Eric Roberts is a financial advisor at TIAA‑CREF with 16 years of industry experience. He holds a Series 66 designation and has been with TIAA‑CREF since 2015. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals with employer retirement plan relationships, as well as to trusts, estates, partnerships, and small retirement plans. The firm provides both point-in-time planning and ongoing portfolio management through various managed account options.

Bonnie Luternow is a CFP® and holds a Series 66 license, with 24 years of industry experience. She has been with Sigma Planning Corporation and Sigma Financial Corporation since 2010. Outside of her advisory role, she volunteers as a Harvard College class secretary and admissions interviewer, serves as a volunteer tax preparer for the AARP Foundation, and works as an election inspector in Springfield Township, MI. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network delivering tailored, discretionary advice, and maintains a strategic partnership with Fidelity and other third-party providers.

Steven Jagusch is a financial advisor at SPC with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Sigma Financial Corporation since 1999. Jagusch also operates S Jagusch & Associates and Steve Jagusch & Associates, with respective histories dating back to 1984 and 1990. Outside of his advisory work, he serves as an honorary board member for the Highland Township Senior Activities Center in Michigan. SPC serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement services, delivering both discretionary and nondiscretionary investment strategies.

Thomas Reid is a financial advisor with TIAA-CREF in Ann Arbor, MI, holding a Series 66 designation and 13 years of industry experience. He has been with TIAA-CREF and Tiaa since 2018 and previously worked at Citizens Securities, Inc. and CCO Investment Services Corp. He also has experience related to extended travel in 2018. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients frequently connected through TIAA-administered employer retirement plans and acts as adviser to a donor-advised fund while employing a fiduciary standard in its RIA services.

Joseph Kowalsky is a financial advisor at SPC with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Sigma Planning Corporation and Sigma Financial Corporation since 2010. Outside of his advisory role, Kowalsky serves on the board of the Cryonics Institute, is president and board member of Organs for Life, Inc., and volunteers as an associate editor for Long Life Magazine and at the Redford Theatre in various capacities. SPC serves a diverse client base including high-net-worth individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement services, delivering discretionary and nondiscretionary investment strategies supported by a unique corporate structure integrating affiliated broker-dealers and insurance agencies.

Heather Gosnick is a Series 65-licensed advisor at Hantz Financial Services, Inc. with one year of industry experience. She owns and provides professional tax services through Leverage Tax Services and Consulting, LLC, and has a legal background as an attorney with Gosnick Legal, PLLC. Prior to joining Hantz Financial Services, she held roles at Hantz Tax and Business and Intuit Inc. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, supported by a range of affiliated financial and implementation capabilities.

Anthony Kubien is a financial advisor at SPC with 24 years of industry experience. He holds the Series 66 designation and has been with Sigma Planning Corporation since 2008 and Sigma Financial Corporation since 2002. He is the managing member of Kubien LLC, which operates Harvest Partners Financial, a financial services and insurance agency licensed in Michigan. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services through a network of over 460 advisors managing approximately $5.66 billion in assets.

Kevin O'Neill is a CFP® professional with 24 years of industry experience, currently serving at SPC since 2004. He is also involved with Strategic Planning Concepts LLC, providing financial services and consulting. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, offering portfolio management, financial planning, and ERISA-related retirement plan services through a network of over 460 advisors and approximately $5.66 billion in assets under management.

Mark Woolhiser is a financial advisor at SPC with 35 years of industry experience. He has been with Sigma Planning Corporation and Sigma Financial Corporation since 2002. His credentials include Series 63 and Series 65 licenses. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, combining discretionary and nondiscretionary strategies with a service model that integrates affiliated broker-dealers and insurance agencies.

Neil Weissman is a financial advisor at &Partners with 18 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory role, he is involved in a private real estate venture capital and private equity investment through Weissy Investments. &Partners serves a broad mix of individual and institutional clients, offering investment management, financial and tax planning, and retirement plan consulting. The firm employs a range of strategies including fundamental, technical, and quantitative analysis, with services delivered on both discretionary and non-discretionary bases.

Todd Praschan is a financial advisor with SPC and Sigma Financial Corporation, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with both firms since 2011. Outside of his advisory roles, he provides annuities and life insurance to clients and is a member of the Saline, MI Chamber of Commerce. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering both discretionary and nondiscretionary investment management through a network of over 460 advisors.

Kale Hensel is a financial advisor at TIAA-CREF based in Ann Arbor, MI, with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at TIAA and TIAA-CREF since 2012. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm separates point-in-time planning services from ongoing discretionary management and serves as adviser to a donor-advised fund, operating within a vertically integrated group that uses affiliated funds.

Alexander Calderwood is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience. He holds the Series 66 designation. Outside of his advisory role, Calderwood is a partner in Oddrealityband, LLC, a live entertainment business where he plays musical instruments and records music. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm utilizes model-driven ETF strategies, separately managed accounts, and technology-enhanced tools to provide financial planning, portfolio management, and fiduciary services.

Anthony Bacarella is a financial advisor with SPC in Ann Arbor, MI, holding Series 63 and Series 65 credentials and possessing 31 years of industry experience. He has worked at SPC since 1996 and previously at Parkland Securities from 2014 to 2022. He is also the owner and president of Bacarella Wealth Consultants, LLC. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering both discretionary and nondiscretionary management options through a network of over 460 advisers.

Lillian Kozak is a financial advisor with SPC in Ann Arbor, MI, holding Series 63 and Series 65 licenses and three years of industry experience. She has worked at Sigma Financial Corporation since 2023 and has prior experience at KM Financial, Fifth Wheel Freight, Lee and Birch, and Grand Valley State University. Kozak serves as the Events Committee Chair for the Grosse Pointe Sunrise Rotary, where she assists with event hosting and fundraising. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base including individual investors, employer-sponsored plans, charitable organizations, and corporate clients. The firm supports a large network of advisors and offers tailored, discretionary investment advice primarily through the SIGMA Managed Account and other account programs.

David Vickery is a financial advisor with SPC in Ann Arbor, MI, holding Series 63 and Series 65 credentials and over 41 years of industry experience. He has been affiliated with Sigma Planning Corporation since 2006 and has maintained long-term roles with Sigma Financial Corp and Vickery and Associates since the 1980s. Vickery serves on the Michigan Catholic Conference Lay Employees Retirement Plan Board of Directors. SPC serves a diverse client base including individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, employing both discretionary and nondiscretionary strategies and maintaining a corporate structure that integrates affiliated broker-dealers and insurance agencies.

Kalpana Shah is a financial advisor at SPC with 28 years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at LPL Financial for 22 years before joining SPC and Sigma Financial Corporation. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm delivers tailored, discretionary advice through a large network of advisors and is notable for its affiliations with broker-dealers and insurance agencies.

John Sepp is a financial advisor at SPC with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with SPC since 2016. Outside of his advisory role, he serves as a FINRA arbitrator and volunteers as an election poll worker in Washtenaw County, Michigan. He also provides marketing and management support to his spouse's dental practice. SPC offers investment management, financial planning, and retirement-plan advisory services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary advice, with custody and execution services provided primarily through Fidelity/NFS.

Alexandrea Snyder is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, holding a Series 66 designation with eight years of industry experience. She has worked at Hantz Financial Services since 2017 and also spent time at Cedar Springs Brew Co. and Concordia University. Hantz Financial Services, Inc. is an enterprise investment adviser and broker-dealer managing approximately $10 billion in client assets. The firm serves individual investors, corporate, and retirement plan sponsors through a multi-advisor platform, focusing on diversified, ETF-centered model portfolios combined with third-party managers and tax-aware strategies.

Michael Stros is a CFP® professional with five years of industry experience, currently serving clients at Mercer Global Advisors Inc. in Ann Arbor, Michigan. His prior experience includes roles at Vintage Financial Services and Beth Shutko's State Farm. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, and non-profits, offering investment advisory services alongside financial, tax, retirement, estate planning, and family office services. The firm emphasizes globally diversified, risk-appropriate portfolios implemented through a variety of low-cost investment options and provides specialized services such as retirement plan consulting and charitable advisory.