he worked at Coastal Federal Credit Union and CUSO Financial Services, LP, and spent six years at the University of Wisconsin-Milwaukee. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and businesses. The firm employs a client-focused process that incorporates fundamental, quantitative, and technical analysis to allocate assets across equities, fixed income, mutual funds, and ETFs.

Michael Palczuk is a Series 66-licensed financial advisor with Principal Financial Services in Raleigh, NC, having 24 years of industry experience. He has worked at Principal Securities Inc. since 2016 and at Principal Life Insurance Company since 2014. Outside of his advisory role, Palczuk serves on the finance and fundraising committees at St. Catherine of Siena Church and provides firearms training through the MakeReady Firearms Training Academy. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel abroad. The firm provides financial planning, retirement plan consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

Charles Brantley is a financial advisor with Bankers Life Advisory Services, Inc. He holds a Series 66 designation and has eight years of industry experience. Prior to joining Bankers Life Advisory Services, he worked at Morgan Stanley for eight years and has held positions at several other firms. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm’s investment process focuses on customized asset allocation, tax efficiency, and a combination of fundamental, technical, and cyclical analysis to guide portfolio management.

Thomas Gervase is a financial advisor at SPC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Parkland Securities, Grove Point Advisors, and Prudential Insurance. In addition to his advisory role, he conducts insurance sales focused on non-variable life, disability, and long-term care products. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement services, delivering strategies primarily through discretionary management with options for nondiscretionary and direct-at-fund arrangements.

Zachary Carver is a CFP® professional with four years of industry experience, currently advising at Cerity Partners LLC since 2025. He previously worked at Cook Wealth Management Group, LLC for five years and held roles at TRP Sumner PLLC, Petway Mills & Pearson PA, and Bunch & Company, LLP. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, estates, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing using proprietary quantitative screens combined with third-party managers and individual securities, and also operates multiple private-market offerings and affiliated business units.

Joanna Ransom is a financial advisor with Truist Advisory Services, holding Series 65 and Series 63 credentials and nine years of industry experience. She has worked at Truist Advisory Services and its affiliates since 2021 and previously at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platform arrangements.

Walter Jethro is a financial advisor with First Citizens Investor Services, Inc. in Raleigh, NC. He holds Series 63 and Series 65 credentials and has five years of industry experience. His prior work includes positions at BB&T and First Citizens Bank. First Citizens Investor Services serves individuals, pension plans, charitable organizations, and businesses, offering advisory and brokerage services through investment advisory representatives and third-party portfolio managers. The firm employs a client-centered process that incorporates fundamental, quantitative, and technical analysis to manage portfolios across various asset classes.

Karen Brock is a Certified Financial Planner® (CFP®) with three years of industry experience. She is currently affiliated with Commonwealth Financial Network in Cary, NC, having previously worked with Pathfinder Wealth Consulting. Brock has been associated with Commonwealth Financial Network in two separate periods totaling 12 years of service. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages roughly $212.7 billion in client assets. The firm offers a broad range of advisory support services, including managed-account programs, access to third-party managers, retirement and plan consulting, and custody/clearing services.

Matthew Bracciante is a financial advisor with Stratos Wealth Partners, Ltd and holds Series 63 and Series 65 licenses. He has 27 years of industry experience and has been with Stratos Wealth Partners since 2012. Bracciante also serves as a high school lacrosse coach at Green Level High School. Stratos Wealth Partners provides advisory services to a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers a Strategic Wealth Management platform featuring open-architecture portfolio aggregation and employs a combination of advisor-managed and model-based investment strategies.

James Trull is a financial advisor with Commonwealth Financial Network in Cary, NC, holding the CFP® and ChFC® designations and possessing 38 years of industry experience. He previously worked at Keystone Financial Partners for 24 years and Commonwealth Equity Services, Inc. for 27 years. Outside of advisory work, he is the founder and managing member of The Senior Resource Alliance of the Triangle, a professional networking group, and serves as a course instructor at the Osher Lifelong Learning Institute at North Carolina State University. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and back-office support including operations, trading, technology, investment management, and compliance. The firm offers discretionary model portfolios and multiple program structures designed to accommodate diverse investment strategies.