Raymond Sardina is a Series 66 licensed financial advisor with 26 years of industry experience. He currently works at Janney Montgomery Scott and has previously held roles at Raymond James & Associates and Morgan Stanley DW Inc. Sardina serves as the First Vice Chairman and a board member of The Kiwanis of Little Havana Foundation, a nonprofit organization in Miami. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporations, and municipal entities, offering a range of brokerage, financial planning, and advisory services supported by integrated portfolio management and custody capabilities.

Julian Martinez is a financial advisor with SPC in Miami, FL, holding Series 63 and Series 65 licenses and 24 years of industry experience. He previously worked at Pfs Investments Inc and Primerica Financial Services. Martinez also engages in the sale of non-variable insurance products, including life insurance, disability insurance, and long-term care insurance. SPC serves individual clients, charitable organizations, corporations, and employer-sponsored retirement plans through a network of over 460 advisers managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering both discretionary and nondiscretionary management tailored to client needs.

Ximena Goni is a financial advisor at Oppenheimer with 10 years of industry experience. She holds a Series 66 designation and has been with Oppenheimer & Co. Inc since 2016. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm provides a broad range of investment and consulting services, including discretionary and non-discretionary portfolio management and financial planning.

Thomas Paz is a financial advisor with Janney Montgomery Scott in Miami, FL, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. He worked at Raymond James & Associates for 14 years before joining Janney Montgomery Scott in 2017. Outside of his advisory role, he serves as Quality Assurance Chair and Membership Committee member for the Miami chapter of Business Network International (BNI) University, overseeing new member admissions. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients through brokerage, financial planning, consulting, and advisory programs.

Aracelly Cruz is a financial advisor at Citigroup Global Markets with Series 65 and Series 63 credentials and four years of industry experience. She previously worked at Wells Fargo Advisors LLC for six years and has been with Citibank since 2012. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs along with broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including swap dealer and futures commission merchant activities.

Andrea Ortiz is a financial advisor at Citigroup Global Markets with four years of industry experience. She holds a Series 66 designation and has worked at Citibank NA since 2018. Prior to that, she was employed at Apple Inc. from 2014 to 2018. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary approaches, supported by internal oversight and extensive in-house research capabilities.

Oui Coulson is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Oppenheimer. Prior to joining Oppenheimer in 2024, Coulson worked at First Horizon Advisors and Morgan Stanley, including Morgan Stanley Private Bank. Oppenheimer is a registered investment adviser and broker-dealer that serves individuals, corporations, pension plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of investment and consulting services, including discretionary and non-discretionary portfolio management with a focus on strategic asset allocation and manager selection.

Ronald Teasdale is a CFP® professional with 34 years of industry experience, currently serving at Truist Advisory Services since 2016. He has also been affiliated with Truist Investment Services since 1999. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, offering asset allocation analysis, fiduciary support, and a manager-selection program implemented through a combination of discretionary and non-discretionary approaches.

Brianna Lastra is a financial advisor at Oppenheimer with one year of industry experience. She holds the Series 66 designation and has previously worked at Equitable Advisors, Belpointe Asset Management LLC, and Anthem Advisors. Outside of her advisory role, she is also a licensed real estate agent with Florida Realty of Miami. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a range of programs including asset management, consulting, and retirement services, with advisory and brokerage capabilities delivered on both discretionary and non-discretionary bases.

William Gilchrist is a financial advisor with Oppenheimer in Coral Gables, FL, holding the Series 66 designation and seven years of industry experience. He has worked at Oppenheimer since 2017, with brief tenures at Capitas Financial and Altman Advisors. Gilchrist serves on the board of the BADU Foundation, where he contributes to annual financial literacy and empowerment programs for youth in Chicago. Outside of advisory services, he is CEO of a marketing firm serving small and midsized businesses. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and pooled investment vehicles. The firm offers a wide range of programs including asset management, consulting, and retirement services, with a combination of discretionary and non-discretionary account management.

Bruno Peraza is a financial advisor with Independent Financial Group, LLC, holding Series 63, 65, and 66 licenses and possessing 24 years of industry experience. His career includes roles at Cetera, Raymond James Financial Services, Wells Fargo Clearing, and Truist Investment Services. He is also the owner of Peraza Wealth Management and Peraza Global Wealth Strategies, both providing financial services. Independent Financial Group, LLC offers investment advisory and brokerage services to individuals, high-net-worth clients, trusts, and various institutional investors. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and active and passive investment strategies to develop tailored client solutions.

Radames Abreu is a CFP® professional with three years of experience in financial advising at Brookstone Capital Management LLC. He has been president and agent of Forte Insurance Professionals Associates since 2000 and also works as a business consultant advising owners on operational efficiency and performance. Brookstone Capital Management is an SEC-registered adviser offering fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base including individuals, retirement plans, corporations, charitable organizations, other RIAs, sovereign wealth funds, and banking institutions.

Jonathan Ormaza is a financial advisor at OSAIC Institutions, Inc. with 12 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including JP Morgan and Truist Advisory Services. Outside of advising, he is independently contracted with Servitodos, LLC, a car rental service provider affiliated with Turo. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating a hybrid adviser/broker-dealer model with both discretionary and non-discretionary assets under management.

Motaz Ashri is a financial advisor at Oppenheimer with one year of industry experience. He holds a Series 66 designation and has prior experience at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, and BNY Wealth. Outside of finance, he has been involved in the entertainment industry as the owner and managing member of Nightlife District LLC, overseeing venue relationships including sound engineering and venue design. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and other clients. The firm offers a broad range of programs and advisory services across equity, balanced, and fixed-income portfolios, using both discretionary and non-discretionary approaches.

Dustin Young is a CFP® and holds a Series 66 license with 18 years of industry experience. He has worked at Janney Montgomery Scott since 2020 and previously spent five years at Ameriprise Financial Services, Inc. Dustin is based in Miami, FL. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plans, charitable organizations, and municipal clients, offering brokerage, financial planning, consulting, and multiple advisory programs.

Luis Miranda is a CFP® and CFA® credentialed advisor with seven years of industry experience. He currently works at Truist Advisory Services and previously held roles at Citigroup, JPMorgan Chase Bank, and MFS. Outside of his advisory work, he mentors students in China through a mentorship program operated by Touchdown International LLC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

Diana Sol is a financial advisor at Oppenheimer with 12 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Bank of America, Merrill, and CitiGroup. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a broad range of programs with both discretionary and non-discretionary investment approaches, covering equity, balanced, and fixed-income portfolios alongside consulting and retirement services.

Arturo Ruiz is a financial advisor with Truist Advisory Services, holding a Series 66 designation and 12 years of industry experience. He has been with SunTrust Advisory Services since 2016 and has worked at SunTrust Investment Services since 2014. Outside of finance, he is the CEO of a company that maintains and repairs semi trucks. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, plan sponsor fiduciary support, and a manager-selection program implemented through discretionary manager relationships and third-party platforms.

Juan Ortega Jr. is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has been with Truist Advisory Services since 2016 and Truist Investment Services since 2015. Outside of his advisory role, he serves as president of two corporations established for asset protection of inherited rental properties. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, utilizing third-party platforms and AI-enabled research tools as part of its investment approach.

Marcel Diaz is a financial advisor with Citigroup Global Markets in Miami, FL, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at PNC Investments, J.P. Morgan Securities, and Massachusetts Mutual Life Insurance Company. Citigroup Global Markets serves individual and institutional clients across various segments including workplace, high-net-worth, and ultra-high-net-worth, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles such as operating as a security-based swap dealer and futures commission merchant.