Elizabeth Smith is a financial advisor at Raymond James & Associates with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Raymond James & Associates since 2013. Prior to her advisory role, she worked in the fitness industry at Golds Gym and Desoto Athletic Club. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and charitable organizations, offering financial planning and non-discretionary investment consulting through various advisory programs.

Nathan Travis is a financial advisor with Wells Fargo Clearing in Memphis, TN, holding a Series 66 designation and 27 years of industry experience. He has been with Wells Fargo Clearing since 2016, including a prior role at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment approach.

Monica Wiesel is a financial advisor at Raymond James & Associates with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Raymond James since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutional investors, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Tate Charping is a financial advisor with Cetera, holding a Series 66 license and one year of industry experience. His background includes roles at Cetera Wealth Services and the United States Probation Office, as well as teaching positions at the Regents School of Oxford. He is also a financial advisor at Shoemaker Financial, focusing on financial planning, investment planning, and insurance planning. Cetera Investment Advisers LLC is an SEC-registered firm that provides a broad range of portfolio management and financial planning services to individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers access to various investment strategies and third-party managers across multiple program structures and custodial relationships.

James Killebrew is a CFP® professional at Charles Schwab with 28 years of industry experience. His prior roles include positions at Fidelity Personal and Workplace Advisors and Strategic Advisors Inc. He serves as Treasurer on the board of the Seacliff Homeowners Association. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and a centralized, integrated operational structure.

Meggan Glass is a financial advisor with Merrill, holding a Series 66 designation and 15 years of industry experience. She has been with Merrill since 2013 and has also worked at Bank of America, N.A. since 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm employs model-based and discretionary investment strategies developed by internal teams and third-party managers.

Selenne Calhamer is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2017. Prior to that, she was employed at USAA Financial Planning Services and USAA Financial Advisors, Inc. from 2012 to 2017. Calhamer also serves as a non-public arbitrator for FINRA, a role she has held since 2000. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Robert Shy is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Edward Krausnick Jr. is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 63 designation and bringing 43 years of industry experience. He has been with Raymond James & Associates since 2012 and also has experience with Resolute Capital IV since 2017. Outside of his advisory role, he is an investor and partner in various private businesses, including involvement in a restaurant venture in Memphis. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, and municipal entities. The firm offers financial planning and investment consulting services supported by a nationwide adviser force and employs a range of portfolio management styles supplemented by firm research and sub-advisers.

Gregory Gartrell is a financial advisor at Merrill with 17 years of industry experience. He holds the Series 66 designation and has worked at several firms including Wells Fargo Clearing and Wells Fargo Advisors. Merrill provides managed account services through its Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Colin Chesbrough is a financial advisor at Fidelity with eight years of industry experience. He holds a Series 66 designation and has worked previously at TD Ameritrade and General Motors. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage investments across mutual funds, ETFs, and ETPs.

Kendall Hill is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds a Series 66 designation and has worked with MassMutual/Strategic Financial Planners and MML Investors Services since 2023. His prior experience includes roles at SkyFrequency, Inc., Hotel Chester, and various educational institutions. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and investment services to individuals, business owners, trusts, and charitable organizations through structured, collaborative relationships.

Christopher Greggs is a financial advisor with Raymond James & Associates, holding a Series 66 designation and with 19 years of industry experience. He has been with Raymond James since 2013. Outside of his advisory role, he manages tillable acreage that is leased to a local farmer. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and public entities, and offers a range of financial planning, consulting, and advisory services supported by various portfolio management styles and affiliated research.

Ryan Winkler is a financial advisor at Wells Fargo Clearing in Madison, TN, holding Series 63 and Series 65 credentials. He has been with Wells Fargo Clearing since 2025 and previously worked at Wells Fargo Bank, NA. His background includes diverse roles across multiple industries, including education and transportation. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings than typical institutional advisers.

Adam Sowell is a financial advisor at UBS Financial Services with 25 years of industry experience. He has been with UBS since 2001 and holds Series 63 and Series 66 licenses. Outside of his advisory role, he is involved in managing real estate investments with his wife. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a broad platform of capital markets and advisory services.

David Rochester is a financial advisor with Cetera in Germantown, TN, holding a Series 63 designation and over 30 years of industry experience. He has been with Cetera and Cetera Wealth Services since 2023 and previously worked at Securian Financial Services and Minnesota Life from 1995 to 2023. Outside of his advisory work, he is involved as an agent/broker in fixed insurance sales through the Shoemaker Agency, a role he has held since 2001. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, with access to both affiliated and third-party managers, and manages over $256 billion in assets across more than 10,000 advisors.

Becky Bridgmon is a financial advisor with Morgan Stanley in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has worked at Morgan Stanley since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques through its Financial Advisors and Estate Planning Strategies Group.

Kelsey Taylor is a Series 66-licensed financial advisor with eight years of industry experience. Currently with Morgan Stanley, Taylor previously worked at Wells Fargo Clearing and Creative Co-op, Inc. There are no notable outside business activities reported. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs supported by firm-approved planning tools and investment research. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and corporate financial planning agreements.

Daniel Wright is a financial advisor at Cetera with a Series 66 credential and less than one year of industry experience. Prior to joining Cetera, he worked at Symmetry Financial Group, Waffle House, and Intermodal Cartage Company. He serves on the advisory board of the African Youth Philanthropy Network, providing insight into American investment perspectives for the organization based in Accra, Ghana. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a variety of portfolio management services and employs a multi-manager platform featuring both affiliated and third-party managers across discretionary and non-discretionary program structures.

Austin Whitley is a financial advisor at Morgan Stanley in Memphis, TN, holding a Series 66 designation with six years of industry experience. He has been with Morgan Stanley since 2018 and previously worked at Mississippi State University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.