Richard Giannotti II is a financial advisor with RFG Advisory, LLC, holding a Series 65 credential and 11 years of industry experience. His prior roles include positions at Madison Avenue Securities, LLC, and Global Wealth Management Investment Advisory, Inc. He is also a silent investor in a real estate consulting business. RFG Advisory is a multi-team registered investment adviser with approximately 178 advisors managing about $8 billion for over 17,000 clients. The firm serves individuals, high-net-worth households, trusts, retirement plans, and institutional accounts, offering a range of portfolio management and financial planning services through both proprietary and third-party strategies.

Alexandra Quitko is a financial advisor at Perigon Wealth Management, LLC with nine years of industry experience. She holds the Series 66 designation and has worked at firms including J.P. Morgan Securities, Geller Advisors, Omnia Family Wealth, and Purshe Kaplan Sterling Investments. Perigon Wealth Management provides customized investment advisory and wealth management services to individuals, trusts, estates, businesses, charitable organizations, and banking or thrift institutions. The firm develops portfolios tailored to client objectives and risk tolerance, often delegating day-to-day investment management to independent managers while maintaining oversight.

Garth Ivey is a financial advisor at Kovack Advisors, Inc. with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at firms including Securities America Advisors, Investacorp, and Cetera Wealth Services. In addition to his advisory work, Ivey owns and manages several investment-related businesses, including a financial services LLC and advisory activities focused on client real estate portfolio management. Kovack Advisors, Inc. is a multi-team registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, banks, and governmental clients. The firm uses a risk-tolerance based approach supported by Envestnet technology and combines internally created models with third-party managers to manage portfolios across multiple custodians and execution venues.

Danny Young is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior roles include positions at Cetera Advisor Networks and VOYA Financial Advisors. Outside of his advisory work, he owns and operates several businesses related to fixed insurance and federal employee retirement training. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, banks, and government entities, offering portfolio management, financial planning, and sub-advisory services using both internally developed models and third-party managers.

Janine Talley is a financial advisor at NFSG Corporation with Series 63 and Series 65 credentials and three years of industry experience. Her prior roles include positions at Newbridge Securities Corporation, FoundCare, Inc., and Children’s Healthcare Associates, PA. Outside of her advisory work, she volunteers annually as an alumni admissions interviewer for Duke University. NFSG Corporation is an SEC-registered investment adviser serving individuals, pension plans, trusts, estates, charitable organizations, and businesses. The firm provides discretionary and non-discretionary asset management, third-party manager selection, and financial planning, tailoring portfolios through a combination of fundamental, technical, and cyclical analysis.

Nicholas Tarulli is a financial advisor at Diversify Advisory Services, LLC with 10 years of industry experience. He holds the Series 66 designation and has previously worked at B. Riley Wealth Advisors, National Asset Management, and Equitable Advisors. Diversify Advisory Services is an SEC-registered firm serving individuals, corporations, retirement plans, trusts, foundations, and small business owners. The firm offers financial planning, portfolio management, and family office services with an investment approach focused on tactical diversification and individualized asset allocation.

Omar Cujar is a CFP® professional with 23 years of experience in the financial services industry. He is affiliated with Great Valley Advisor Group, LLC and has worked with Gaines Financial Group and LPL Financial since 2011. Outside of his advisory role, he is involved in the sale of life, health, disability, and long-term care insurance products. Great Valley Advisor Group is an SEC-registered, multi-team investment adviser serving individuals, retirement plans, trusts, and other entities. The firm provides discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting, utilizing a range of in-house strategies and third-party managers across various platforms.

Andres Pimentel is a CFP®-certified financial advisor with 19 years of industry experience, currently affiliated with Kovack Advisors, Inc. He has worked at Kovack since 2020 and previously held positions at Citigroup and SunTrust. Outside of his advisory work, he serves as CFO of The Malachi 2:14 Alliance Project, a nonprofit organization that assists Christian couples with marital counseling expenses. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and governmental clients, offering portfolio management, financial planning, and access to sub-advisory programs using a combination of internally created models and third-party managers.

Laurel Miller is a financial advisor with Kovack Advisors, Inc. based in Ft. Lauderdale, FL, holding a Series 66 designation and 10 years of industry experience. She previously worked at Kovack Securities, Inc. from 2013 to 2017 and has been with Oak Tree Group since 2017. Outside of her advisory role, she serves as a soccer referee in Atlanta, GA. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors managing over $6 billion in client assets. The firm serves individuals, institutions, and government clients using both internally developed models and third-party managers, implementing portfolios through an Envestnet-supported workflow that includes ongoing monitoring and rebalancing.

Susan Stern is a financial advisor with A.G.P. / Alliance Global Partners in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has worked at A.G.P. since 2019, following roles at Oppenheimer & Co. Inc and Robert W. Colby Asset Management, Inc. Prior to her current position, she spent time at notable firms within the industry. A.G.P. / Alliance Global Partners is a multi-team investment adviser and broker-dealer with approximately 131 advisors managing about $2.95 billion for over 7,000 clients. The firm employs an open-architecture investment approach, combining internally managed strategies with co- and sub-advisory relationships, offering a range of portfolio management, financial planning, and retirement-plan advisory services.

Kenneth Deane is a financial advisor at Advisors Capital Management, LLC with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at The Pacific Financial Group, Inc. and AC Funds, LLC, where he is a managing member and majority owner. Advisors Capital Management provides discretionary portfolio management and proprietary model strategies to individual and institutional clients, including high-net-worth individuals, retirement plans, and government entities. The firm offers custom private accounts and model strategies, combining top-down macro analysis with bottom-up fundamental, quantitative, and qualitative research.

Gavin Banta II is a financial advisor at Thurston Springer Advisors with a Series 66 designation and one year of industry experience. Prior to joining the firm, he worked at Fratarcangeli Wealth Management and has spent five years at Florida State University and five years at Pine Crest School. Thurston Springer Advisors serves individual and high-net-worth clients, as well as corporations, foundations, estates, and employer-sponsored retirement plans. The firm offers comprehensive financial planning, portfolio management, and fiduciary services, utilizing a combination of fundamental, technical, and cyclical investment analysis to support both buy-and-hold and active strategies.

Jacqueline Reeves is a financial advisor at Bryn Mawr Trust Advisors, LLC with 18 years of industry experience. She holds the Series 63, Series 65, and Series 66 securities registrations. Prior to joining Bryn Mawr Trust Advisors, she worked at Bell Rock Capital, LLC for 16 years and has been with Bryn Mawr Capital Management, LLC since 2023. Bryn Mawr Trust Advisors, LLC is an SEC-registered investment adviser and a subsidiary of WSFS Financial Corporation, providing discretionary investment management, financial planning, and retirement plan services to individuals, institutions, and trusts. The firm employs a multi-asset investment approach combining strategic asset allocation, tactical adjustments, and a mix of active and passive managers, supported by proprietary solutions and third-party platforms.

Christopher Beller is a CFA® charterholder affiliated with Cyndeo Wealth Partners and has six years of industry experience. His prior roles include positions at Daybright Financial and JP Morgan Securities LLC. Cyndeo Wealth Partners serves individuals, corporations, and middle-market business owners, offering portfolio management, financial planning, family office services, and business advisory solutions. The firm employs customized portfolio construction using in-house models and third-party managers, and it manages a private investment vehicle targeting income and diversification beyond traditional fixed income.

Eric Zeitlin is a financial advisor with Provenance Wealth Advisors in Fort Lauderdale, FL, holding a Series 63 credential and over 33 years of industry experience. He has worked with Raymond James Financial Services Advisors Inc. and PWA Securities, LLC, and has been involved with Provenance Wealth Advisors and its affiliated entities since 2000. Outside of his advisory role, he serves on the investment advisory committee of the Miami Foundation. Provenance Wealth Advisors manages approximately $3.63 billion in assets for individual, institutional, and charitable clients. The firm provides portfolio management, financial planning, retirement services, and consulting, utilizing a multi-custodial platform and a variety of investment strategies including equities, mutual funds, and alternative investments.

Becky Lightman is a financial advisor at Bison Wealth, LLC with 17 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations and has worked at firms including UBS Financial Services, Northern Trust, and Credit Suisse Securities. Lightman serves on the advisory board of the Florida Atlantic University College of Business and is an unpaid board member of the Yale Club of the Palm Beaches. Bison Wealth serves individuals, high net worth clients, family offices, retirement plans, corporations, trusts, estates, and charitable organizations, offering financial planning, portfolio management, model portfolios, access to third-party managers, and ERISA retirement plan services. The firm’s investment approach includes outcome-focused, multi-manager model portfolios blending tactical and strategic allocations across liquid and private-market strategies, along with specialized offerings such as an options-based overlay strategy and turnkey asset management platform services.

Eric Katz is a financial advisor at Leo Wealth, LLC with 26 years of industry experience. He holds a Series 63 credential and has worked at several related firms, including Leo Brokerage, Olden Lane Securities, and The LeoGroup, LLC. His activities include providing financial counseling focused on estate and income tax planning as well as insurance planning. Leo Wealth serves individuals, trusts, foundations, pension and profit-sharing plans, and corporate clients, offering portfolio management, financial planning, and fiduciary services. The firm combines ETF-based core and thematic models with systematic single-stock strategies to construct diversified, risk-tiered portfolios, utilizing both internal and third-party resources.

Gabriel Silva is a financial advisor at Cornerstone Wealth Management, LLC with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Cornerstone since 2019, following prior roles at Independent Financial Partners and LPL Financial. Silva also manages Silva Wealth Management LLC, a business entity used for tax and investment purposes. Cornerstone Wealth Management serves individuals, trusts, pension plans, corporations, and charitable organizations by providing asset management, financial planning, and retirement consulting. The firm employs a multi-brand model supported by LPL platform programs and technology, managing a high client load across its team of 91 advisors.

Siddharth Dhawan is a financial advisor at A.G.P. / Alliance Global Partners with 25 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Ameriprise Financial Services, Inc. for seven years before joining Alliance Global Partners in 2022. Outside of advising, he is president and CEO of ICAP International LLC, a business focused on managing branch expenses and staffing. A.G.P. / Alliance Global Partners is a multi-team platform with approximately 131 advisors managing nearly $3 billion for over 7,000 clients. The firm employs an open-architecture investment approach combining internally managed strategies with co- and sub-advisory relationships, offering services including portfolio management, financial planning, retirement-plan advisory, and brokerage and insurance products.

Gerald Hoenings is a CFP® with 34 years of industry experience, currently serving as an advisor at Kovack Advisors, Inc. since 2007. His prior roles include positions at Gunnallen Financial, Inc. and OSAIC. Outside of his advisory work, he is president of Pinnacle Tax of Jupiter and Pinnacle Tax of Palm Beach, specializing in tax preparation and accounting, and manages an online fitness equipment business. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, banks, and government entities, utilizing both internally developed and third-party investment models supported by an Envestnet workflow.