Martha Reynolds is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and with 13 years of industry experience. Her career includes roles at Regions Bank, IFP Securities, FirstBank, and Raymond James Financial Services. Reynolds is currently based in Memphis, TN. Cetera Investment Advisers LLC is an SEC-registered advisor that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of investment management and retirement services delivered via multiple program structures and custodial relationships.

Jason Herrington is a financial advisor with Cetera who holds a Series 63 designation and has 25 years of industry experience. He has worked at Cetera since 2023 and previously at Minnesota Life and Securian Financial Services for over two decades. Outside of his advisory role, he serves as a board member and treasurer of the Houston High School Band Booster in Germantown, TN. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and consulting services, with access to affiliated and third-party managers, and manages over $256 billion in assets through more than 10,000 advisors nationwide.

Eric Mccully is a CFP®-certified financial advisor with Cambridge Investment Research Advisors, based in Memphis, TN, and has 17 years of industry experience. He has worked with Cambridge since 2015. Outside of advising, he is involved in an independent insurance agency and owns a food and beverage business. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing both proprietary and third-party strategies across multiple platforms.

Cheryl Catron is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2022, following tenures at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market-based models.

Gregg Beeber is a financial advisor at Cetera with ChFC® and Series 66 credentials and two years of industry experience. He previously served 24 years in the United States Air Force and has been an airline pilot for FedEx Express since 2017. Beeber holds leadership roles in community organizations, including vice president of programming for the Temple Israel Brotherhood and vice president of membership at Beth Sholom. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and retirement services with access to both affiliated and third-party investment managers.

John Brown is a Series 66-licensed financial advisor with Raymond James Financial Services Advisors, Inc., based in Memphis, TN. He has two years of industry experience and previously worked at Cetera. In addition to his advisory role, Brown serves as a crew chief in the Tennessee Air National Guard. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs tailored, non-discretionary planning and consultative strategies supported by analytical tools and also offers specialized programs such as wrap-fee advisory and municipal advisory services.

Frederick Schaeffer Jr. is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding a Series 63 designation and 31 years of industry experience. His prior roles include positions at MetLife Securities Inc. and MassMutual Life Insurance Co. He is also engaged in individual life, health, and group insurance sales. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning, asset management, and educational seminars, using firm-approved analytical tools to develop collaborative, goal-oriented recommendations.

Christopher Webb is a financial advisor at LPL Financial with 18 years of industry experience. He holds the Series 66 designation and has prior experience with FTB Advisors, Inc. and First Tennessee Brokerage, Inc. Webb operates out of Memphis, TN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services supported by a wide array of model portfolios, research resources, and technologies.

Lauran Guijarro is a CFP® and holds a Series 66 license, currently working as a financial advisor at Edward Jones with four years at the firm and three years of prior industry experience. Before joining Edward Jones in 2022, Lauran worked at World Fuel Services and White & Case LLP. She serves as Vice President of the Woodruff Fontaine House Museum, a nonprofit historic home museum in Memphis. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Madison Blair is a Series 66 licensed financial advisor at Raymond James Financial with one year of industry experience. Prior to joining Raymond James, Blair worked briefly at Edward Jones and has experience in the retail sector at Harley-Davidson dealerships. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individuals, high-net-worth clients, pension plans, and institutions. The firm uses analytical tools and risk profiling to deliver tailored, non-discretionary advice and supports various advisory programs and institutional consulting services.

Bryan Roper is a financial advisor with Wells Fargo Clearing in Collierville, TN, holding a Series 66 designation and 16 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously affiliated with Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Daniel Vandersteeg is a financial advisor with Mass Mutual Investors Services in Memphis, TN. He holds the CFP® designation and has 11 years of industry experience, previously working at MetLife Securities, Inc. and MassMutual Life Insurance Co. He also operates as an agent in individual and group life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to provide written recommendations tailored to client goals.

Jarod Wesson is a financial advisor at LPL Financial with 15 years of industry experience. He holds the Series 63 and Series 66 credentials and previously worked at Edward Jones for 10 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and institutional services.

Ethan Smith is a financial advisor with Charles Schwab in Germantown, TN, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Charles Schwab Bank, LPL Enterprise, First Citizens National Bank, and Whites & Associates. Before entering the financial sector, he spent nine years in full-time education. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a formal alternative-investment process.

Sam Garrard III is a financial advisor with Wells Fargo Clearing in Nashville, TN, holding Series 63 and Series 66 licenses and 21 years of industry experience. He has previously worked at Suntrust Advisory Services, Suntrust Investment Services, and Investment Professionals, Inc. Outside of his advisory role, he serves as an executor for an estate in Franklin, TN. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm employs an IPS-driven approach based on modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options in its investment menus.

Christopher Shelton is a financial advisor with Cetera, holding a Series 66 designation and 10 years of industry experience. He has worked at Cetera and Regions Bank since 2018 and was previously with Scottrade, Inc. from 2016 to 2018. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management, financial planning, retirement services, and access to third-party money managers, operating a multi-manager platform with a range of program options and custodial relationships.

Gregory Lemon is a financial advisor with Ameriprise in Cordova, TN, holding Series 65 and Series 63 licenses and bringing eight years of industry experience. His career includes multiple engagements with Ameriprise and a one-year tenure at Kingswood Capital Partners. Outside of his advisory role, he is co-owner of a commercial landscaping company and serves as a director at a CPA consulting and advisory firm. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering specialized retirement income planning that combines comprehensive analysis with ongoing advice to support dependable income and tax-aware withdrawal strategies.

George Ryan Connor is a financial advisor at Raymond James & Associates with 11 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Kimery Wealth Management, LLC, and FTN Financial in both Securities Corp and Capital Markets divisions. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, with a range of portfolio management styles and municipal advisory services.

Ronald Goss III is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding a Series 66 designation and having six years of industry experience. He has worked at Mass Mutual Investors Services and MassMutual Life Insurance since 2020 and previously spent time at Strategic Financial Partners and Green Earth Landscaping, LLC. Outside of his advisory role, he is involved in insurance sales as a licensed agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides a range of programs including educational seminars and uses firm-approved tools to support client goal analysis and planning recommendations.

Robert Mayer is a CFA® charterholder with 20 years of industry experience. He is a financial advisor at Stifel, where he has worked since 2018, following a decade at J.J.B. Hilliard, W.L. Lyons, LLC. Mayer serves on the investment committee of Christian Brothers High School, helping to oversee the school’s endowment. Stifel serves a wide range of clients including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.