Michael Zizmer is a CFP® professional with 38 years of industry experience, currently affiliated with Steward Partners Investment Advisory, LLC. His prior experience includes roles at Raymond James & Associates and UBS Financial Services Inc. Outside of advisory roles, he serves as trustee for inherited family assets. Steward Partners Investment Advisory, LLC is an SEC-registered firm managing approximately $36.7 billion in assets, serving individuals, pension plans, corporations, trusts, estates, and charitable organizations with a range of investment advisory and financial planning services.

Julian Melendez is a Series 66 licensed financial advisor with 12 years of industry experience, currently serving at Schwab Wealth Advisory since 2021. He has been with Charles Schwab in various advisory roles since 2012. Located in Orlando, FL, his background includes work with Schwab Private Client Investment Advisory from 2017 to 2020. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients. The firm’s services emphasize asset allocation and investment selection using standardized models and internal research, with recommendations tailored to clients’ goals and risk tolerance.

Chad Groseclose is a CFP® professional with 13 years of industry experience, currently serving at Schwab Wealth Advisory Inc. He has held positions at Charles Schwab & Co., Inc., Charles Schwab Bank, SSB, and USAA Investment Management Company, among others. Groseclose has been affiliated with Schwab Wealth Advisory since 2024. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm utilizes proprietary asset-allocation models and research tools to tailor recommendations based on client goals and risk tolerance, without exercising discretionary trading authority.

James Ferrell is a financial advisor with Beacon Pointe Advisors, LLC, holding the CFP® designation and Series 65 license, and bringing 30 years of industry experience. Prior to his current role, he led Ferrell Wealth Management for 24 years and also has experience at Triloma Securities, LLC. Outside of advising, he serves as a director of Winter Park National Bank and is involved in several business ventures including a residential real estate brokerage and a CPA firm. Beacon Pointe Advisors provides wealth advisory and consulting services to a diverse client base that includes individual investors, corporations, and institutional clients. The firm combines proprietary asset-allocation modeling with third-party independent managers, employing both active and passive investment strategies across public and private asset classes.

Travis Roy is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Schwab Wealth Advisory since 2012, having worked at Charles Schwab since 1997. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s approach uses standard asset-allocation models and internal research tools, with trades executed only upon client authorization.

James Bass is a CFP®-certified financial advisor with 27 years of industry experience. He has been with Independent Financial Partners since 2018 and has also worked with PrimeQuest Wealth Strategies since 2007. In addition to his advisory work, Bass serves as a consultant for the American Financial Education Alliance, presenting financial educational programs. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform with a decentralized advisory model and is notable for its retirement-plan advisory and pension consulting capabilities.

Darren Clark is a CFP® professional with 12 years of industry experience currently serving at Schwab Wealth Advisory in Orlando, FL. He has been with Schwab Wealth Advisory since 2014 and has been affiliated with Charles Schwab since 2010. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm utilizes proprietary asset-allocation models and internal research tools to offer tailored advice, with a focus on annual reviews and client-authorized trades.

James Ashbridge is a CFP® professional with 17 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory in Orlando, FL, where he has worked since 2019, previously holding roles at TD Ameritrade Inc. and Aviance Capital Partners LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, focusing on asset allocation and investment selection guided by Schwab’s proprietary research and models.

Johara Safraoui is a financial advisor at Schwab Wealth Advisory with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Schwab Wealth Advisory, she worked at Charles Schwab & Co., Inc. and has a background that includes roles outside of financial services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s services focus on asset allocation and investment selection tailored to individual goals and risk tolerance, using Charles Schwab’s research tools and standard asset-allocation models.

Anthony Perrone is a financial advisor with Ameritas Advisory Services, LLC, holding the ChFC® and Series 66 designations and has 33 years of industry experience. He has worked at Ameritas Advisory Services since 2021 and has a long tenure at affiliated Ameritas entities dating back to 2001. Perrone is also the owner and president of the Estate & Business Planning Group and is an author engaged in writing and speaking about his books. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm utilizes a range of investment strategies and platforms, including model portfolios, mutual funds, ETFs, and individual securities, supported by third-party technology and managers.

Charles Aten is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab and related entities since 2000. He is currently based in Orlando, FL. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research and involves annual reviews tailored to clients’ goals and risk tolerance.

Ethan Smoldt is a CFP® professional with eight years of industry experience currently working at Schwab Wealth Advisory in Orlando, FL. His career includes roles at Charles Schwab and Progressive Insurance. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and internal research tools, with recommendations tailored to clients’ goals and risk tolerance.

Douglas Smith is a financial advisor at Schwab Wealth Advisory with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab & Co. since 2000, including a decade at Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients in the Schwab Wealth Advisory program and select Charles Schwab-referred clients. The firm emphasizes asset allocation and investment selection based on proprietary models and research, with trades executed only with client authorization.

Boston Russell is a financial advisor at RBC Rochdale, LLC with the CFA® designation and 13 years of industry experience. He has worked at Rim Securities LLC and Rochdale Investment Management LLC since 2012. RBC Rochdale serves a diverse client base including high net worth individuals, investment companies, corporations, and government entities. The firm employs an active, multi-strategy investment approach that combines quantitative and fundamental analysis, utilizing proprietary tools to tailor portfolios across various asset classes and often collaborating with third-party sub-advisors.

Jonathan Greene is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes positions at Edward Jones, Kovack Securities, Capital Guardian Wealth Management, Wells Fargo Clearing, and Merrill. He is based in Orlando, FL. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s guidance is based on Charles Schwab’s asset-allocation models and internal research tools, with recommendations tailored to client goals and risk tolerance.

Emma Mumpower is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 credential and one year of industry experience. Prior to joining Ameritas, she worked at Fidelity Investments and maintains a part-time role with Journeys Travel Company, where she plans and books vacations remotely. Ameritas Advisory Services provides investment advisory and planning services to a diverse client base, offering portfolios composed of model portfolios, mutual funds, ETFs, and individual securities through multiple program platforms and leveraging third-party technology and managers.

Nahyua Muniz is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. in Orlando, FL. Her prior experience includes roles at Robinhood Financial LLC and Pershing Advisor Solutions LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations according to each client’s goals and risk tolerance.

Brian Gallagher is a CFP®-certified financial advisor with 30 years of industry experience. He is currently with TIAA-CREF, having worked there since 2025 and previously at TIAA since 2017. His prior experience includes five years at Schwab Private Client Investment Advisory, Inc. and over two decades at Charles Schwab. TIAA‑CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm’s advisory model separates one-time planning services from ongoing portfolio management, offering both model-based and customized investment options.

Elliot Bramham is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Creative Planning. His prior experience includes roles at Chadwicks Limited, University of East Anglia, Allen & Overy, Shearman & Sterling LLP, and Paris Nanterre University. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and supplemental portfolio options, supported by a broad range of affiliated legal, trust, and retirement plan service businesses.

Linda Paul is a financial advisor at Rockefeller Financial LLC with 25 years of industry experience. She holds the Series 63 and Series 66 designations. Prior to joining Rockefeller Financial in 2023, she worked for Merrill for 14 years. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, and operates as a registered broker-dealer providing securities transactions, variable insurance products, placement, and investment banking services.