Alex Westerbeck is an Investment Consultant at Fidelity Investments, where he has been serving clients since 2025. In this role, he works closely with individuals and families to organize their financial priorities and develop personalized financial plans aimed at achieving their goals. Prior to this position, Alex was a Workplace Planning Consultant at Fidelity Investments from 2023 to 2025. Alex's approach focuses on providing clear and thoughtful guidance to help clients navigate complex financial decisions and move forward with confidence. Outside of his professional work, he enjoys spending time with family, participating in fitness activities, playing golf, and traveling.

Timothy Foster is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and six years of industry experience. He previously worked at Fifth Third Bank for five years before joining MML Investors Services and Mass Mutual Life Insurance Company in 2020. Outside of his advisory work, he co-owns and co-hosts a sports review podcast called Average Joes Football with Mike & Tim. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm structures planning engagements as annual, collaborative relationships and utilizes firm-approved software tools to analyze client goals and deliver written recommendations.

Kristen Mangus is a Series 66–licensed financial advisor at Equitable Advisors with one year of industry experience. She previously worked at WM for ten years and has held roles outside of finance, including positions at California Golf Course and Body Alive. She is also a power of attorney for her mother. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party managers.

Shayne Clephane Jr. is a financial advisor at Merrill in Cincinnati, OH, holding Series 66 and Series 63 licenses with two years of industry experience. He previously worked at Fidelity Investments and is involved with Media Influence LLC, a business he has been associated with since 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ryan Mikelonis is a CFP® professional with 17 years of industry experience, currently serving at J.P. Morgan Securities in Cincinnati, OH. His work history includes roles at JPMorgan Chase Bank, N.A., PNC Bank and Investments, and USAA Financial Planning Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary framework.

Christina Lawson is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and nine years of industry experience. She has been with J.P. Morgan Securities since 2017 and has worked at JPMorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions to build model asset allocations.

Clinton Louiso is a CFP® with 22 years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at Wells Fargo Clearing Services, J.P. Morgan Securities, and Chase Investment Services Corp. He also operated Nicole Lynn Photography for eight years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by a large network of investment adviser representatives.

Jeff Lee is a financial advisor at J.P. Morgan Securities in Cincinnati, OH, holding Series 63 and Series 66 designations with over 26 years of experience in the industry. He worked at Fidelity from 1996 to 2021 and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2026. Outside of his financial advisory roles, he is involved with Array Ministry Center LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions to build model asset allocations and incorporates broader derivatives and commodities capabilities.

John Vansteenkiste is a financial advisor at Fidelity with six years of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes a role at Lifetime Financial Growth and positions related to aquatic centers and swim clubs in Ohio. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs, and serves as an advisor to multiple registered funds and model portfolios.

Richard Kohl is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 licenses and has four years of industry experience. Prior to joining Raymond James, Kohl worked at Fidelity Investments and has held roles in the hospitality industry. He is also associated with Bisbe Capital in a support role. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored non-discretionary planning and uses analytical tools to support client goals, with specialized programs in municipal finance and employer SIMPLE IRA advisory services.

Logan Doane is a Financial Consultant at Fidelity Investments, a role he has held since 2023. Prior to this position, he served as a Workplace Planning Consultant at Fidelity Investments from 2020 to 2023. His professional focus involves collaborating with clients to develop financial strategies tailored to their individual goals. Logan emphasizes understanding each client's unique story and priorities as the foundation for meaningful financial planning. He is committed to building trusted relationships and working closely with clients and their families as their financial needs change over time. Outside of his professional responsibilities, Logan has interests in football, golf, skiing, traveling, food, and parenthood.

Mackenzie Bennett is a Series 66-licensed financial advisor with Raymond James Financial in Cincinnati, Ohio, and has eight years of industry experience. He has served in the U.S. Navy since 2013, including active military duty and continuing service from 2019 to the present. Bennett is involved in business development for Cornerstone Retirement Advisor, Inc., and serves as an insurance agent selling fixed, index, life, and Medicare-related products. He also participates in the finance and investment committee of the International Order of Odd Fellows, Dekalb Lodge #12. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers non-discretionary planning tailored to client goals and supports municipal and public-finance work through a municipal advisor affiliation.

Jonathan Coleman is a Series 66-licensed financial advisor with Equitable Advisors in Cincinnati, Ohio, and has five years of industry experience. Prior to joining Equitable Advisors in 2020, he worked as a Caddie Master for four years. Equitable Advisors serves individual clients across wealth levels, as well as pension and profit-sharing plans, corporations, and nonprofits, offering financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes both proprietary and third-party advisory models, emphasizing client risk assessment and matching to appropriate investment programs.

Courtney Galinger is a financial advisor at Fidelity with 27 years of industry experience. She holds Series 63 and Series 66 designations and has worked at several Fidelity affiliates and Chase Investment Services. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients. The firm uses proprietary research combined with quantitative and algorithmic portfolio construction to deliver model portfolios and manages multiple registered investment companies and fund-of-funds.

Matthew McManus is a financial advisor with Equitable Advisors in Cincinnati, OH, holding Series 63 and Series 65 licenses and possessing 15 years of industry experience. He has been with Equitable Advisors since 2011 and previously worked at AXA Advisors LLC. Outside of his advisory role, McManus is the author of a book titled *Money Academy* and serves as Treasurer for the Hamilton County Police Association as well as Director of Finance for the Greater Cincinnati Police Museum. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management services delivered through a network of Investment Adviser Representatives, utilizing both proprietary programs and third-party asset managers.

Josh Hardtke is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2017. He has been with Fidelity for over a decade, contributing in various capacities including Financial Consultant, Investment Representative, Retirement Solutions Representative, Investment Solutions Representative, Financial Service Professional, and Defined Contribution Representative since 2010. His primary focus involves developing, implementing, and maintaining long-term financial plans that address challenging market conditions and life changes. Josh holds an Arkansas Insurance License, supporting his professional capabilities in the financial services sector. His extensive tenure at Fidelity reflects his commitment to assisting clients and families in their financial planning endeavors, utilizing the resources of a trusted brand within the financial industry. Outside of his professional responsibilities, Josh engages in family activities, fitness, hiking, parenthood, and spending time with pets.

Collin Mc Aninch is a financial advisor at OSAIC with Series 63 and Series 65 credentials and three years of industry experience. Prior to joining OSAIC in 2025, he worked eight years at Lincoln Financial Advisors. His background also includes roles in education and business, including five years at the University of Cincinnati and a brief tenure at Ms. Classics Car Wash. OSAIC serves a diverse client base that includes retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various tools and programs, and is notable for its scale, recent consolidation activity, and complex affiliate network.

Brett Bryant is a financial advisor at Equitable Advisors with a Series 66 credential and no prior industry experience. His work history includes roles at Millson Walker Financial Group, Spectrum, Catalyst and Rational, Jackson Hewitt, and academic positions at Northern Kentucky University, Bellarmine University, and Moeller High School. Equitable Advisors serves a range of clients including individuals, pension plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Michael Games is a financial advisor with LPL Financial in Bellevue, KY, holding Series 63 and Series 66 designations and with 29 years of industry experience. His prior roles include positions at Sei Investments, Ross Sinclaire and Associates, FIFTH THIRD SECURITIES, Inc., Essex National Securities, LLC, and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and a variety of strategic investment options.

Nick Wesselman is a Wealth Management Senior Relationship Manager at Fidelity Investments, where he serves as the primary point of contact for families. In this role, he provides a high level of service and works with the Private Wealth Management Team to help clients and their families grow and protect their wealth, make sound investment decisions, and simplify their financial lives. Nick has progressed through several roles at Fidelity Investments, including Wealth Management Planning Consultant from 2021 to 2022, Managed Account Support Specialist from 2019 to 2021, and positions in Help Desk and Client Services from 2015 to 2019. This experience has provided him with a comprehensive understanding of wealth management and client support. Outside of his professional responsibilities, Nick enjoys board games, camping, golf, motorcycles, pets, and skiing.