Patrick Peterson is a CFP® professional with 16 years of experience in the financial services industry. He has worked at Wells Fargo Clearing since 2016 and has been affiliated with Wells Fargo Bank NA since 2015. His prior roles include a position at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s IPS-driven advisory process incorporates modern portfolio theory and offers both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Barbara Gill is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations and bringing 39 years of industry experience. Prior to joining LPL Financial in 2022, she spent 35 years at MML Investors Services Inc and Massachusetts Mutual Life Insurance Company. She is also involved in insurance sales under her name. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management with resources from LPL Research and third-party subadvisors.

Christian Fairbanks is a financial advisor with Mass Mutual Investors Services in Lansing, MI, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Michael R. Kluck & Associates and the Michigan Association of Realtors. Outside of financial advising, he has experience in the restaurant industry and legal education. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap accounts and educational seminars, structuring financial planning as annual, collaborative engagements.

Scott Lewis is a financial advisor with Morgan Stanley in East Lansing, MI, holding a Series 66 designation and bringing 24 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, Lewis coaches in the Grand Ledge Public Schools system. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and model-based outcome simulations. The firm manages approximately $2.74 trillion in client assets and offers a broad range of investment and planning services.

Kirk Sempsrott is a financial advisor with LPL Financial in East Lansing, MI, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Sigma Financial Corporation, Princor Financial Services Corp, and Washington Avenue Advisors. He is also involved with Sempsrott, Inc., a business entity related to his tax and investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by model portfolios and research from various sources.

Paige Long is a financial advisor at Morgan Stanley in East Lansing, MI, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley, she worked in various roles at companies including North American Lighting, NeoPollard Interactive, Fortis Payment Systems, and Soaring Eagle Casino. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery conversations and firm-approved tools, with a focus on advisory services rather than individual security recommendations.

Brian Dale is a financial advisor with Edward Jones in Okemos, MI, holding Series 63 and Series 66 licenses. He has 21 years of industry experience and has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, with approximately $1.01 trillion in assets under management.

Anna Pitts is a financial advisor with Morgan Stanley in East Lansing, MI, holding a Series 66 designation and 18 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2009 and at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with advisory programs that include tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models in its financial planning process.

Alexander Barris is a financial advisor with Morgan Stanley in East Lansing, MI. He holds a Series 66 designation and has two years of industry experience. Prior to his current role, Barris worked at Morgan Stanley, Dicks Sporting Goods, and Michigan State University among other positions. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its advisory process.

Shawn Checkeroski is a financial advisor at J.P. Morgan Securities with Series 65 and Series 63 designations and eight years of industry experience. He has worked at J.P. Morgan Securities since 2022 and has been affiliated with Jpmorgan Chase Bank since 2018. Prior to that, he worked at Deluca's from 2014 to 2019. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when making investment recommendations.

Lauren Ethington is a financial advisor with Morgan Stanley in East Lansing, MI, holding the Series 66 designation and seven years of industry experience. Her prior roles include positions at The Huntington Investment Company, Cetera, and Citizens Securities Inc. Lauren has also worked outside finance in roles at Amazon and Target. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a range of retail and institutional investment services.

Patrick Anderson is a CFP® with 31 years of experience in the financial industry. He has been with Ameriprise since 2005, currently serving as an advisor in East Lansing, MI. His tenure includes roles at Ameriprise Financial Services, Inc. prior to the current Ameriprise entity. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports, supporting clients through a centralized consulting team and an approach that integrates both automated and tailored advice.

Marc Merritt is a Wealth Management Advisor with Merrill Lynch Wealth Management and a co-founder of The BZEMS Group. He has spent his entire career with Merrill, focusing on helping affluent families, small business owners, and nonprofit organizations grow and secure their wealth. Additionally, Marc serves as a Retirement Benefits Consultant on a Merrill retirement plan advisory team, supporting corporate benefit plans. Marc's approach to wealth management centers on philosophy, process, and structure. He works closely with clients to identify their personal and financial goals, developing tailored strategies and cohesive plans unique to each client's circumstances. His team emphasizes clear communication about investment selections, the research process, and fee transparency to help clients manage changes such as major life events or portfolio adjustments. Marc holds a Bachelor's Degree from Michigan State University and holds several professional designations, including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He lives in Okemos with his wife and two daughters. Outside of work, Marc enjoys golfing, ice hockey, skiing, biking, and supports several nonprofits and charitable organizations in his region.

Abigail Mehregan is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds the Series 66 designation and has worked at J.P. Morgan Securities LLC since 2020, following two years at UBS Financial Services Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Cassidy Ballard is a financial advisor at Raymond James Financial with one year of industry experience. She holds the Series 66 designation and has worked previously at Urban Financial Advisory Corporation and Ballard Wealth Group. Her professional background includes experience outside finance, including positions at Michigan State University and in local school districts. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal advisory services, incorporating technology and analytical tools to assist clients in achieving their goals.

Nancy Mcclintic is a financial advisor with Primerica Advisors in Lansing, MI, holding Series 63 and Series 65 designations with 38 years of industry experience. She has worked at PFS Investments Inc. and Primerica Financial Services since 1988. Outside of her advisory role, she is a partner in A&N Farms and A&N Enterprises. Primerica Advisors is a firm serving primarily individual investors, including non-HNW and high-net-worth clients, as well as corporate and charitable entities. It sponsors a wrap-fee asset management program that uses model-delivery strategies managed by unaffiliated asset managers and offers a range of investment approaches including strategic, tactical, tax-managed, and income-distribution models.

James Miller is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. His career includes over a decade at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Joyce Matz is a financial advisor with LPL Financial in Okemos, MI, holding Series 63 and Series 65 credentials and over 20 years of industry experience. She has been with LPL Financial since 2005. Outside of her advisory role, she serves as a board member for the Mid-Michigan Food Bank, assisting with efforts to support a school program for students eligible for reduced lunches. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and financial planning services supported by both proprietary and third-party research.

Tonya Madar is a financial advisor at Edward Jones with a Series 66 designation and four years of industry experience. Prior to joining Edward Jones in 2022, she worked for the State of Michigan for seven years and at Central Michigan University Library for eight years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, as well as affiliated mutual funds and tax-efficient services.

Henry Guzzo is a financial advisor with Ameriprise Financial Services, LLC, holding the CFP®, ChFC®, and Series 63 designations and bringing 28 years of industry experience. He previously worked at Royal Alliance for ten years before joining Ameriprise in 2021. Outside of his primary advisory role, Guzzo is involved in independent insurance brokering and owns Blumark Financial Advisors, LLC, a firm that manages his financial planning practice, as well as Blumark Tax Advisors, LLC, which provides tax preparation services. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, combining research-driven recommendations on income sources, Social Security, and tax-efficient withdrawal strategies. The firm’s approach integrates algorithmic tools with advisor input and emphasizes the use of Ameriprise Managed Accounts and affiliated investment products.