John Thomas is a financial advisor with UBS Financial Services in Knoxville, TN, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has worked at UBS since 2009. Outside of his advisory role, he serves as a director for the Autism Society of America East Tennessee Chapter and is a board member of the Community Health Alliance, focusing on affordable health insurance. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research, custody, underwriting, and capital markets solutions.

Jeffrey Miller is a financial advisor with Morgan Stanley in Knoxville, TN, holding a Series 66 designation and 26 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and methodologies.

Thierry Sommer is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 29 years of industry experience. Before joining LPL Financial in 2025, he worked for 18 years at Next Financial Group Inc. He is also involved in a non-variable insurance business, Thierry V. Sommer & Assoc., which he operates alongside his advisory work. LPL Financial serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations, offering a range of advisory programs, financial planning, and brokerage services supported by in-house and third-party research and portfolio management options.

Robert Claytor is a financial advisor at LPL Financial with 26 years of industry experience. He holds the CFP® and Series 63 designations and has a long tenure with First Tennessee Brokerage Inc and First Tennessee, where he has been affiliated since the early 1990s. Claytor is based in Knoxville, TN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, supported by various model portfolios and research resources.

Daniel Deck is a financial advisor with Primerica Advisors in Knoxville, TN, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked with PFS Investments, Inc. since 2007 and Primerica Financial Services since 2006. Outside of his advisory role, he serves as a minister and works part-time as a service dog trainer. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Paul Ragone is a financial advisor at OSAIC with 29 years of industry experience. He previously worked at Woodbury Financial Services for 21 years before joining OSAIC in 2024. Ragone holds Series 63 and Series 65 designations. Outside of his advisory role, he is president of Integrity Wealth Services, a sole proprietorship focused on non-securities life insurance sales. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable investors through a large network of affiliated advisers and advisory platforms. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party solutions to construct portfolios that span multiple asset classes.

Christopher Cameron is a financial advisor with UBS Financial Services in Knoxville, TN, holding Series 63 and Series 65 licenses and having 30 years of industry experience. His prior firms include Bank of America and Merrill, where he worked for over a decade. Outside of his advisory role, he serves on the advisory board of Conservation Fisheries, Inc., an environmental organization focused on repopulating endangered fish species, and is a member of the board of trustees and chairman of the Endowment Committee at the Webb School of Knoxville. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, using proprietary research and model-based asset allocation to tailor financial plans. The firm integrates institutional trading capabilities with wealth management, offering a wide range of financial products and capital markets services.

Daryl Krogmann is a Series 66 licensed financial advisor with 18 years of industry experience, currently with Cetera since 2014. He serves as chairman and volunteer for the Rotary Youth Exchange in Florida and is a member of the church council at St. Johns Lutheran Church. Cetera Investment Advisers LLC is an SEC-registered firm providing a multi-manager investment platform to individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers.

Davis Petersen is a financial advisor with Morgan Stanley in Knoxville, TN, holding Series 63 and Series 65 registrations and possessing 34 years of industry experience. His prior roles include positions at Raymond James & Associates and Morgan Keegan & Company, LLC. Petersen has been with Morgan Stanley and its Private Bank division since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations as part of its financial planning process.

Joshua Klinger is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Ameriprise Financial Services, LLC. He has previously worked at Tennessee Valley Asset Management Partners, LPL Financial, Raymond James & Associates, and Morgan Stanley. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Ian Woodgate is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His career includes roles at MassMutual and Allianz Life entities dating back to 2014. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and collaborative processes to develop written recommendations without investment discretion.

Shannon Krause is a financial advisor with Ameriprise in Maryville, TN, holding a Series 66 designation and 11 years of industry experience. She has worked with Ameriprise and Ameriprise Financial Services, Inc. since 2008. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, delivering non-discretionary recommendations through a centralized consulting team.

Jeffrey Lane is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 19 years of industry experience. He previously worked at Edward Jones for 14 years before joining Wells Fargo Clearing in 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Thomas Pfeifer Jr. is a financial advisor with Raymond James & Associates in Knoxville, TN, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning and investment consulting through a range of portfolio management styles and affiliated research resources.

Hunter Millsaps is a financial professional at Cetera with Series 65 and Series 63 credentials and four years of industry experience. His prior experience includes roles at 49 Financial and Purshe Kaplan Sterling Investments. Outside of his advisory work, Millsaps is a member and owner of Premier Pickleball of Knoxville, a local pickleball club. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services delivered through a nationwide network of over 10,000 independent advisors.

Randy White is a CFP® professional with 40 years of industry experience, currently serving at Ameriprise since 2020, and previously with Ameriprise Financial Services, Inc. from 2005 to 2020. He manages his financial planning practice through RTW Enterprises, LLC, and holds board positions with The Commons at Hardin Valley Owners Association and Smokey Mountain DockDogs. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through a centralized service team that provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Zachary Adkisson is a financial advisor with Merrill in Knoxville, TN, holding a Series 66 designation and three years of industry experience. He has been with Merrill and Bank of America since 2021 and has prior work experience that includes roles at DoorDash and The Mentzer Group. Outside of his advisory role, he serves on the boards of the University of Tennessee’s College of Music and Haslam College of Business and performs as a cellist at community events. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Brian Welch is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm uses structured discovery conversations and firm-approved tools to develop plans, managing approximately $2.74 trillion in client assets.

Stephen Elam is a financial advisor with Raymond James & Associates who holds Series 63 and Series 65 licenses and has 43 years of industry experience. He has been with Raymond James & Associates since 2013. The firm is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. Raymond James serves a diverse client base including individuals, institutional clients, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.

Gloria Wilson is a financial advisor at OSAIC with 12 years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors for 11 years. In addition to her advisory role, she owns an engineering project management business. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, and corporations, offering integrated brokerage and advisory services supported by various investment tools and third-party platforms.