John Sauger is an investment advisor representative with FSA Advisors, Inc. in Troy, Michigan, holding Series 63 and Series 65 licenses and with 17 years of industry experience. His career includes roles at AE Financial Services, HUB International Midwest, and Independence Capital Co. He also serves as president and secretary of Sauger Holdings, an sCorp managing financial business income for tax purposes. FSA Advisors, part of Financial Services of America Advisors, provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and businesses. The firm combines fundamental analysis with modern portfolio theory and a long-term investment horizon, typically implementing allocations through mutual funds, fixed income, ETFs, REITs, and annuities.

Connor Holton is a financial advisor with Spartan Wealth Management, holding Series 63 and Series 65 licenses and one year of industry experience. His prior work includes roles at LPL Financial, Cadaret, Grant & Co., and Cambridge Investment Research. Holton is engaged as a financial advisor at Spartan Wealth Management, where he provides investment advisory services. Spartan Wealth Management serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, offering discretionary investment management, comprehensive financial planning, and retirement plan advisory services. The firm applies fundamental analysis combined with Modern Portfolio Theory to create primarily long-term portfolios and incorporates derivatives, hedging, and third-party research in its investment strategies.

Kourtnee Jury is a financial advisor at FSA Advisors, Inc. in Troy, MI, holding a Series 65 designation with one year of industry experience. Prior to joining FSA Advisors and Financial Services of America in 2025, she worked at Financial Plus Credit Union for seven years and has experience in the hospitality industry. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and businesses, employing an investment approach that combines fundamental analysis with modern portfolio theory and a long-term trading horizon. The firm manages approximately $395 million in assets and uses a variety of investment products while documenting client-specific investment policies and risk tolerances.

Nicole Standen is a CFP® with 13 years of industry experience and has been with Gainplan LLC since 2017. Prior to joining Gainplan, she worked at CIG Asset Management, CIG Securities, and CIG Capital Advisors from 2015 to 2017. In addition to her advisory role, she is involved in selling life, accident, and health insurance. Gainplan LLC serves individuals, trusts, pension, and corporate clients by providing investment advisory and financial planning services. The firm uses a factor-based, top-down investment process incorporating tactical and strategic asset allocation and employs a range of investment vehicles including ETFs, mutual funds, and derivatives.

Gerald Seizert is a CFA® charterholder with 16 years of industry experience. He is a founding member of Heron Bay Capital Management and previously led Seizert Capital Partners for nearly two decades. Seizert serves as an independent director for Advent Capital Management, a closed-end mutual fund company. Heron Bay Capital Management is an SEC-registered advisory firm managing approximately $644 million for individuals, high-net-worth clients, trusts, estates, and institutions. The firm follows a long-term investment strategy using fundamental, technical, and cyclical analysis to build customized portfolios primarily composed of individual equities and low-cost ETFs.

Ryan Sitto is a financial advisor at Spartan Wealth Management with a Series 65 credential and one year of industry experience. He previously worked at Deloitte from 2014 to 2020 and has been associated with Hope Management Group, Inc. since 2020. Spartan Wealth Management provides discretionary investment management and comprehensive financial planning to individuals, trusts, estates, businesses, and retirement plans. The firm employs a long-term investment approach based on fundamental analysis and Modern Portfolio Theory, offering personalized asset allocation and portfolio strategies through a multi-advisor team.

Kali Hassinger is a CFP® professional with 12 years of industry experience, currently serving at the Center for Financial Planning Inc in Farmington Hills, MI. She has been with Raymond James Financial Services since 2013. Hassinger also holds a Series 63 designation and acts as an insurance agent with Lloyd’s/International Specialty Insurance. Center for Financial Planning, Inc. is an SEC-registered investment adviser managing approximately $1.97 billion in assets and providing financial planning and investment management services to individuals, trusts, estates, and charitable organizations. The firm employs a strategic asset allocation and diversification approach, offering both discretionary and non-discretionary mandates along with access to Raymond James–administered programs.

Christian Karges is a financial advisor at FSA Advisors, Inc. in Troy, MI, holding a Series 66 designation with one year of industry experience. Prior to his financial services roles, he worked at Green Lantern Pizza for several years, including as a delivery driver. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses, employing an investment approach based on fundamental analysis and modern portfolio theory with tailored asset allocations and discretionary management.

Justin Pontz is a financial advisor with City Center Advisors, LLC in Troy, MI, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Hantz Financial Services, Inc. and Southwest Foodservice Excellence, LLC, as well as a lengthy career at WDIV. Pontz is also active as an insurance agent with City Center Financial, LLC. City Center Advisors provides discretionary investment management, limited-scope financial planning, and retirement plan services to individuals, including high-net-worth clients, as well as businesses and qualified retirement plans. The firm follows Modern Portfolio Theory in its investment approach and offers a unified managed account program that incorporates model portfolios and third-party managers.

Justin Reinhold is a financial advisor with CPR Investments Inc. in Rochester, MI, holding Series 63 and Series 65 credentials and 14 years of industry experience. He has been with CPR Financial Group LLC, CPR Investments Inc., and Ausdal Financial Partners, Inc. since 2015. Outside of his advisory work, he owns Reinhold Custom Homes, LLC, where he designs and builds a residential home annually. CPR Investments Inc. provides discretionary portfolio management, financial planning, and ERISA plan services to individuals, businesses, and retirement plans. The firm combines in-house tactical models with third-party advisors to pursue tactical and absolute-return strategies, emphasizing defensive positioning and ongoing portfolio monitoring.

Stephanie Morawski is a financial advisor at Expressive Wealth LLC with four years of industry experience. She holds a Series 66 designation and previously worked at Equitable Advisors, LLC, Blue Cross Blue Shield of Michigan, and the Michigan State Senate. Outside of finance, she owns MID Concierge, LLC, a firm providing coaching and consulting services to divorce-related professionals. Expressive Wealth serves individuals, high-net-worth clients, trusts, estates, and retirement plans, offering discretionary asset management, ERISA 3(38) plan services, and modular financial planning. The firm combines fundamental, technical, and cyclical analysis in its investment approach and conducts regular portfolio reviews while overseeing third-party Sub-Advisors.

Anthony Reckling is a financial advisor with FSA Advisors, Inc. in Troy, MI, holding Series 66 and Series 65 licenses and has 10 years of industry experience. His previous roles include positions at Ameriprise Financial, JP Morgan Securities, and Infinex Investments. He is also involved with Financial Services of America, where he sells life insurance and fixed index annuities. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm uses fundamental analysis combined with modern portfolio theory to create tailored, long-term investment strategies that often include mutual funds, fixed income, REITs, annuities, and ETFs.

James Peters Jr. is a financial advisor with RPG Family Wealth Advisory, LLC, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with RPG Family Wealth Advisory and its affiliated Risk Paradigm Group since 2016, and previously worked at Tactical Allocation Group for 13 years, where he continues to contribute in administrative tasks. RPg Family Wealth Advisory provides customized wealth management, financial planning, investment management, and retirement plan advisory services to a diverse client base including individuals, high-net-worth clients, trusts, estates, charities, businesses, and retirement plans. The firm employs a long-term, outcome-focused investment approach using a combination of individual equities, fixed income, mutual funds, ETFs, and limited partnerships, supported by both fundamental and technical analysis and internal due diligence.

Nicholas Boguth is a financial advisor at Center for Financial Planning Inc in Southfield, MI. He holds the CFP®, CFA®, and Series 63 credentials and has 11 years of industry experience, including his current role at Raymond James Financial Services, Inc. as a portfolio manager. Center for Financial Planning, Inc. is an SEC-registered investment adviser serving individual clients, trusts, estates, and charitable organizations. The firm manages approximately $1.97 billion in assets, focusing on strategic asset allocation and diversification with both discretionary and non-discretionary mandates.

Mark Tabock is a financial advisor at Stoney Creek Advisors LLC with 12 years of industry experience and holds the PFS™ designation. He has been associated with Tabock Business TR TBT Corp Mgmt Assoc Co since 1988, where he serves as an account executive and accounting manager, including providing tax services and business-related advice as a certified public accountant. He is a shareholder in Tabock Company, a Michigan for-profit corporation. Stoney Creek Advisors, LLC provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and business entities. The firm uses a documented Investment Policy Statement, a variety of analytical methods, and quarterly reviews to manage client accounts, and offers a broad investment menu alongside retirement-plan advisory services and client education initiatives.

Denise Grace is a financial advisor with AAN Wealth Advisors LLC, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. She previously worked at AlphaStar Capital Management, LLC, Virtue Capital Management, LLC, and has been the owner and insurance agent at Grace Financial Group, LLC since 2008, where she spends a significant portion of her time offering insurance products. AAN Wealth Advisors serves individuals, retirement plans, trusts, estates, charitable organizations, and investment companies by providing investment management through recommended subadvisors, project consulting, and financial planning. The firm uses a risk tolerance questionnaire and Investment Policy Statement to guide portfolio recommendations and oversees an external subadvisor to manage and rebalance client portfolios.

Wayne Bell Warren is a financial advisor at Gainplan LLC with 11 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and is also a licensed Michigan bar attorney, providing legal referrals outside of investment hours. Warren has been with Gainplan since 2015. Gainplan LLC offers investment advisory and financial planning services to individuals, trusts, pension, and corporate clients, utilizing a factor-based, top-down investment process that incorporates tactical and strategic asset allocation across various securities and derivatives. The firm also features an affiliated legal practice and discloses its use of derivatives and crypto-linked products in certain strategies.

Richard Trombley is a financial advisor with FSA Advisors, Inc. in Troy, Michigan, holding a Series 66 credential and bringing nine years of industry experience. His work history includes roles at AE Financial Services, HUB International Midwest, Independence Capital Co Inc, and Financial Service of America. He is also active as an insurance agent with Financial Services of America and FSA Health. FSA Advisors provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm uses a combination of fundamental analysis and modern portfolio theory with a long-term trading horizon, implementing diversified allocations across mutual funds, fixed income, ETFs, REITs, annuities, and selected third-party managers.

Kylie Thiessen is a financial advisor at FSA Advisors, Inc. in Troy, MI, holding a Series 65 designation with three years of industry experience. Her prior work includes roles at Financial Services of America, Palazzo Di Bocce, Goldfish Swim School, and Wyndgate Country Club. She also serves as a client service representative for insurance agencies without receiving commissions. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm employs a long-term investment approach based on fundamental analysis and modern portfolio theory, offering tailored asset allocations and discretionary portfolio management.

Timothy Wyman is a CFP®-designated financial advisor with 34 years of industry experience, currently practicing at Center for Financial Planning Inc in Southfield, MI. He has been affiliated with Raymond James Financial Services, Inc. for 27 years. Wyman serves as an attorney licensed in Michigan and holds leadership roles at Center for Financial Planning, including managing partner and CEO. He is also a board member and chair of the Endowment Investment Committee at Albion College. Center for Financial Planning, Inc. is an SEC-registered investment adviser serving individual clients, trusts, estates, and charitable organizations. The firm manages nearly $2 billion in assets, focusing on strategic asset allocation and diversification through a documented suitability process, offering both discretionary and non-discretionary portfolio management.