Ricardo Cases is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at J.P. Morgan Securities and JP Morgan Chase Bank since 2020 and was previously with Equitable Advisors, LLC / AXA for 15 years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research in its advisory process and offers broader derivatives and commodities capabilities compared to many institutional advisory programs.

Carter Feltner is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab and affiliated entities since 2008. Previously, he was involved with Noize Complaint Productions, LLC from 2014 to 2019. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and managed-account services through its Schwab Wealth Advisory program. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and employs multi-asset model portfolios supported by research and due diligence.

Bracher Brown is a financial advisor with Raymond James Financial in Orlando, FL, holding a Series 66 designation and bringing four years of industry experience. Prior to his current role, he has experience with LPL Financial and has been involved with King Complex since 2016. Outside of finance, he performs as a member of a recording and performing band. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individual, institutional, and nonprofit clients. The firm provides tailored, non-discretionary planning and consulting, supported by analytical tools to model potential outcomes, and maintains specialized services for municipal and public finance clients.

David Hill is a CFP® professional with 32 years of experience, currently serving at Raymond James & Associates since 2008. He holds Series 63 and Series 66 licenses and is based in Orlando, FL. Outside of his advisory role, he works as a financial services industry coach and trainer. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering non-discretionary financial planning, investment consulting, and municipal advisory services.

Spencer Moran is a financial advisor with LPL Enterprise in Orlando, FL, holding a Series 66 designation and three years of industry experience. His prior work includes roles at The Prudential Insurance Company of America and Pruco Securities LLC, as well as positions outside finance at Amazon Web Services, Amazon, and several sports organizations including the Indiana Pacers and Indianapolis Colts. LPL Enterprise provides investment advisory and brokerage services to a diverse client base that includes individuals, high-net-worth investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach using portfolios developed internally and by third parties, and facilitates access to third-party asset managers, insurance products, and affiliated trust and lending services.

Michael Haas is a financial advisor with Raymond James & Associates in Orlando, FL, holding Series 63 and Series 65 licenses and over 25 years of industry experience. He has been with Raymond James & Associates since 2008. Outside of his advisory role, he serves as a deacon on the finance and care teams at Willow Creek Church, PCA, where he participates in budgeting and community support activities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting primarily through non-discretionary arrangements supported by a range of portfolio management styles and proprietary research.

Marlies Schubiger is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and six years of industry experience. Her prior work includes roles at UBS Financial Services, Edward Jones, Robinhood Markets, and Equitable Advisors. She is also involved with the Swiss Club of Central Florida. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers non-discretionary planning tailored to client goals using various analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Jennifer Inigo is a financial advisor at Cetera with five years of industry experience. She holds a Series 66 designation and has worked at Cetera Wealth Services, LLC, and Voya Financial Advisors, Inc. Inigo also serves as a registered representative and investment advisor representative for Bruce Woodruff & Associates, a financial services firm, and works as an insurance agent selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad range of clients including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a variety of third-party money managers.

Craig Ratick is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2016, including prior experience at Prudential Equity Group, LLC from 2001 to 2003. Based in Orlando, FL, he has served in the financial services sector for over four decades. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party resources.

Bruno Perez is a financial advisor with Raymond James & Associates in Orlando, FL, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has previously worked at Wells Fargo Clearing and Wells Fargo Bank NA. Outside of his advisory role, Perez owns JB Oak Barrel LLC, a business specializing in the production and sale of handcrafted home goods and housewares. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning and non-discretionary investment consulting, utilizing various portfolio management styles supported by firm research, model managers, and municipal advisory services.

Sami Guindi is a Senior Financial Advisor and Vice President with Merrill Lynch Wealth Management, serving as a partner with The MSG Wealth Management Group in Orlando, Florida. In this role, he focuses on integrating all aspects of clients' financial lives to help them pursue their most important goals. By leveraging Merrill's resources and specialists, as well as managing clients' personal and business banking services through Bank of America, he designs customized strategies to grow, preserve, and distribute wealth efficiently with regard to costs and taxes. Sami began his career in this capacity in 2015 and brings expertise in wealth management planning, emphasizing a dynamic process that adapts to the evolving financial landscape. He aims to relieve client stress, save time, and make confident adjustments suitable to individual financial situations regardless of age, wealth, experience, or complexity. He holds a Bachelor's Degree in Finance from the University of Central Florida and has earned the Personal Investment Advisor (PIA) designation. Sami is based in Orlando, Florida.

Timothy Jones is a financial advisor with Cetera in Orlando, FL, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has worked with Cetera and Cetera Wealth Services since 2025 and previously spent 15 years with Concourse Financial Group Securities Inc. In addition to his role at Cetera, he is the managing partner of American Harbour Wealth Management, where he is involved in the sales and service of fixed and health insurance products alongside securities. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and consulting services through a large network of advisors, utilizing multi-manager platforms and a variety of program options to tailor investment strategies.

Jose Duarte is a financial advisor with Ameriprise in Orlando, FL, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2022, he worked at Ace Cash Express for fourteen years. Outside of his advisory role, he writes music for local artists and bands and performs as a pianist in a local group. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement who meet specific asset criteria, combining research and modeling with tax-smart withdrawal strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Ruddie Ibanez Irizarry is a financial advisor at Edward Jones in Orlando, FL, holding a Series 66 designation with one year of industry experience. Prior to his role at Edward Jones, he served in the US Army for 22 years and briefly worked at Citizens Wealth Management. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs backed by a large network of financial advisors and branch offices nationwide.

Ronald Garrison Jr. is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2007. Outside of his advisory role, he owns a rental property in Clermont, Florida. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers a broad range of investment and financial services through its extensive network of advisors.

Edward Winokur is a financial advisor with Raymond James & Associates in Orlando, FL, holding Series 65 and Series 66 credentials and bringing 27 years of industry experience. Prior to joining Raymond James in 2026, he worked at Oppenheimer & Co. for eight years and Ameriprise Financial Services for eight years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and consulting services supported by a broad range of portfolio management styles and affiliated research.

Crystal Adames Alejandre is a financial advisor at Merrill with Series 63 and Series 66 credentials and three years of industry experience. She has worked at Merrill and Bank of America since 2019, with prior experience at Northwestern Mutual Investment Services LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bradford Malloy is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with Merrill clients to understand their current financial situations and introduces them to solutions offered through Merrill and Bank of America. His approach focuses on empowering clients with the knowledge and tools needed to manage their financial lives effectively. He holds the designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from Mercer University. Bradford's professional philosophy centers on helping clients identify what matters most to them and their families to develop strategies that pursue their financial goals.

Michael Brodsky is a financial advisor with Ameriprise in Oviedo, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Ameriprise and its related entities since 2010. Outside of his advisory role, Brodsky serves as president and board member for multiple community organizations, including the Yale Alumni Association of Central Florida and the All-Ivy Club of Central Florida, and he is an author of a book on personal improvement. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and adaptive withdrawal advice delivered through a centralized consulting team in partnership with client advisors.

Alyssa Benitez is a Series 66 licensed financial advisor with seven years of industry experience, currently with J.P. Morgan Securities since 2020. Prior to joining J.P. Morgan, she worked at Bernstein Private Wealth and maintained involvement with her former law practice through Sidebar Consulting. In addition to her advisory role, she is a co-owner of Skora Skin, an aesthetic medical business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative analysis supported by centralized due diligence and offers capabilities in derivatives and commodities through various regulatory registrations.