Scott Schroeffel is a financial advisor with Raymond James Financial Services Advisors, Inc. in Knoxville, TN, holding a Series 66 designation and 20 years of industry experience. He previously worked at SunTrust Advisory Services, Inc. and SunTrust Investment Services, Inc. Schroeffel is also associated with Pinnacle Asset Management, where he builds relationships with partners, seeks prospects, and manages client investment accounts. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing tailored recommendations and a distinctive approach with a substantial portion of assets managed on a non-discretionary basis.

Mason Bercaw is a financial advisor at LPL Financial with two years of industry experience. Prior to joining LPL Financial in 2025, he worked at ORNL Federal Credit Union and served at the Knox County Sheriff's Office. He holds the Series 66 designation. Outside of his advisory role, Mason is also active as a licensed REALTOR® in Knoxville, TN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm provides a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Wesley Wright is a financial advisor at LPL Financial with 12 years of industry experience. He holds a Series 66 designation and has worked with firms including Cadaret, Grant & Co. Inc. and Raymond James Financial Services. Wright is also the owner and managing partner of Financial Concepts. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs and financial planning services.

Chad Brogdon is a financial advisor with Thrivent Investment Management in Knoxville, TN, holding a Series 66 designation and six years of industry experience. He has been with Thrivent since 2019 and previously worked in education and community service roles. Brogdon serves as a board member for the Seymour Hoops Club and the Seymour Volunteer Fire Department, where he participates in organizational and planning activities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, focusing on comprehensive, goal-based financial planning without discretionary trading authority.

Rose Swanger is a CFP®-certified financial advisor with 17 years of industry experience, currently affiliated with OSAIC since 2013. She also has ongoing roles with Advise Finance LLC and Emk Investment. Outside of her advisory work, she volunteers with programs focused on financial literacy for students and assists low-income individuals with tax preparation through the IRS Volunteer Program. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities. The firm provides integrated brokerage and advisory services, using sophisticated portfolio construction tools and offering both discretionary and non-discretionary account management.

Patrick Sherrill is a financial advisor with Wells Fargo Advisors in Knoxville, TN, holding Series 63 and Series 66 licenses and with 27 years of industry experience. He has worked with various Wells Fargo entities since 2009, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized offerings such as business-owner transition planning and special-needs analysis, using Wells Fargo research and planning tools.

Nicholas Gearhart is a financial advisor with Charles Schwab in Knoxville, TN, holding a Series 66 designation and one year of industry experience. His prior experience includes roles at New York Life and Charles Schwab Bank, as well as involvement with Stricklers Ice and Beer. Outside of his advisory work, he serves as a referee for the West Bearden Basketball League, officiating youth basketball games. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset portfolios and alternative investment options.

Craig Beauregard serves as Vice President and Branch Leader, supporting a team of financial professionals in developing financial plans through advanced technology and strategies. He has held the position of Branch Office Manager at Fidelity Investments since 2012, following a year as Assistant Branch Manager. Prior to Fidelity, Craig gained experience in various roles including Performance Leader and Process Design Consultant at Merrill Edge, and multiple management positions at Bank of America Investments from 2003 to 2010. His career began in financial advisory roles at Dickinson & Company, Baraban Securities, and Barron Chase Securities in the mid-1990s. The biography does not include information on his education, credentials, personal interests, or community involvement.

Georgia White is a financial advisor at Ameriprise with 20 years of industry experience. She holds Series 65 and Series 66 licenses and has worked with Ameriprise and its affiliates since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement-income recommendations.

Jayaprakash Patel is a Series 63 licensed financial advisor with 27 years of industry experience. He is currently affiliated with OSAIC and has previously worked at Securities America Advisors and SSN Advisory, Inc. Outside of advising, he owns a CPA practice providing tax preparation and bookkeeping services and is involved as a managing partner in his securities business as well as holding interests in multiple hospitality ventures. OSAIC serves a diverse client base including individual and high-net-worth investors, corporations, pension plans, and charitable organizations. The firm combines brokerage and advisory services with various investment platforms, utilizing asset-allocation tools and third-party resources to construct portfolios across multiple asset classes.

Alan Jordan is a financial advisor with Primerica Advisors in Knoxville, TN, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2000 and has operated Jordan Tax Service since 1999. Outside of advisory work, he is involved in sales of loan products and home security and automation service referrals through affiliated firms. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs a model-based investment approach supported by third-party asset managers and provides custody and trade execution services through Pershing and BNY Mellon Advisors.

Wesley Parrish is a financial advisor with Primerica Advisors in Knoxville, TN, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Primerica Advisors since 1985 and Primerica Financial Services since 1991. Parrish is involved in the sale of investment-related products and also receives compensation for referrals related to home security, automation, and loan products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, delegating trading responsibilities to BNY Mellon Advisors for model implementation.

Michelle Johnston is a financial advisor at Cetera with 19 years of industry experience. She holds a Series 66 designation and has worked at firms including Avantax Advisory Services and 1st Global Advisors. In addition to her advisory role, she is a partner and CPA at Burns & Johnston CPAs and Business Advisors LLP, where she has worked since 1993. Cetera Investment Advisers LLC serves individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager investment platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Christopher Whitman is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2013. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including comprehensive financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to assist clients.

James Powers is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Greensview Wealth Management and TrustFirst, Inc. Powers serves as a board member for The Dream Connection, a nonprofit focused on fulfilling the wishes of children with life-threatening illnesses. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a broad network of affiliated advisers. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party money managers, employing asset-allocation tools, risk-tolerance analysis, and automated rebalancing across a variety of investment products and account management options.

Quentin Ledford is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and possessing 25 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research Inc. since 2013 and has prior experience at Valic Financial Advisors dating back to 2010. Outside of advisory work, Ledford is involved in insurance-related services through independent activities. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement-plan advisory services through a network of independent Financial Professionals using various portfolio management programs and tailored investment strategies.

Cheryl Jenkins Nelson is a financial advisor with UBS Financial Services in Knoxville, TN, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has been with UBS Financial Services since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor plans to clients’ goals and risk tolerances.

Jesse Giles is a financial advisor with Raymond James Financial and holds the CFP® designation along with Series 66, 65, and 63 licenses. He has 11 years of industry experience, including prior roles at Home Federal Bank of TN and CogentBlue Wealth. Outside of his advisory work, he assists at Marzolf Investment Group in a non-investment support role. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual, institutional, and municipal clients. The firm offers customized, typically non-discretionary advice and specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Brandon Bean is a financial advisor at Cetera with 12 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials. His prior work includes roles at Regions Bank, MML Investors Services, MassMutual, and the Sevier County Sheriff's Department. Cetera Investment Advisers LLC serves a broad client base including individual investors, retirement plans, and institutional accounts, offering a range of portfolio management and financial planning services through a multi-manager platform. The firm manages over $256 billion in assets and supports more than 10,000 advisors nationwide.

Timothy Massie is a financial advisor at Edward Jones in Knoxville, TN, with eight years of industry experience. He holds CFP® and Series 66 credentials and spent 24 years at Whirlpool Corporation prior to joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.