Philip Johnson is a financial advisor with Osaic Wealth, Inc. based in Maumee, Ohio. He holds a Series 63 designation and has 33 years of industry experience, including prior roles at Royall Alliance and Savage and Associates. Outside of his advisory work, he has ownership interests in real estate investment entities and serves as an insurance agent. Osaic Wealth, Inc. serves a wide range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, leveraging a variety of tools to build diversified portfolios that include stocks, bonds, mutual funds, ETFs, and alternative investments.

Robert Brunner is a financial advisor with Thrivent Investment Management in Perrysburg, Ohio. He holds a Series 66 designation and has 14 years of industry experience. Brunner has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2011. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through its network of Financial Advisors. The firm offers holistic, goal-based planning focused on a wide range of financial topics, with options to combine planning with managed-account services under a consolidated billing program called “WealthPlan.”

Brandt Landin is a financial advisor with LPL Financial, holding a Series 65 designation and seven years of industry experience. His work history includes roles at Mazda North American Operations and Transamerica Financial Advisors, among others. Outside of his advisory work, he is employed by Mazda North American Operations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Jay Snell is a Series 66-licensed financial advisor with Morgan Stanley in Perrysburg, Ohio, and has five years of industry experience. Prior to joining Morgan Stanley, he worked at Wedbush Securities Inc. and Molson Coors Beverage Company. Outside of his advisory role, he serves on the Investment Committee for the St. Francis de Sales High School Foundation, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in assets and employs a structured financial planning process supported by firm-approved tools and market modeling techniques.

Nicholas Rightnowar is a financial professional with OSAIC, holding a Series 66 designation and 11 years of industry experience. He has been with Savage & Associates since 2014 and is a co-owner of Right Capital LLC. Outside of his advisory work, he produces a financial education podcast through Rightnowar Media Productions. OSAIC serves a diverse client base including individual and institutional investors, offering integrated brokerage and advisory services along with access to multiple investment platforms and third-party managers. Their advisors utilize firm-provided asset-allocation tools and risk assessments to construct portfolios including a range of securities managed on discretionary or non-discretionary bases.

John Paskowski is a financial advisor with Primerica Advisors in Maumee, Ohio, holding Series 63 and Series 65 licenses and 18 years of industry experience. His work history includes roles at Wood County Educational Services, Renhill Group, and Maumee Bay State Park, alongside ongoing associations with PFS Investments Inc. and Primerica Financial Services. Outside of his advisory work, he serves as a Department of Natural Resources Specialist for the State of Ohio on a seasonal basis. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which uses model-delivery strategies and discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.

Parker Wall is a financial advisor at Ameriprise Financial Services with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise since 2016. Wall serves on the Board of Directors for Sylvania Area Family Services. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning with tailored recommendation reports and ongoing advice.

Matthew Pindoley is a financial advisor at OSAIC with three years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors and Glass City Federal Credit Union, where he continues to serve as a financial advisor. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm utilizes various asset-allocation tools and supports both discretionary and non-discretionary account management across a range of investment products.

Justin Lucik is a Financial Consultant at Fidelity Investments, where he partners with clients to develop customized financial plans aimed at addressing their specific needs. He encourages clients to initiate appointments to begin building these tailored strategies and supports them in achieving their financial goals. Justin's experience in the financial services industry includes roles as a Planning Consultant at Fidelity Investments from 2022 to 2024, an Associate Financial Advisor at Ameriprise Financial from 2020 to 2022, and a Client Service Representative at Rose Street Advisors from 2019 to 2020. Outside of his professional work, Justin enjoys outdoor activities such as camping, canoeing, football, hiking, and spending time at the lake.

James Morris is a financial advisor with Primerica Advisors in Maumee, Ohio, holding a Series 63 designation and 15 years of industry experience. His work history includes roles at Promedica Healthcare System and Greater Toledo Urgent, alongside long-term experience with Primerica-related entities since 1998. He is also involved in sales of home security and automation products through Primerica Client Services, Inc. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, as well as corporate and charitable clients. The firm offers advisory services through a large network of advisors who utilize model-based investment strategies managed by third-party asset managers.

Emily Davis is a Series 66-credentialed financial advisor at Edward Jones with 19 years of industry experience. She previously worked at Danberry Realtors for four years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of investment advisory programs and affiliated financial services.

Matthew Smith is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior roles include positions at Cetera, Avantax, and Midland National Life General Agency. Outside of financial services, he serves as an appointed board member overseeing treasury duties for Bowling Green Curling, Inc., manages operations for S&S Restaurants, LLC, and holds a board position with the Robert S. Rogers High School Athletic Hall of Fame. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and multiple portfolio management options.

Anthony Krncevic is a financial advisor with Cetera based in Toledo, OH. He holds a Series 66 designation and has 16 years of industry experience, including prior roles at Avantax Advisory Services and Savage & Associates. Outside of his advisory work, he organizes monthly car shows for automobile enthusiasts through Toledo Cars & Coffee and serves as a volunteer member of the finance council at St. Jerome Parish in Cleveland. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform incorporating affiliated and third-party managers across various program structures.

Timothy Ayer is a financial advisor with Cambridge Investment Research Advisors, holding a Series 65 designation and 23 years of industry experience. His career includes 20 years at Kaminsky & Associates and four years at Spc prior to joining Cambridge in 2025. He is also involved as an agent with Sunrize Retirement & Financial Services, which focuses on insurance and benefits. Cambridge Investment Research Advisors serves a wide range of clients, including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services. The firm offers both proprietary and third-party investment strategies delivered through a network of independent financial professionals across multiple platform arrangements.

Gregory Siravo is a financial advisor with Primerica Advisors in Maumee, OH, holding a Series 63 designation and 38 years of industry experience. He has worked with Primerica Advisors since 1987 and has been affiliated with Newman Financial since 2020. Outside of his advisory work, he is involved in sales of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and selectively managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Sharon Snyder is a financial advisor with Primerica Advisors in Maumee, Ohio, holding a Series 63 designation and over 25 years of industry experience. She has been associated with PFS Investments Inc. and Primerica Financial Services since 2000. In addition to advisory work, she is involved in sales of loan products and home-related services through Primerica Mortgage, LLC and Primerica Client Services, Inc. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Teresa Emch is a financial advisor at Morgan Stanley in Perrysburg, OH, holding a Series 66 designation with 23 years of industry experience. She has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models to assist clients with their financial goals.

Robert Wade is a financial advisor with LPL Financial in Perrysburg, Ohio, holding Series 63 and Series 65 licenses and over 36 years of industry experience. He has been with LPL Financial since 2001. Wade is also involved in insurance sales, operating under R. M. Wade & Company, Ltd., specializing in non-variable insurance products including life insurance. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management along with access to research and model portfolios.

Scott Walsh is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Osaic Wealth since 2023, following a decade at Royal Alliance and over three decades at Savage & Associates. Walsh is also a member at large on the Board of Directors for the House of the Sun Home Owners Association in Sarasota, Florida. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation tools and supports managed-account solutions on multiple platforms.

Rob Friemoth Jr. is a financial advisor with LPL Financial, holding a Series 63 designation and 26 years of industry experience. He previously worked at Cetera and Cetera Advisors LLC, where he spent a combined 13 years. Outside of advising, he is involved in a non-variable insurance business based in Toledo, Ohio. LPL Financial is an SEC-registered adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by internal and third-party research.