Steven Coffman is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined the firm in 2010 after beginning his financial services career in 2000 with UBS Financial Services. Steven specializes in helping families with complex wealth management needs by developing customized strategies that reflect their values and goals. He collaborates closely with clients' attorneys and tax advisors to coordinate cohesive wealth management plans that utilize a range of resources through Merrill Lynch and Bank of America, including investments, trusts, insurance products, and estate planning strategies. Steven's areas of expertise include family wealth management strategies, legacy planning, retirement income, college education planning, corporate retirement plan services, divorce transition planning, managing new wealth, personal retirement planning, and portfolio management services. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's Degree in Business Marketing from the University of Tennessee at Chattanooga, where he also spent a semester studying International Finance and Marketing at King College in London, England. Outside of his professional responsibilities, Steven enjoys spending time with his wife Michele, an attorney, and their son Carson. His personal interests include football, hunting, music, and engaging in family activities. Steven values building long-term relationships with clients across generations and aims to support them through market fluctuations and life challenges by acting as a client advocate.

Gage Baker is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His work history includes roles at EPB Employees Credit Union and the University of Tennessee at Chattanooga. He is also involved with River City Wealth Management, an investment-related activity affiliated with his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, and institutional platforms, supporting advisors with a wide range of investment strategies and advisor-facing tools.

Jennifer Mcintyre is a Series 66 licensed financial advisor with Raymond James & Associates in Chattanooga, TN. She has 15 years of industry experience and has been with Raymond James & Associates since 2010. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services through a variety of portfolio management styles and affiliated research resources.

Briston Reese is a Series 66-registered advisor with Osaic Wealth, Inc., based in Chattanooga, TN. He has held various roles since 2014 in financial services and education, including positions at Advisor Compliance Associates and Patten and Patten, Inc. Reese’s career with Osaic began in 2026. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, utilizing asset-allocation tools and risk-tolerance assessments to construct portfolios across a wide array of investment options.

Jody Wright is a financial advisor at UBS Financial Services with 26 years of industry experience. He holds Series 63 and Series 66 designations and has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, offering a broad range of capital markets services and proprietary research to support tailored client strategies.

Gretchen Wynn is a Series 66 licensed financial advisor with Edward Jones in Chattanooga, TN, where she has worked since 2018. Prior to joining Edward Jones, she spent seven years at Southern Surgical Arts. Edward Jones serves more than four million individual and institutional clients, offering a broad range of wealth management services through a large network of advisors and branch offices nationwide.

Kenneth Noonan is a financial advisor with Cambridge Investment Research Advisors and has 23 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked with Cambridge Investment Research Advisors since 2006. He is also managing director at Capital Planning Partners and operates as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through a network of independent professionals, utilizing both proprietary and third-party strategies across multiple custody platforms.

Jordan Camp is a financial advisor at LPL Financial with two years of industry experience. He holds a Series 66 license and has prior experience at First Horizon Advisors, the University of Tennessee at Chattanooga, Unum Group, and Citizen's Tri-County Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a network of representatives to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing a variety of model portfolios, third-party subadvisors, and customized strategies.

Douglas Couch is a financial advisor with Ameriprise in Chattanooga, TN, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Ruth Fant is a financial advisor at Raymond James Financial Services Advisors, Inc. with five years of industry experience. She holds the Series 66 designation and has worked in various roles since 2015, including owning Colours By Design, a business focused on bookkeeping and administration. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Steven Gatlin is a financial advisor with UBS Financial Services in Chattanooga, TN, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with UBS Financial Services for 25 years since 2001. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets solutions supported by proprietary research and model-based asset allocations.

Wesley Terwilleger is a financial advisor with UBS Financial Services in Chattanooga, TN, holding a Series 66 designation and 11 years of industry experience. He previously spent nine years at FTB Advisors, Inc. Outside of his advisory role, Terwilleger is involved in managing residential real estate investments. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines wealth management with institutional trading capabilities and offers a broad range of services including financial planning, portfolio management, and capital markets activities.

William Hamilton III is a financial advisor with Ameriprise, holding a Series 66 designation. He has been with Ameriprise since 2025 and has prior experience at the University of Alabama-Huntsville. Ameriprise offers retirement-income planning services targeted at individuals with substantial investable assets, providing tailored recommendation reports that incorporate research, modeling, and tax-efficient strategies. The firm serves a large client base through a combination of advisory, brokerage, and insurance solutions.

J Raschke is a financial advisor at Equitable Advisors with 10 years of industry experience. He holds a Series 66 designation and has been with Equitable Advisors since 2016, following a role at AXA Advisors, LLC. In addition to his advisory work, he is involved in property management through a non-investment related business. Equitable Advisors serves individuals, pension plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and various asset-management programs. The firm’s approach includes matching clients to advisory models or discretionary managers using a range of investment options and third-party program sponsors.

Catherine Cary is a Senior Financial Advisor at Merrill Lynch Wealth Management. She joined Merrill Lynch in 2009 after seven years as a Financial Advisor with Ameriprise. She holds a Bachelor of Science degree, earned Summa Cum Laude from the University of Tennessee at Chattanooga, and has earned professional designations including Chartered Retirement Plans Specialist™ (CRPS™) and Certified Plan Fiduciary Advisor® (CPFA®). With over 15 years of experience, Catherine specializes in areas such as divorce transition planning, education planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, and women and wealth. She works closely with clients to develop personalized financial strategies tailored to their goals. Catherine is active in her community, volunteering with her children's school and having served on the board of Civitan International. She has also volunteered with America's Junior Miss at local and state levels. She resides in Chattanooga with her two children.

Madison Christian is a financial advisor with LPL Financial, holding a Series 66 credential and two years of industry experience. Prior to joining LPL Financial in 2025, Madison worked at First Horizon Advisors and First Horizon Bank. Outside of finance, Madison has held roles in the food and hospitality sector, including positions at Crumbl Cookie, Wine Down Bistro, and Shipwreck Cafe. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, supported by extensive technology and a broad network of over 22,800 advisors.

Melissa Cross is a Certified Financial Planner (CFP®) with 20 years of industry experience. She has been with UBS Financial Services in Chattanooga, TN since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans to clients' goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of financial products and specialized support.

Tabithia Brown is a financial advisor with Ameriprise in Chattanooga, TN, holding a Series 66 designation and eight years of industry experience. She previously worked at Fuerst & Associates before joining Ameriprise Financial Services in 2017. Outside of her advisory role, she is co-owner and operations manager of Mainstay Service Group, LLC, which provides administrative support to a financial advisory practice. Ameriprise is a large institutional firm offering retirement-income planning services focused on clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-assisted recommendations tailored to client needs.

Peter Perdomo is a financial advisor at UBS Financial Services with 22 years of industry experience. He holds a Series 66 designation and has worked at UBS since 2023, previously spending over a decade at Ascensus in various roles. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Timothy Daniell is a financial advisor with MassMutual Investors Services in Chattanooga, TN, holding Series 63 and Series 65 licenses and accumulating 31 years of industry experience. He has worked with MassMutual Life Insurance and MML Investors Services since 2001. Outside of financial advising, Daniell is involved in several entrepreneurial ventures, including ownership of a sports cards business and partnerships in an ice cream shop as well as real estate development projects. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, software-supported planning engagements and a range of programs including employer-sponsored and event-driven planning services.